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Investing

Sep 05, 2018 Whether you're new to investing or have been doing it for years, mutual funds offer a great way to invest your money. It allows you to invest in multiple stocks and bonds without the hassle of choosing and buying each individually. Plus, mutual fund companies can do all this work for you. While convenient, mutual funds aren't always accessible to all investors due to their potentially high minimums. Read More...

Aug 07, 2018 Take billionaire investor Warren Buffett's advice for how to learn to make good money decisions, and pick up a book. Whether you're a beginner or a seasoned investor in need of a refresher, reading one of the best investing books is a great way to sharpen your knowledge. With these books, you can pick Peter Lynch's brain, learn the history of Wall Street or simply figure out if you're ready to use that spare money tucked away in your savings account to start investing. Read More...

Jul 10, 2018 A wealth manager is a subset of financial advisor that primarily serves high-net-worth and ultra-high-net-worth individuals - in other words, people with wealth that needs managing. A wealth manager's role is far more comprehensive than just offering a client investment advice. These financial professionals provide a holistic suite of services that encompasses all parts of a person's financial life, including both investment management and financial planning, as well as accounting and tax services, retirement planning, estate planning and more. Read More...

Sep 24, 2018 When it comes to investing, millennials aren't known for being a reckless bunch. According to a study published by UBS earlier this year, Americans aged 21 to 36 are the most fiscally conservative generation since the Great Depression. Their better-safe-than-sorry attitude can be chalked up in part to the economic turmoil of the last few years and the unique financial challenges they face. Read More...

Feb 08, 2018 Everyone makes mistakes and when it comes to your investment strategy, some wrong moves can be worse than others. Whether you're dipping your toes into the investment game for the first time or you've been playing the market for years, there's always the possibility that your strategy may backfire. Maxing out your returns means knowing what you should and shouldn't do with your money. Here are some of the most common pitfalls investors should try to avoid. Read More...

Dec 04, 2018 Both public and private corporations issue corporate bonds, which are a type of fixed income security. Corporations place these investments on the open market to help fund projects and other major financial undertakings. Investors can purchase corporate bonds on either the primary or secondary markets, and they offer predictable payouts and strong liquidity. So if these reliable, low-risk investments interest you, check out our guide below. Read More...

Dec 03, 2018 It’s no secret: investing can be intimidating, and many people just don’t like the idea of “gambling” with their hard-earned savings. Luckily, there are some simple investment strategies that provide a steady stream of income without exposing you to much risk. One such strategy is making a bond ladder.  Read More...

Nov 30, 2018 Walmart is a legendary American retail brand that was founded by Sam Walton in 1962. Although it started with just a single location in Rogers, Arkansas, Walmart has ballooned to more than 11,000 stores across nearly 30 countries worldwide. A meteoric financial rise such as this typically gets the attention of investors. If you find yourself wanting to get your hands on some of this equity, we go over your options below. Read More...

Nov 30, 2018 Although widely recognized as solely a technology brand, Samsung is actually more of a conglomerate. The South Korea based company extends into the financial services, tourism, science and machinery businesses as well. But tech is what Samsung does best, as Forbes ranks it 94th on its list of the top 100 digital companies for 2018. Unfortunately for American investors, Samsung stock is difficult to get your hands on without a bit of legwork and fees. Read More...

Nov 28, 2018 Vanguard began operations back in 1975, although its oldest fund, the Vanguard Wellington™ Fund, was incepted in 1929. The company currently manages about $5.1 trillion in global assets from over 20 million investors in about 170 countries. Unlike many other investment management companies, which are owned by outside stockholders, Vanguard is owned by its customers who buy and own the company’s funds. By giving ownership to its clients, Vanguard gets to return profits back to you in the form of lower costs, helping to boost your savings. This ownership structure also means Vanguard can focus solely on its customers. Keeping in line with its core purpose of giving investors “the best chance for investment success,” Vanguard offers a variety of investment products. This allows you to find the best investments for you and your financial goals. You can buy and sell Vanguard ETFs and… Read More...

Nov 29, 2018 Berkshire Hathaway is a long-standing holding company with many businesses under its ownership. Berkshire is one of the most sought-after stocks on today's market, as chairman and investing legend Warren Buffett runs it. Some of the company's largest holdings include Geico, Kraft Heinz and Duracell. Whereas some firms offer direct investment plans, prospective investors will need to go through a brokerage or another medium to become a Berkshire Hathaway shareholder. Read More...

