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Allianz Global Investors Review

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Allianz Global Investors U.S. LLC

Allianz Global Investors U.S., LLC is an investment advisory firm headquartered in New York City. It has over $126 billion in assets under management (AUM) and 181 financial advisors on staff. In addition to its main New York office, Allianz operates branches across the U.S. in Dallas, Miami, Boston, San Diego and San Francisco. The firm also has locations throughout Europe and Asia, including in China, the United Kingdom, Germany, France, Japan and more. The firm is focused on institutional investor clients. (If you're looking for an advisor firm that works with individual clients, our financial advisor matching tool can find one that meets your needs.)

Allianz is a fee-based firm, which means it may earn income from more sources than just the advisory fees clients pay. This differs from a fee-only firm, for which advisory fees from clients are the only stream of income.

Allianz Global Investors U.S. Background

Allianz Global Investors can trace its history all the way back to 1890 when it was founded under the name Allianz Insurance. The firm is a wholly owned subsidiary of Allianz Global Investors U.S. Holdings, LLC, a holding company. Allianz Global Investors U.S. Holdings is, in turn, wholly owned by Allianz SE, a diversified global financial institution.

The firm’s leadership team is headlined by CEO Andreas Utermann, who has 30 years of experience in the financial services industry. Allianz employs 181 advisors, around 50 of whom have earned the chartered financial analyst (CFA) certification.

What Types of Clients Does Allianz Global Investors U.S. Accept?

Allianz Global works almost entirely with institutions like wrap-fee programs, separately managed accounts (SMAs), investment companies, businesses, pooled investment vehicles, government entities, charitable organizations and pension plans. The firm has a handful of high-net-worth individual clients as well.

Allianz Global Investors U.S. Minimum Account Sizes

Allianz Global Investors offers access to a wide range of investment strategies. These strategies have varying minimum investment amounts that range as low as $100,000 and as high as $500 million. The firm maintains its right to accept clients with lower account values at its discretion.

Services Offered by Allianz Global Investors U.S.

Allianz Global Investors primarily provides discretionary and non-discretionary investment management to its clients. The firm advises some private funds and registered investment companies, and for its separate account clients, it has a whole host of different investment strategies available to clients.

  • Discretionary investment management services
    • Separate account strategies
      • Large-cap equities
      • Mid-cap equities
      • Small-cap equities
      • Micro-cap equities
      • Commodities
      • U.S. balanced
      • Various Asian and European market strategies
      • Emerging markets
      • Global sustainability
      • International growth equities
      • Multi-asset strategies
      • U.S. convertibles
      • U.S. high-yield bonds
      • U.S. short duration high income
      • International growth
      • Global fixed-income
      • Infrastructure debt/equity
      • Global real estate
      • U.S. equity hedged
    • Private funds
    • Registered investment funds
    • Managed accounts and wrap fee programs
  • Non-discretionary investment management advice

Allianz Global Investors U.S. Investment Philosophy

As we’ve mentioned, Allianz Global maintains many different investment strategies, and each of these strategies naturally involves different methods of analysis and asset allocation. Generally speaking, though, the firm generally applies fundamental analysis to find securities with potential for growth or those that are currently being undervalued.

The firm’s advisors use investment research from external sources, as well as from an in-house research team, in order to make well-informed investment decisions for its client base. With each strategy, advisors seek to cultivate portfolios that diversify effectively. This can be done either within one asset class or across multiple classes.

Fees Under Allianz Global Investors U.S.

Investment management fees at Allianz Global Investors are generally calculated as a percentage of your AUM. Your own fee schedule will differ depending on the investment strategy you select and the overall value of your assets invested within that strategy. Under certain circumstances, fee schedules can also be negotiable.

Fees are normally charged to client accounts on a quarterly basis, in arrears. Your rate will be based on the average ending market value as of the last business day of each month throughout the previous quarter. You can choose to either receive a bill for these fees or have them deducted directly from your account’s balance.

Every investment strategy that’s available through Allianz comes with a separate fee schedule. Therefore, annual rates can range from 0.12% to 1.25% depending on your strategy and average ending market value for the quarter. Check out the firm’s Form ADV for a more in-depth review of its various fees.

What to Watch Out For

According to the firm’s Form ADV, it “may receive additional compensation in connection with management and other services performed for portfolio companies of the private funds.” The firm goes on to state that this “may present a conflict of interest and may give the firm’s supervised persons and [Allianz Global Investors U.S.] an incentive to recommend investments based on the compensation received rather than the private funds’ needs.”

While clients should know about the potential conflict of interest above, the fee-based firm is still bound by fiduciary duty. As a result, the firm and its advisors are required by law to always act in the best interests of clients.

There are no financial planning services available through Allianz Global Investors U.S. So if you’re an individual client seeking to work with the firm, know that you won’t have access to any financial planning offerings.

Disclosures

Allianz Global Investors U.S. has one disclosure listed on its Form ADV. However, this disclosure is related to an event involving the firm’s owner, Allianz SE. In other words, Allianz Global Investors U.S. has a clean legal and regulatory record in the eyes of the U.S. Securities and Exchange Commission (SEC).

Opening an Account With Allianz Global Investors U.S.

There are a number of different ways to become a client of Allianz Global Investors U.S. You can fill out the inquiry form on the firm’s website with your name, email address, phone number and brief message. Aside from Allianz’s branch in Miami, you can reach the firm’s U.S. offices at the following phone numbers:

  • Boston: (617) 648-8900
  • Dallas: (800) 768-3219
  • New York: (877) 716-9787
  • San Diego: (800) 656-6226
  • San Francisco: (415) 954-5400

Where Is Allianz Global Investors U.S. Located?

Allianz Global Investors is headquartered on Broadway between 50th and 51st streets in New York City - just north of Times Square. The firm also has offices in Boston, Dallas, Miami, San Diego, San Francisco, Belgium, France, Germany, Ireland, Italy, Luxembourg, the Netherlands, Spain, Sweden, Switzerland, the United Kingdom, Australia, China, Hong Kong, Japan, Singapore and Taiwan.

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How Many Years $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about cost of living in retirement there.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology SmartAsset calculated the average cost of living for retirees in the largest U.S. cities. Using that calculation, we determined how many years $1 million would last in retirement in each major city.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors throughout the country. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%, reflecting the typical return on a conservative investment portfolio. Finally, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would last in each of the cities in our study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research