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Investing

OpenAI IPO Date: Investor Timeline, Valuation and Expectations

OpenAI has formally started the IPO process, but investors still don’t have an official OpenAI IPO date. The ChatGPT developer confidentially submitted an S-1 in June 2026 after reaching an $852 billion private valuation.1 With no set date for the listing potentially, the bigger questions are what OpenAI will be worth and whether its rapid… read more…

Investing

Anthropic IPO Date: Investor Timeline, Valuation and Expectations

Anthropic has taken a major step toward Wall Street, but investors still don’t have an official Anthropic IPO date. The Claude developer confidentially submitted IPO paperwork in June 2026 after reaching a $965 billion private valuation.1 With a November listing reportedly under consideration, the next questions are what Anthropic will charge investors and whether its… read more…

A calculator displaying the words "interest rates."
Market Insights

4 Financial Moves to Consider When Interest Rates Go Up

Rising interest rates reshape the investment landscape, creating both risks and opportunities across stocks, bonds and cash. Existing long-term bonds can lose value, while highly valued growth stocks may face pressure as future earnings are discounted more heavily. At the same time, cash begins paying meaningful interest, newly issued bonds offer higher yields and some… read more…

Senior couple using a laptop, while sitting on a sofa in their living room.
Financial Planning

Rubber Duck Rule for Retirement Planning: Uses and Examples

Many retirement plans look airtight in a spreadsheet until you try to explain exactly how they’ll work. The rubber duck rule, which is the practice of talking through a strategy step-by-step to expose faulty logic, can reveal assumptions and contradictions that are easy to overlook on paper. In retirement planning, where withdrawals, taxes, Social Security… read more…

Editor's Picks

A couple determining whether they need a CFA vs. CFP®.
Certifications & Licenses

CFA vs. CFP®: Which Do You Need?

Chartered financial analyst (CFA) and certified financial planner (CFP) are common certifications for individuals working in finance, namely financial advisors. These are designed to tell a client (or employer) that the holder has received education in certain types of financial… read more…

Clients meeting with an advisor from a wealth management firm.
Brokerage

6 Tips for Choosing a Wealth Management Firm

Wealth management firms are all different, with their own specializations and services. As a result, the process for choosing a wealth manager is a very personal one. Wealth managers work closely together with their clients to identify financial goals and… read more…

A fee-only financial planner doesn't earn commissions for recommending certain products.
Advisor Fees & Costs

What Is a Fee-Only Financial Planner?

If a financial planner, financial advisor or another type of financial professional is fee-only, that means they receive compensation solely from the fees clients pay for their services. They do not earn commissions for recommending certain products. A fee-only structure… read more…

Investment Property
Real Estate Investing

Why First Homes Could Be Investment Properties

If you’re young and looking to purchase a new home to live in, you may want to consider turning it into an investment property. While most people wait until after they’ve bought their first or second home to begin investing in… read more…

Data Articles and Studies

Two female colleagues talking in the office.
Data Studies

Best and Worst Cities for Women in Tech — 2026 Study

Women remain underrepresented in the tech sector. According to the Equal Employment Opportunity Commission, women make up “nearly half of the total U.S. workforce … [but] just 22.6% of the high tech workforce.” Opportunities for women in tech can vary considerably by location, and these differences shape access to jobs, career advancement and earning potential.… read more…

Worried senior couple on the couch, looking at documents.
Income

Where Americans Are Broke — 2026 Study

Having a negative net worth means a household owes more than it owns, and high debt relative to assets is associated with greater perceived depression, more stress and poorer health. For nearly two decades before the Great Recession, the share of U.S. households whose debts equaled or exceeded their assets held fairly steady, then rose… read more…

"Welcome to Texas" road sign.
Income

Where Wages are Growing — and Falling — in Texas

Everything’s bigger in Texas, but when it comes to income, some parts of the Lone Star State are more synonymous with Texas-sized paychecks than others. Economic opportunity can vary sharply by county, shaping how far earnings go and where workers see the strongest gains.   SmartAsset compared average weekly wages for private-sector workers across 252 of… read more…

Harbor with yacht at seaside summer destination.
Income

How Much Do You Need to Earn to Be in the Top 1% in Your State in 2026?

Fewer than two million American households rank among the top 1% of earners. When examined by state, the income needed to join this group varies dramatically. In some places, households can enter the top 1% at income levels that fall well below the threshold elsewhere, reflecting an uneven landscape of wages and wealth. SmartAsset analyzed… read more…

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