Nov 27, 2018 Mutual funds are companies that combine investors' money in an effort to diversify their assets throughout specific areas of the market. So investing in a mutual fund is more than just buying into the investments a fund makes. You're actually buying shares of the mutual fund to become a part owner. This typically attracts lots of attention, especially from long-term investors. Here's a guide for how you can get your hands on a mutual fund. Read More...

Nov 27, 2018 Savings bonds are what seem like a relic of the past, but they are still very much alive. The U.S. Treasury Department issues these extremely low-risk investments to help fund various projects of the federal government. Although you once could buy savings bonds in paper form, today most of them are sold electronically. There are a few different methods of buying savings bonds, but a   financial advisor can help if you have specific questions. Read More...

Nov 29, 2018 Nike is one of the most prominent sportswear companies in the world. It has been in the spotlight in recent years for its direct participation in social issues. Most notably, Nike did an ad campaign featuring ex-49ers quarterback Colin Kaepernick that netted the company a 6.25% stock value increase, according to an ESPN report from September 2018. This, along with Nike's longstanding popularity, has won it attention as an investment worth considering. Below, we outline a few ways you can purchase Nike shares. Read More...

Nov 26, 2018 Municipal bonds, or "munis," are debt security investments in the daily operations or long-term projects of a state, county, city or other government organization. Government entities themselves issue muni bonds, and they offer interest payments typically on a semi-annual basis. Maturity dates of these bonds can be anywhere from just a few years to over a decade, allowing you to select the one that's best for your financial plans. Investors can pick up these bonds through a number of direct and indirect methods. Read More...

Nov 26, 2018 Stock options are an increasingly popular form of employee compensation. They come in two flavors, which are treated differently for tax purposes: non-qualified stock options and incentive stock options. Non-qualified stock options are the more common of the two. Here's what you need to know if they're are part of your compensation package. Read More...

Nov 29, 2018 The Walt Disney Company is an iconic part of the American childhood experience. And its influence extends internationally and to all age groups. The legendary Walt Disney began producing his animated films in the early 1920s, and they've been fan-favorites ever since. As a fun way to start your children or grandchildren on the path to financial success, you can buy stock in Disney and gift it to them early on. Anyone can get a hold of Disney stock, though, and we go over how to do so below. Read More...

Nov 21, 2018 Charitable donations often take the form of food drives, clothing donations and giving cash to a nonprofit. But did you know you could also donate stocks directly to charity? While you could always sell your stocks and donate the proceeds, it might make more sense to donate the stocks themselves. It can greatly benefit the organization and can prove to be a smart tax move for you, too. Read More...

Nov 20, 2018 When you take a new job, your salary is probably not your only form of compensation. You'll likely also get benefits, vacation days and, possibly, some form of stock in the company. This will likely come in one of two forms: restricted stock units (RSUs) or stock options. Read More...

Nov 20, 2018 Annuities are one way to fund your retirement. With an annuity, you exchange a certain amount of principal up front for payouts in retirement. An equity-indexed annuity is a popular type of annuity. The payout for these annuities is based on the performance of an equities index, like the S&P 500. Read More...

Nov 20, 2018 Diversification is the process of investing in several different asset classes and sectors of the economy to reduce risk. The idea here is that if one particular asset class experiences a downturn, your overall investment portfolio shouldn’t take a major hit because it also has exposure to other asset classes, which may be performing very well. Consider the opposite. Let’s say you invest all of your money in stocks related to a particular economic sector. If that sector goes through major economic turmoil, you would likely face a major loss. So diversification serves as a cushion to protect your entire basket when a few eggs crack. This article will explore different asset classes and funds you can consider when devising a diversified portfolio. We can also help you Read More...

Nov 20, 2018 A big name in the investment and day-trading worlds, E*TRADE offers a wide variety of investments and platforms to trade them. Originally founded in 1982 as TradePlus, the company made its first online trade the following year and relaunched as E*TRADE in 1992. Should you choose to start trading with E*TRADE, you’ll join over 3.9 million existing brokerage accounts. The company currently has $473 billion in assets under management. Read More...

Nov 19, 2018 You may have heard about short-selling, shorting or short position when listening to  investment discussions, but maybe you weren’t quite sure of the meaning. Taking a short position is essentially the opposite of investing in a company. When you invest in a company, you’re betting that the price of the shares will go up, giving you positive wealth growth. When you take a short position, you’re betting that the price of a company’s stock is going to go down. Read More...

Nov 19, 2018 Anyone who spends time thinking about investments has likely heard the phrase price-earnings ratio. Put simply, price-earnings ratio, or P/E ratio, is a figure that compares the price of a share of a company’s stock to the earnings per share it posts over a 12-month period. Read More...

