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SmartAsset Talks to Matt Schulz of CreditCards.com

Hearing about major data security breaches can be scary. You can sometimes feel powerless. Credit card industry expert Matt Schulz joins us for this edition of SmartAsset Talks with tips on how to keep your personal financial information as safe as possible, even with the security breaches. (Hint: it may mean one less check of Twitter or Facebook!) 

Find out now: Which credit card is best for me?

Instead of getting nervous after a breach, take action. Schulz says no one cares as much about your money as you do, so it’s important to be proactive. He stresses vigilance in checking your credit report, banking statement and credit card statements. Matt explains that it’s important do this regularly and not just after a breach. He says the more often you are checking, the more in tune you are with your own finances and the easier it will be to spot fraudulent activity (aka when someone is trying to steal from you). Matt says if you have time to check Facebook or Twitter, you have time to check your credit card statement!

Related Video: SmartAsset Talks to J. Money of Budgets are Sexy

He also advises to use credit cards over debit cards. This option is safer because if someone gets ahold of your debit card and spends, that is real money being used and it could take weeks to be returned. For more information on staying safe while using plastic and how a smartchip can help, check out the above video.

Thank you so much to Matt for joining us at SmartAsset Talks! This is an ongoing vlog (video blog) series with some of your favorite bloggers and personal finance experts. Keep checking back here for interviews – once a week we post them right here on the SmartAsset blog.

Related Video: SmartAsset Talks to J.D. Roth

Photo and Video Credit: Walter Tyler

AJ Smith, CEPF® AJ Smith is an award-winning journalist and personal finance expert with more than a decade of experience in television, radio, newspapers, magazines and online content. She has appeared on CNN, The Weather Channel, Wall Street Journal Radio and ABC News Radio. Her work has appeared on websites including MarketWatch, Huffington Post, Yahoo Finance and Credit.com. She is a contributor for Forbes. The SmartAsset VP of Content and Financial Education has degrees from Princeton University and Mississippi State University. AJ was named an honoree of the 2018 Women in Media awards in the Corporate Champions category. She is a member of the Society for Advancing Business Editing and Writing and a Certified Educator in Personal Finance® (CEPF®). AJ and her husband also write and illustrate educational children's books.
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