Editorial Note: This content is not provided by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.Every month, our credit card expert surveys leading offers & compiles a list of the best credit products on the market. His goal is to locate deals that offer huge potential rewards or exceptional interest rate savings. "My wealth has come from a combination of living in America, some lucky genes, and compound interest ." – Warren Buffett , World’s 2nd Richest Man The reason rich people get richer and others fall short is that the rich make compounding interest work for them, not against them.