Nov 19, 2018 Fidelity is a global financial services company headquartered in Boston. Founded in 1946, the firm has more than $2.50 trillion in assets under management. It offers a full suite of products and services, including annuities, mutual funds, retirement plans, 529 plans and exchange-traded funds (ETFs). In addition to its brokerage arm, Fidelity also has a robo-advisor service called FidelityGo and a financial advisor division called Fidelity Investments for anyone who wants a full-service wealth management experience. Read More...

Nov 19, 2018 In order to become an accredited investor, you must meet certain income or net worth requirements laid out by the Securities and Exchange Commission (SEC). You must also demonstrate to investment firms that you can qualify to invest in certain products. This article will define an accredited investor and explain how to become one. It will also explore what an accredited investor can do and why he or she must follow certain rules. But because accredited investors have exclusive access to complex investments, it always helps to work with a financial advisor. Read More...

Nov 15, 2018 With student loan debt reach record levels, American families are seeking more ways to help their children save for higher education. One solid option is investing in a 529 college savings plan. Each state, except Wyoming, sponsors at least one of these savings vehicles, as does Washington, D.C. Money you contribute to these plans comes from after-tax dollars, so your contributions can reduce your taxable income. Your money also grows tax-free. And you won’t face any taxes if you withdraw money for 529 qualified educational expenses like tuition. Plus, some states allow you to take additional tax deductions or credits based on how much you contribute. But the great thing is that you’re not limited to investing in the 529 plan sponsored by your state. You’re free to enroll in any program you… Read More...

Nov 20, 2018 The practice of granting stock options to employees is growing in popularity as a way for employers to attract and retain talent. And depending on the company, it could pay off big for the employees. Because options give you a stake in your company’s success, you could see a big profit if your company is successful. If you've been offered options as part of a compensation package, or if you're considering exercising and selling those options, it's a good idea to first brush up on how they work. Read More...

Nov 14, 2018 Higher education is pricier than ever, and tuition hikes don't show any sign of slowing down. But 529 college savings plans and Roth IRAs both include benefits to help you save for your children's education. Investors use 529 plans specifically for the purpose of paying for college. By contrast, Roth IRAs provide the chance to save for both retirement and college in a single account. Decision which one to utilize is a complicated decision that can have long-term financial ramifications, so feel free to consult a financial advisor if you have further questions. Read More...

Nov 14, 2018 If you invest in stocks, there is a decent chance that you will receive some sort of dividend, which is a payment to shareholders that is awarded in correlation with how the stock is performing on the market. To see if you’re getting a good dividend in comparison with other stocks, you’ll need to learn how to calculate dividend yield. Read More...

Nov 15, 2018 TD Ameritrade is a full-service brokerage firm that is a fixture in the investment sphere. It was first established back in 1975. As a matter of fact, as recently as 2018, Kiplinger named TD Ameritrade the No. 1 overall broker in the U.S. TD Ameritrade employs well-balanced online and mobile trading platforms that include versions for both new and experienced investors. It backs this up with great customer support to help clients get the most out of the diverse account features. However, even with all these benefits to its name, TD Ameritrade has a significant number of legal issues on its record. In late 2017, TD Ameritrade bought out Scottrade, another massive national brokerage that opened its doors in 1981. With the annexation of Scottrade’s accounts and funds, the firm now serves a combined 11 million clients with more than $1 trillion in assets. TD Ameritrade finished… Read More...

Nov 12, 2018 If you’re interested in investing in real estate, you should start by doing as much research as possible. This first and foremost means studying the market, figuring out how you want to invest and learning as much as you can about what investing in the real estate market really means. One of the best ways to do that is to read a book on the subject. This guide will take you though the best books on real estate investing. We'll tell you what you’ll be able to glean from each of them. Read More...

Nov 12, 2018 One of the most crucial investment decisions anyone makes is how he or she goes about setting up their asset allocation. This is the process by which you break down your investment portfolio based on stocks, bonds and cash. Your age and risk tolerance will largely influence this decision. In this article, we’ll explore common ways you can rebalance your your asset allocation based on age. But any time you’re making serious investment and retirement-planning decisions, it’s important to find a financial advisor who can help you develop a personalized strategy. Read More...

Dec 07, 2018 Merrill Edge is a brokerage firm that offers everything from self-sufficient investing to financial advisor consultations and  robo-advisor services. The brokerage firm falls under the umbrella of the Merrill Lynch group of companies. Although once its own entity, Merrill Lynch is now under the ownership of Bank of America. Therefore Merrill Edge is an especially natural fit for anyone who maintains accounts at BoA. The brokerage firm has racked up its fair share of accolades in recent years. Barron’s has handed Merrill Edge a 4-star rating each year from 2014… Read More...

