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How Much Life Insurance Do You Need?

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Annual Income
What is your annual income?
We'll use this to calculate replacement income for your family.
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Marital Status
What is your marital status?
Spouse information and income impacts your taxes and coverage needs.
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Children
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Birth Year
What year were you born?
This is used to figure out your benefits from social security. Do this later
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Spouse Income
What is your spouse's annual income?
Your spouse's annual income is used to determine taxes and insurance need.
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Family Savings
Add your Cash Savings and Investments
Add your Cash Savings and Investments balance.
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Get a Personalized Rate
Your Life Insurance Coverage Gap:
Total Amount Your Family Will Need:
You Will Have (Your Current Resources):
This life insurance tool forecasts your beneficiary's future financial needs, assuming (unfortunately) that you were to pass away today. First, we calculate the correct lump sum to pay your beneficiary upon your death (such that the needs of your beneficiary would be covered in the future). We then calculate the value of all of your income sources, including any death benefits, savings and interest income. The difference between your beneficiary's total needs and your total resources is the amount we recommend you purchase in life insurance. Close