
Form 13F Filing Requirements for Registered Investment Advisors
Some investment advisors have to report certain portfolio holdings to the Securities and Exchange Commission (SEC) on Form 13F. The filing applies to institutional investment managers that exercise investment discretion over securities above a specified threshold. For registered investment advisors, understanding when Form 13F applies and how the filing process works can help avoid missed… read more…

How to Calculate an RIA’s Revenue Per Advisor
Revenue per advisor measures the revenue each advisor generates for a firm over a specific time period. To calculate this number, subtract a firm’s non-recurring revenue from its gross revenue, then divide by the number of advisors in the firm. While it’s helpful to know how to calculate an RIA’s revenue per advisor, it’s more… read more…

Earn Over $150k? The IRS Just Changed Where Your 401(k) Catch-Up Money Has to Go
For high earners over age 50, a retirement-saving strategy that was available for years may now be off the table. Depending on your income, you may have to make catch-up contributions to a Roth account instead of a traditional 401(k). And this change could affect your tax bill today and your retirement savings later. The… read more…

What Is a Prediction Market: Uses and Examples for Investors
A prediction market is a platform where participants buy and sell contracts tied to the outcome of future events. Prices on these contracts reflect the market’s collective estimate of how likely an event is to occur. In a winner-take-all contract, a share pays out $1 if the event happens and $0 if it does not.… read more…
Editor's Picks

CFA vs. CFP®: Which Do You Need?
Chartered financial analyst (CFA) and certified financial planner (CFP) are common certifications for individuals working in finance, namely financial advisors. These are designed to tell a client (or employer) that the holder has received education in certain types of financial… read more…

6 Tips for Choosing a Wealth Management Firm
Wealth management firms are all different, with their own specializations and services. As a result, the process for choosing a wealth manager is a very personal one. Wealth managers work closely together with their clients to identify financial goals and… read more…

What Is a Fee-Only Financial Planner?
If a financial planner, financial advisor or another type of financial professional is fee-only, that means they receive compensation solely from the fees clients pay for their services. They do not earn commissions for recommending certain products. A fee-only structure… read more…

Why First Homes Could Be Investment Properties
If you’re young and looking to purchase a new home to live in, you may want to consider turning it into an investment property. While most people wait until after they’ve bought their first or second home to begin investing in… read more…
Data Articles and Studies

When it Pays to Work in Florida — and When It Doesn’t
Florida’s economy has a pull of its own, from tourism and health care to construction and finance. But does working in the Sunshine State pay more? After adjusting for regional price differences, occupational pay gaps can look different than headline salaries suggest. For some workers, Florida offers a meaningful pay advantage; for others, the same… read more…

Where Social Security Cuts Could Have the Greatest Economic Impact
Social Security is a major source of retirement income for millions of Americans, but its economic importance varies sharply by locality. In some communities, benefits represent a relatively small share of total income. In others, they account for a substantial portion of money flowing into the local economy. That reliance may become more consequential as… read more…

Where Fathers Spend the Most Time on Child Care — 2026 Father’s Day Study
For fathers, work rarely stops at five o’clock. Beyond paid employment, fathers often balance household responsibilities and the daily logistics of family life. Where that balance is most demanding can vary widely based on local economic conditions, commute times and work schedules. SmartAsset analyzed the 50 states based on the number of minutes per day… read more…

Best and Worst States for Drivers — 2026 Study
Car ownership consumes a major share of many household budgets. Between loan payments, maintenance, fuel and auto insurance, the cost of owning and operating a vehicle now averages more than $11,000 per year. Even as U.S. cities and counties increase investment in public transportation, more than 90% of American households own or lease at least… read more…
You Might Like
- Is Social Security Income Taxable?
- CPA vs. CFP®: Which Is Right for You?
- How to Find and Choose a Financial Advisor
- Investment Advisor vs. Financial Planner
- What Is an Investment Broker?
- What Is a Fiduciary Financial Advisor? Definition, Types and Examples
- All About Taxes on Rental Income
- How Much Does a Financial Advisor Cost?
- Can You Claim Allowances on Your Taxes?
- 12 Questions to Ask a Financial Advisor