Nov 14, 2018 Robinhood is a brokerage firm whose services are centered around its mobile and online trading platforms. In fact, the firm’s mobile app won a design award from Apple in 2015, and it holds an average rating of 4.75 stars between the Android and Apple app stores. Robinhood’s principal attraction is a complete lack of commission fees for all purchases and sales of U.S. listed stocks, options, exchange-traded funds (ETFs) and cryptocurrencies. Some of the downsides of Robinhood include no human advisement and limited customer service. That makes this brokerage best suited for independent investors. Former Stanford roommates Vlad Tenev and Baiju Bhatt founded Robinhood in 2014 after building their own finance companies. As it stands today, the firm is independently owned, and co-CEOs… Read More...

Nov 05, 2018 Any investor can benefit from the value of a diversified portfolio. But some don't venture into the world of real estate investing, because they don’t know where to start. With intimidating acronyms like REITs and the thought of waking up in the middle of the night to a call about a tenant's broken pipe, real estate investing can sound scary. But don’t worry. We’ll explain how to get your feet wet by testing the waters of some basic real estate investment practices. But as with any investment, real estate can open the door to some considerable risk. So the guidance of a financial advisor can come in handy. But when done right, Read More...

Nov 08, 2018 The investment world is full of an overwhelming number of options, including equities, bonds, exchange-traded funds (ETFs) and more. Commodities may seem like just another one of the bunch, but these products offer a unique way to invest your money in the market. If you have questions about a specific commodity, or you're new to creating an investment portfolio, it might be wise to consult a  financial advisor. Read More...

Oct 25, 2018 Angel investor is one of the terms you constantly hear bandied about on the news, in blog articles and maybe even in a few of your favorite movies. But don’t feel bad if you still ask yourself: What is an angel investor? An angel investor is simply an individual, generally someone with a big base of wealth, who gives money to a business to help it get started in exchange for either ownership equity or convertible debt. A lot of famous companies you’ve heard of, including Facebook, had angel investors early on. This post will take you through the basics of angel investors, including what an angel investor is, the pros and cons of working with an angel investor, who should use an angel investor and how you can become an angel investor yourself. Read More...

Oct 03, 2018 An investment strategy is a defined approach to investing that shapes the choices an investor makes for his or her portfolio. Different investment strategies assume specific tactics based on fundamental beliefs. For instance, value investing seeks stocks that are undervalued and are selling for less than their true worth, whereas growth investing aims to find investment opportunities in companies that have high potential for growth. Those are just a few of the many investment strategies out there to choose from. This guide will break down the major investment strategies and help you decide which of them is likely to be a good choice for you. Read More...

Oct 02, 2018 Asset allocation is the mix of investments you choose for your investment portfolio. Picking the right mix is key to maximizing returns and minimizing risk as you invest. If you don’t get the mix right, you could miss out on some opportunities to earn returns. Or, you could take on too much risk and end up losing your savings without enough time left to earn it back. Read More...

Nov 12, 2018 Gold can be an attractive investment for those who wish to protect themselves from the volatility paper currency and stocks experience. However, the process of acquiring gold is a bit more opaque than simply heading to an ATM. You need to decide what kind of gold you want to buy, find a reputable gold dealer and make sure you're storing your gold safely. Read on to learn why you may want to invest in gold in the first place, how to purchase gold and what the different kinds of gold investments can look like. Read More...

Nov 19, 2018 If you're doing anything related to money or investing, chances are you'll have to deal with a broker. A broker is someone who serves as a conduit for you when purchasing a variety of things, from houses to security  investments. Knowing what a broker is and what he or she does is important to ensuring you effectively work with this professional. This article examines the common types of brokers and what they do, in addition to explaining how to find a broker. Read More...

Sep 21, 2018 If you’re a relatively new investor, you may be wondering what types of investments you should be looking to put your money in. While there are plenty of different ways to buy them, it’s likely the actual investments you make will be in one of two basic categories: bonds or stocks. Read More...

Sep 27, 2018 For many, predicting how your investments will perform over the long term can be difficult. After all, these returns may often seem abstract and distant. But being able to determine a time frame for expected growth is invaluable. The rule of 72 does just this, so read on to learn exactly how to use this law. SmartAsset's financial advisor matching tool can also set you up with a local advisor who can further aid you in evaluating your current investments or building an investment portfolio for the future. Read More...

