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Cash Back Credit Card Guide

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SmartAsset Cash Back Card Reviews
Calculators

Take our quiz to see which credit card is right for you

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Our credit card calculator will help you determine the total interest and time it will take for you to pay off your debt.

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Featured Cash Back Credit Cards
All Credit Card Offers

Compare the benefits of different credit cards to find the right one for you.

Rewards Credit Cards

Earn benefits for each dollar you spend.

Low Interest Credit Cards

Save on monthly payments with a low interest card.

Balance Transfer Cards

Save money on existing card debt with a balance transfer card.

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Places Earning the Most Cash Back Rewards

SmartAsset’s interactive map highlights the places in the country where people earn the most in cash back credit card rewards. Click between states and the national map to see where people earn the most cash back.

Least
Most
Rank County Rewards on Grocery Spending Rewards on Gas Spending Rewards on Restaurants Spending Total Cash Back Rewards

Methodology Our study aims to find the places where people earn the most rewards on cash back credit cards. To find these places we looked at consumer spending habits across several categories, including groceries, gas, and restaurants. SmartAsset's proprietary credit card valuation model calculates the top 3 credit cards and the total cash back rewards earned for each credit card, for each county, based on spending within each category.


We take the average rewards value of the top 3 cards for each county. We ranked the cities on each of the categories and then indexed each category.

Sources: 2014-2015 Consumer Expenditure Survey (BLS), US Census Bureau 2015 5-Year American Community Survey, SmartAsset