<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://smartasset.com/retirement/can-i-withdraw-from-my-457-while-still-employed</loc><lastmod>2026-07-13T11:19:17+00:00</lastmod><news:news><news:publication><news:name>SmartAsset</news:name><news:language>en</news:language></news:publication><news:publication_date>2025-09-17T03:06:11+00:00</news:publication_date><news:title>Can I Withdraw From My 457 While Still Employed?</news:title></news:news></url><url><loc>https://smartasset.com/retirement/is-there-anything-better-than-an-annuity-for-retirement</loc><lastmod>2026-07-13T09:51:36+00:00</lastmod><news:news><news:publication><news:name>SmartAsset</news:name><news:language>en</news:language></news:publication><news:publication_date>2025-05-16T00:22:45+00:00</news:publication_date><news:title>Is There Anything Better Than an Annuity for Retirement?</news:title></news:news></url><url><loc>https://smartasset.com/retirement/what-is-the-1000-a-month-rule-for-retirement</loc><lastmod>2026-07-13T09:00:07+00:00</lastmod><news:news><news:publication><news:name>SmartAsset</news:name><news:language>en</news:language></news:publication><news:publication_date>2025-02-27T00:39:41+00:00</news:publication_date><news:title>What Is the $1,000 a Month Rule for Retirement Planning?</news:title></news:news></url><url><loc>https://smartasset.com/retirement/13-million-saved-collect-2800-month-social-security-can-i-retire-62</loc><lastmod>2026-07-11T17:13:03+00:00</lastmod><news:news><news:publication><news:name>SmartAsset</news:name><news:language>en</news:language></news:publication><news:publication_date>2025-01-17T14:51:15+00:00</news:publication_date><news:title>I Have $1.3 Million Saved and Will Collect $2,800 per Month in Social Security. Can I Retire at 62?</news:title></news:news></url><url><loc>https://smartasset.com/retirement/social-security-benefits-for-widows</loc><lastmod>2026-07-13T11:47:31+00:00</lastmod><news:news><news:publication><news:name>SmartAsset</news:name><news:language>en</news:language></news:publication><news:publication_date>2023-11-21T23:45:11+00:00</news:publication_date><news:title>Ultimate Guide to Social Security Benefits for Widows</news:title></news:news></url><url><loc>https://smartasset.com/retirement/how-roth-401k-matching-works-with-your-employer</loc><lastmod>2026-07-13T10:04:25+00:00</lastmod><news:news><news:publication><news:name>SmartAsset</news:name><news:language>en</news:language></news:publication><news:publication_date>2023-06-01T12:53:27+00:00</news:publication_date><news:title>How Roth 401(k) Matching Works With Your Employer</news:title></news:news></url><url><loc>https://smartasset.com/retirement/can-i-retire-at-55-with-2-5-million</loc><lastmod>2026-07-13T08:19:58+00:00</lastmod><news:news><news:publication><news:name>SmartAsset</news:name><news:language>en</news:language></news:publication><news:publication_date>2023-04-10T14:42:55+00:00</news:publication_date><news:title>Can I Retire at 55 With $2.5 Million?</news:title></news:news></url><url><loc>https://smartasset.com/retirement/can-you-collect-unemployment-and-social-security</loc><lastmod>2026-07-11T17:23:32+00:00</lastmod><news:news><news:publication><news:name>SmartAsset</news:name><news:language>en</news:language></news:publication><news:publication_date>2023-02-28T13:43:14+00:00</news:publication_date><news:title>Can You Collect Unemployment and Social Security?</news:title></news:news></url><url><loc>https://smartasset.com/retirement/is-3-million-enough-to-retire-at-55</loc><lastmod>2026-07-13T10:52:33+00:00</lastmod><news:news><news:publication><news:name>SmartAsset</news:name><news:language>en</news:language></news:publication><news:publication_date>2023-02-14T10:34:22+00:00</news:publication_date><news:title>Is $3 Million Enough to Retire at 55?</news:title></news:news></url><url><loc>https://smartasset.com/retirement/how-long-will-400k-last-in-retirement</loc><lastmod>2026-07-11T16:40:29+00:00</lastmod><news:news><news:publication><news:name>SmartAsset</news:name><news:language>en</news:language></news:publication><news:publication_date>2023-01-05T17:08:49+00:00</news:publication_date><news:title>How Long Will $400k Last in Retirement?</news:title></news:news></url></urlset>