Jul 09, 2018 You contribute money to 529 college savings plan as a tax-advantaged way to save for your child's future education. But when your kid is set to matriculate, you can't use those funds for just any costs. To avoid a tax penalty, you must put that money toward 529 plan qualified expenses. Don't worry: You won't need to dive into thousands of pages of the tax code. We did that hard work for you. Now, we will teach you exactly what will count 529 plan qualified expenses—and what won't. Then you can use your tax-deferred savings penalty free.  Read More...

Jul 09, 2018 Amid rising college costs and mounting student debt, parents are looking for more ways to lessen the financial burden of higher education. Luckily, 529 college savings plans can help. These unique savings vehicles offer several tax breaks for parents as they save for their children's future education. Similar to 401(k) plans, 529 plans let you contribute toward investment portfolios with underlying mutual funds that leading investment firms manage. Tackling an expense as large and important as higher education is important. So read on to understand 529 college savings plans down pat. Read More...

Jul 04, 2018 Unlike with 401(k) plans and other retirement savings vehicles, the IRS does not set annual contribution limits for 529 college savings plans. Instead, the states that sponsor individual 529 plans set parameters for the life of the plan. So what are the 529 plan contribution limits for plans you're considering? And how can you be sure to follow the rules so as not to incur any penalties? Read on to find out. Read More...

Sep 05, 2018 529 college savings plans offer several tax benefits and the potential to build your child’s college fund over time. Unlike with several investment accounts, the federal government allows your 529 plan earnings to grow tax-free. Your withdrawals will be tax-free as well if you use them to pay for qualified higher education expenses. But you need to understand 529 plan rules. What constitutes a qualified expense and what are the penalties for making a nonqualified withdrawal? Read on learn how you can maximize your 529 benefits and avoid pitfalls.  Read More...

Jun 18, 2018 When you're getting started with investing, it's important to research the options available to you. One such option, known as socially responsible investing (SRI), enables you to grow your money while doing good. It allows you to invest in social causes you care about. In fact, this type of investing has experienced significant growth in recent years. Socially responsible investments offer a great way to boost your assets while also making a difference. Read More...

Sep 05, 2018 The Survey of Consumer Finances (SCF) found that the median inheritance in the U.S. is $69,000. Yet an HSBC survey found that Americans in retirement expect to leave nearly $177,000 to their heirs. As it turns out, the passing of property and assets doesn’t always go as expected or planned. Plus, though it may seem like a windfall, getting an inheritance is rarely as easy as depositing a check. Read on as we explain exactly how inheritance works. Read More...

Sep 05, 2018 Making an investment plan involves more than just choosing a few stocks to put money in. You have to consider your current financial situation and your goals. It's also important to define your timeline and how much risk you're willing to take on in order to determine your optimal asset allocation. Read on for a step-by-step guide on how to make an investment plan. Read More...

Sep 05, 2018 When creating an investment plan for your portfolio, diversification is the most important rule. Diversification essentially means spreading your assets among a variety of investments. Doing this helps to mitigate risk and provides the potential to improve returns. Read on to find out more about how to diversify your portfolio. Read More...

Sep 06, 2018 If you want help making investment decisions and managing your investments, you may want to seek the advice of a professional, specifically an investment advisor. An investment advisor, or investment adviser or securities advisor, is a financial advisor who, for a fee, provides guidance and management for your investment portfolio. Read More...

Sep 05, 2018 For anyone trying to choose a financial advisor, Form ADV is an essential point of reference. Form ADV is paperwork that all financial advisor firms that manage more than $25 million must file with the U.S. Securities and Exchange Commission (SEC). The publicly available paperwork includes dozens of pages of information about a firm, including its fee structure, total assets under management, other business activities, any disciplinary issues on record and more. Read More...

Sep 06, 2018 When you place your investments in the care of an investment manager or advisor, you’ll often run into various fees. The advisor can charge you a percentage of your assets, a transaction fee per trade, commission fees and more. To remove some of the confusion and clutter that comes with this fee structure investment managers choose instead to charge a wrap fee. Read More...

Jan 12, 2018 Investment banking is a division of banking focused on raising capital for companies, governments and other entities. Investment banks, which are typically private companies, may underwrite debt and equity securities, assist with mergers and acquisitions, provide  financial advisory services and offer IPO (initial public offering) support when companies go public. Read More...

Sep 05, 2018 When it comes to personal finance, sometimes it seems like there's a whole new language that you need to learn. There are terms like expense ratios and asset allocations. One thing you’ve probably heard about is a portfolio. Investment portfolios come up any time you talk about investing. That includes investments that you make into a retirement account, like a 401(k), as well as any other investments in the stock market. But what exactly is an investment portfolio? Read More...

