Menu burger Close thin Facebook Twitter Google plus Linked in Reddit Email arrow-right-sm arrow-right
Tap on the profile icon to edit
your financial details.

Allianz Global Investors Review

Your Details Done
by Updated

This review was produced by SmartAsset based on publicly available information. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Review content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named firm and its financial professionals, and firms and financial professionals having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s reviews. This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals.

Allianz Global Investors U.S., LLC

Allianz Global Investors U.S. is an investment advisory firm headquartered in New York City. It caters to mostly institutional clients, though it also serves some high-net-worth individuals. The firm has billions in assets under management (AUM) and a large staff of financial advisors.

In addition to its main New York office, Allianz operates branches across the U.S. in San Diego and San Francisco. The firm also has locations throughout Europe and Asia, including in China, the United Kingdom, Germany, France, Japan and more.

Allianz Global Investors U.S. Background

Allianz Global Investors can trace its history all the way back to 1890 when it was founded under the name Allianz Insurance. The firm is a wholly owned subsidiary of Allianz Global Investors U.S. Holdings, LLC, a holding company. Allianz Global Investors U.S. Holdings is, in turn, wholly owned by Allianz SE, a global financial institution.

The firm’s leadership team is headlined by CEO Tobias C. Pross, who has been with the firm for over 20 years. Allianz employs many advisors, around 50 of whom have earned the chartered financial analyst (CFA) certification.

Allianz Global Investors U.S. Client Types and Minimum Account Sizes

Allianz Global works almost entirely with institutions like wrap-fee programs, separately managed accounts (SMAs), investment companies, businesses, insurance companies, pooled investment vehicles, government entities, charitable organizations and pension plans. The firm has a handful of high-net-worth individual clients as well.

Allianz Global Investors offers access to a wide range of investment strategies. These strategies have varying minimum investment amounts that range as low as $20 million and as high as $500 million. The firm maintains its right to accept clients with lower account values at its discretion.

Services Offered by Allianz Global Investors U.S.

Allianz Global Investors primarily provides discretionary and non-discretionary investment management to its clients. The firm advises some private funds and registered investment companies, and for its separate account clients, it has a whole host of different investment strategies available to clients.

  • Discretionary investment management services
    • Separate account strategies
      • Large-cap equities
      • Mid-cap equities
      • Small-cap equities
      • Micro-cap equities
      • Commodities
      • U.S. balanced
      • Various Asian and European market strategies
      • Emerging markets
      • Global sustainability
      • International growth equities
      • Multi-asset strategies
      • U.S. convertibles
      • U.S. high-yield bonds
      • U.S. short duration high income
      • International growth
      • Global fixed-income
      • Infrastructure debt/equity
      • Global real estate
      • U.S. equity hedged
    • Private funds
    • Registered investment funds
    • Managed accounts and wrap fee programs
  • Non-discretionary investment management advice

Allianz Global Investors U.S. Investment Philosophy

As we’ve mentioned, Allianz Global maintains many different investment strategies, and each of these strategies naturally involves different methods of analysis and asset allocation. Generally speaking, though, the firm generally applies fundamental analysis to find securities with potential for growth or those that are currently being undervalued.

The firm’s advisors use investment research from external sources, as well as from an in-house research team, in order to make well-informed investment decisions for its client base. With each strategy, advisors seek to cultivate portfolios that diversify effectively. This can be done either within one asset class or across multiple classes.

Fees Under Allianz Global Investors U.S.

Investment management fees at Allianz Global Investors are generally calculated as a percentage of your AUM. Each fee schedule will differ depending on the investment strategy that's selected and the overall value of your assets invested within that strategy. Under certain circumstances, fee schedules can also be negotiable.

Fees are normally charged to client accounts on a quarterly basis, in arrears. Your rate will be based on the average ending market value as of the last business day of each month throughout the previous quarter. You can choose to either receive a bill for these fees or have them deducted directly from your account’s balance.

Every investment strategy that’s available through Allianz comes with a separate fee schedule. Therefore, annual rates can range from 0.12% to 1.50% depending on your strategy and average ending market value for the quarter. Check out the firm’s Form ADV for a more in-depth review of its various fees.

What to Watch Out For

Allianz Global Investors, U.S. has three disclosures listed on its Form ADV. Two of these are related to the firm and one to an affiliate.

According to the firm’s Form ADV, it "may receive additional compensation in connection with management and other services performed for portfolio companies of the private funds." The firm goes on to state that this "may present a conflict of interest and may give the firm’s supervised persons and [Allianz Global Investors U.S.] an incentive to recommend investments based on the compensation received rather than the private funds’ needs."

While clients should know about the potential conflict of interest above, the fee-based firm is still bound by fiduciary duty. As a result, the firm and its advisors are required by law to always act in the best interests of clients.

Opening an Account With Allianz Global Investors U.S.

There are a number of different ways to become a client of Allianz Global Investors U.S. You can fill out the inquiry form on the firm’s website with your name, email address, phone number and brief message. You can find phone numbers for each of the firm's branches online.

All information is accurate as of the writing of this article. 

Retirement Planning Tips

  • SmartAsset’s free tool matches you with up to three financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now.
  • It can be tough to know how much to save for retirement without knowing what your future expenses might be. Our retirement calculator can help you determine how much you’ll need to save depending on where you want to retire, when you want to retire and other important factors.

How Long $1mm Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We analyzed data on average expenditures for seniors, cost of living and investment returns to determine how many years of retirement a $1 million nest egg would cover in cities across America.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research