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Financial advisor and columnist Brandon Renfro
Ask an Advisor

Ask an Advisor: Will Collecting My Late Husband’s Social Security Impact My Paycheck?

I turned 66 in December and I’m still working. My deceased husband would be 67 if he was still alive. Can I receive his Social Security now without any money taken away from my paycheck? – Sharon I’m sorry to hear about your husband, Sharon. If you claim your Social Security survivor benefit now, you… read more…

You may need to unfreeze your credit before applying for loans or credit cards.
Financial Planning

Steps to Unfreeze Your Credit With All 3 Credit Bureaus

If you’ve frozen your credit to protect yourself from identity theft, you’ll need to unfreeze it before applying for a loan, credit card, or other financial product. The good news is that unfreezing your credit is quick, free, and can often be done instantly online. We’ll review how the process works at each of the… read more…

Real estate agent preparing paperwork.
Home Buying

Principal vs. Escrow: Which Should You Pay First?

Your monthly mortgage payment might look like a single number, but it’s actually doing multiple jobs behind the scenes. Part of it builds your ownership stake in your home, while another portion covers essential costs like taxes and insurance. Knowing how principal and escrow work, and which to prioritize when you have extra money, can… read more…

An advisor and client working on an investment plan.
How to Invest

How to Invest $2,000: Investment Opportunities and Examples

You don’t need a huge amount of money to start investing. Sometimes, $2,000 is more than enough to get the ball rolling. The key is knowing how to use it wisely so it can grow over time rather than sit idle. With the right approach, even a relatively small investment can open the door to… read more…

Editor's Picks

A couple determining whether they need a CFA vs. CFP®.
Certifications & Licenses

CFA vs. CFP®: Which Do You Need?

Chartered financial analyst (CFA) and certified financial planner (CFP) are common certifications for individuals working in finance, namely financial advisors. These are designed to tell a client (or employer) that the holder has received education in certain types of financial… read more…

Clients meeting with an advisor from a wealth management firm.
Brokerage

6 Tips for Choosing a Wealth Management Firm

Wealth management firms are all different, with their own specializations and services. As a result, the process for choosing a wealth manager is a very personal one. Wealth managers work closely together with their clients to identify financial goals and… read more…

A fee-only financial planner doesn't earn commissions for recommending certain products.
Advisor Fees & Costs

What Is a Fee-Only Financial Planner?

If a financial planner, financial advisor or another type of financial professional is fee-only, that means they receive compensation solely from the fees clients pay for their services. They do not earn commissions for recommending certain products. A fee-only structure… read more…

Investment Property
Real Estate Investing

Why First Homes Could Be Investment Properties

If you’re young and looking to purchase a new home to live in, you may want to consider turning it into an investment property. While most people wait until after they’ve bought their first or second home to begin investing in… read more…

Data Articles and Studies

Man on a laptop, working in a data center.
Travel, Education & More

AI Attitudes, Adoption, and Benefits by State – 2026 Study

AI continues to accelerate its presence in politics, the economy, and personal lives, transforming everything from autonomous vehicles to medical discoveries to military operations and a myriad of other workflows and personal use cases. In turn, investors eagerly listen in to company earnings’ calls to understand the implications of this developing suite of technologies in… read more…

Bridge across the Maumee River in Toledo, Ohio.
Cost of Living & Taxes

Where Home Prices Increased Most – 2026 Study

Home values can reflect cost of living trends in an area, giving hopeful homebuyers as well as existing homeowners a pulse on the momentum in their local market. Between 2025 and 2026, the typical home value in large U.S. cities actually declined by 1.04%, with values dropping in 70% of cities. But the full range… read more…

Young female friends carrying boxes into a shared apartment.
Cost of Living & Taxes

What a Roommate Can Save You in 100 U.S. Cities – 2026 Study

New college grads, transplants from other cities, and others might find myriad advantages in including a roommate in their housing plan – one of those being cost savings. Particularly in high cost-of-living areas, extra cushion in the budget could make a big difference in discretionary spending, paying off debt, or investing for the future. Across… read more…

Young man refueling his vehicle, looking worried at the high gas prices at a gas station.
Cost of Living & Taxes

Gas Prices Hit Records in 2026: State by State Breakdown

With gas prices in the U.S. hitting several-year highs as a result of military operations in the Middle East and subsequent pressure on the Strait of Hormuz, many households may be feeling the squeeze of the cost of their commute lately.  As of April 1st, the national average price of a regular gallon stands at… read more…

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