Sep 05, 2018 Figuring out how to buy bonds is a deceptively complicated process. Before you make your purchase, it's important to understand what types of bonds there are, and how much risk and reward each bond carries. Bonds can be a good way to round out a diverse portfolio, but not all bonds are as straightforward and reliable as the ones your grandma gave you for graduation. Read More...

Mar 20, 2017 Remember Brexit? In June 2016, more than 30 million people in the U.K. took part in a referendum. Most of the voters (51.9%) wanted Britain to exit the European Union (hence the term Brexit). Prime Minister Theresa May will begin the process of leaving the EU by the end of March 2017. Meanwhile, France is preparing for an election that could result in a so-called Frexit. Read More...

Oct 18, 2018 Not all investors in the stock market are individuals who buy and sell their own hand-picked stocks and bonds. With the rise of mutual funds and  index funds, institutional investors have become bigger players. Institutional investors are large funds made up of many individual investors. Pension funds are a prime example of an institutional investor. Read on to find out more about institutional investors and their role in the market.  Read More...

Dec 30, 2016 If you were paying close attention to the presidential race, you may have heard someone say something about carried interest. Or maybe you have finance friends who've mentioned this term in passing. Either way, if you're not sure what carried interest is, we're here to help. We'll explain what this term means and how it's related to a controversial tax loophole. Read More...

Dec 27, 2016 If you only have stocks and bonds, you can diversify your portfolio by investing in real estate. Buying a rental property can provide you with a steady stream of income, especially in a market where rental rates are on the rise. Not sure whether you should become a landlord? Asking yourself these questions can help you decide whether you should make buying an investment property one of your new year's resolutions. Read More...

Dec 20, 2016 J.K. Rowling's  net worth is an estimated $1.2 billion. Since 1997, J.K. Rowling has captivated book lovers across the globe with her renowned Harry Potter series. In addition to publishing that series, she has written other novels and stories and has gotten involved with the film adaptations of her books. Read on for a breakdown of Rowling's net worth. Read More...

Oct 18, 2017 Goldman Sachs has a higher profile than many other investment banks. Its name is frequently invoked as a stand-in for Wall Street and the financial sector. Secretary Clinton's speeches to the company were a hot topic during the 2016 presidential campaign, and President-elect Trump has tapped a former executive from the bank, Steven Mnuchin, to be Treasury Secretary. So what is Goldman Sachs? Let us explain.  Read More...

Nov 23, 2016 Several businesses and divisions of businesses market themselves as providing targeted investing advice for women. But do women need investing advice that's different from the advice men receive? It's a controversial issue. Let's take a look at some of the arguments for and against financial advice and financial services marketed specifically to women.   Read More...

Oct 14, 2016 Arbitrage is the buying and selling of assets, profiting from the price difference between the price paid to buy and the price at the time of sale. In a successful arbitrage deal, the turn-around time between buying and selling is minimal and the transaction costs (the cost of buying the goods and bringing them to sale) are low or nonexistent.  Read More...

Sep 06, 2018 Economic recessions are never pleasant. But they're an unfortunate reality that investors have to deal with from time to time. While it's impossible to predict when a recession will hit, there are often clues that warn of a potential economic downturn. If you're worried that another recession could hurt your portfolio, it might be a good idea to take these tips into consideration. Read More...

Dec 19, 2016 If you've been too afraid to take a serious look at your investment portfolio, this could be the perfect time to finally do it. Even if you think you've made good financial decisions, you could be hurting your bottom line without realizing it. If you've made any of the following investing mistakes, it might be time to start using a different strategy. Read More...

Aug 22, 2017 One common misconception about investing is that you need a big bankroll to get started. Some financial technology companies are challenging that notion by bringing the concept of micro investing to the masses. The idea is simple: Instead of investing large chunks of cash, you can do it in small increments. But can you really get rich by making micro investments? Read More...

May 18, 2018 When the economy is booming, you may not think about what could happen to your investment portfolio during a market downturn. But economic slowdowns tend to be cyclical, so it's not unrealistic to expect another recession at some point in the future. Thinking about what to invest in when the economy starts to slide is important if you want to protect your assets. Here are five things to consider when a recession hits. Read More...

Oct 04, 2016 A Ponzi scheme is a kind of investment scam in which investors of longer standing are paid with the buy-in contributions of newer investors. To avoid collapse, a Ponzi scheme must secure a continual supply of new investors. When a Ponzi scheme is exposed or otherwise comes to an end (often because the fraudster takes the money and runs), investors face disastrous consequences.  Read More...

Nov 30, 2016 Beyonce's net worth is an estimated $265 million in 2016. Beyonce is an icon known for her electrifying performances and her empowering lyrics. At 35, she's one of the youngest people on Forbes’ 2016 list of America’s Richest Self-Made Women. Read on to find out how she accumulated her wealth. Read More...

Nov 30, 2016 Drake's net worth is an estimated $60 million as of May 2016. The Canadian actor-turned-rapper's annual earnings have risen, going from a reported $10 million in 2010 to $39.5 million in 2015. Today, he's one of the wealthiest hip-hop artists. Here's a look at his assets and some of his main sources of income. Read More...

Sep 29, 2016 What happens on Wall Street has a major influence on the U.S. economy and financial systems around the world. So in order to become a part of this exclusive group of investors, bankers and financial experts, you'll need to prove that you have what it takes to succeed. If you're dying to work at the New York Stock Exchange or Goldman Sachs, read on to learn how to get a job on Wall Street. Read More...

Nov 30, 2016 Donald Trump's net worth is estimated to be between $3 and $4.5 billion. It's hard to keep track of where Trump stands financially and, in some cases, politically. Here's how Trump's net worth breaks down. Read More...

Nov 30, 2016 Kanye West’s net worth is an estimated $145 million. West is one of the most polarizing figures in entertainment today. The outspoken rapper knows how to keep fans guessing with his unpredictable behavior. While we don't know what he'll do next, one thing we do know is that he appears to be as wealthy as he is provocative. Let's look at how the star's assets and debts add up. Read More...

Sep 23, 2016 We seem to have a fascination with the net worth of celebrities, but the wealthy aren't the only ones whose net worth is of interest. It's a good idea to know your own net worth so you can assess the state of your assets and liabilities and figure out how to increase your financial stability. Calculating your net worth doesn't require an accounting degree. Let us walk you through it.  Read More...

Sep 12, 2016 Although the World Trade Organization (WTO) affects all of us, many people aren't very familiar with it. You might remember hearing about it over the years since its beginnings in 1995. If you had no idea that it exists, don't worry. We'll explain what the organization does and discuss what critics have to say about it. Read More...

Jun 11, 2018 The debt-to-equity ratio is one of the metrics people use to evaluate publicly traded companies. A high ratio indicates that a company is highly leveraged and may be a risky investment. Knowing what the ratio is and what makes a good debt-to-income ratio can help you make investment decisions. Read on for more about this useful number.  Read More...

Sep 05, 2016 Each election year, many of us feel uncertain about the new personnel and policy changes that could be in store for our country. If there's one thing we all can agree on, it's that the presidential race is often filled with surprises. Election years can bring economic surprises as well. Here's a look at how presidential races can affect the nation's economic climate. Read More...

Aug 30, 2016 What would you do with a million dollars? Would you immediately pay off your student loans and your credit card debt? Or would you take that trip you've been planning for years? These days, becoming a millionaire isn't as far-fetched as it may seem. With the right strategy in place, you too could be earning a seven-figure salary. If you've struggled to turn that dream into a reality, here's how to make a million dollars. Read More...

Sep 17, 2018 When you're making investing decisions and choosing between different stocks, one factor to take into consideration is the P/E Ratio. The P/E ratio is the price/earnings ratio. It's the price per share of a given company's stock, divided by the company's earnings per share. How can it help you as an investor? Let us explain. And if you're looking for a little more one-on-one guidance, head to SmartAsset's financial advisor matching tool to get paired with a financial professional who can cater to your specific investing needs. Read More...

Aug 24, 2016 Jumping into the  investing game in your 20s can pay off big time by the time you're ready to cut your losses and retire. Unfortunately, many millennials opt out of building a portfolio. So why are 20- and 30-somethings steering clear of the market despite the potential payoff? Here are four common excuses millennials are using to get out of investing. Read More...

Oct 19, 2018 If you've strayed away from your original asset allocation, rebalancing can help you get back on track. And if you want to lower your investment risk, rebalancing can protect your portfolio from market volatility. Before you make adjustments, however, it's best to avoid doing anything that could jeopardize your investment strategy. Here are four rebalancing mistakes you can't afford to make. Read More...

Aug 19, 2016 The Trans-Pacific Partnership (TPP) is one of the hot-button issues that has been mentioned repeatedly throughout the course of the 2016 presidential race. Constituents and politicians on both sides of the aisle have strong opinions about whether or not the TPP is a good thing. If you're still not sure what the TPP is all about, here's everything you need to know about it. Read More...

Aug 19, 2016 Films are expensive to make. If you're making a movie without the backing of a studio and its resources, you'll need to get funding from somewhere. And if you're on a really tight budget, you might need to get creative. If your other fundraising ideas fell through, check out five ways to finance an independent film. Read More...

Aug 15, 2016 Maintaining a good working relationship with your financial advisor is important, especially when you're trying to build wealth. But annoying your advisor or doing things that drive him up the wall could prevent him from wanting to help you meet your financial goals. If your advisor seems to be avoiding you these days, here are five reasons why that could be happening. Read More...

Aug 08, 2016 If you're only investing in a mixture of stocks, mutual funds or bonds, there are plenty of ways to add diversity to your portfolio. Fine art can be a lucrative investment but it takes a certain amount of knowledge and skill to choose pieces that are likely to increase in value over time. If you're new to art collecting, here's a quick guide to getting started as an investor. Read More...

Aug 08, 2016 Tech stocks have become a popular choice among investors. While owning a share of stock in Google or Apple might be out of reach for some people, there are plenty of companies whose stock is more affordable. That doesn't mean, however, that you can just dive in without doing your homework. Take a look at some  common mistakes people make when investing in tech. Read More...

Aug 03, 2016 If most of your investments are tied up in bonds or stocks, becoming a venture capitalist is one way to diversify your investment portfolio. But jumping into it isn't something any investor should do without understanding what it involves. If you have a substantial amount of cash available to invest, keep reading to learn more about the pros and cons of venture capitalism. Read More...

Aug 03, 2016 While it may seem like a company should have to make a profit in order to be considered successful, that's not always the case. Take Amazon, for example. Although it was founded back in 1994, Amazon didn't actually make a profit until 2001. But the company has been a major online retailer for years. Read on to find out how businesses can succeed even when they're not profitable. Read More...

Aug 03, 2016 Many high net worth investors turn to experts when they need financial advice. And while many of them trust their advisors to help them build and maintain their wealth, there are plenty of things that investors wish advisors would do differently. New research sheds some light on what wealthy individuals and investors want (and don't want) from their financial advisors. Read More...

Jul 27, 2016 It looks as though the UK - or at least England - might be leaving the European Union. Brexit (as the act of Britain leaving the EU is commonly referred) is non-binding, so some people are pushing for a second referendum. If Britain does leave the EU, the decision would affect more than just the people living in the country. In fact, Brexit could have long-term consequences for everyone. Read More...

Jul 12, 2016 Investing can be intimidating, especially when you're doing it for the very first time. It's easy to get confused and overwhelmed when trying to understand financial terminology and many new investors worry about making a false move. If you're nervous about buying bonds, commodities, mutual funds or stocks, here are five tips that'll help you get a grip on the financial markets. Read More...

Jul 18, 2016 Owning your own business is a lot of work. While it can be rewarding, including financially, we were interested to see how opportunities compared for minority and non-minority business owners. SmartAsset decided to dig into the data to find out which metro areas in America are the best specifically for minority business owners. To do so, we looked at three variables - income ratio, profitability ratio and ownership ratio. See our full methodology at the end of the study. Read More...

Jun 25, 2018 Because of Brexit, the pound - i.e., British currency - has just plunged to a thirty-year low against the dollar. The euro has also fallen to a low against the dollar. The Japanese yen's value has also gone up in value in comparison to the pound. But what does that mean for you - if you haven't invested in currency? And what does it mean for a currency to be strong or weak? It might affect you more than you think. Read More...

Jul 01, 2016 Confidence is an important trait to have as an investor, but there is such a thing as being over confident. A recent study provided some insight into the gap between investor expectations and the amount of income they actually earned. Whether you're a novice investor or a seasoned pro, here are a few common traps that you might want to avoid falling into. Read More...

Jun 30, 2016 Diversifying your investment portfolio doesn’t just involve investing in different types of stocks or bonds. By investing in foreign markets, you can lower your overall investment risk and potentially increase your earnings at the same time. If you're interested in investing in an international market, one way to get started is to get an American Depositary Receipt (ADR). Here's everything you need to know about ADRs. Read More...

Jun 28, 2016 Entrepreneurship has its perks and one of them is the ability to make wealth creation a reality if you're running a successful business. Generating a high net worth as an entrepreneur requires some luck but it's more about making sound financial decisions. A recent  survey reveals some interesting details about how wealthy business owners manage their money. Some of those lessons can even be used by the rest of us. Read More...

Jun 24, 2016 News recently broke that Microsoft is about to acquire LinkedIn. LinkedIn is the most widely used social networking site for business and other professional activities. Some news outlets have suggested that this is Microsoft's attempt to dominate the tech world. They also hint that Microsoft is betting that the traditional software business will move to  cloud computing, a service where the customers rent internet services. In light of this recent business purchase, we're taking a look back at companies that we might have all forgotten were acquired by other companies. Read More...

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