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Capital One® QuicksilverOne® Review

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Capital One® QuicksilverOne® Review

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Capital One QuicksilverOne

Updated June 8, 2017

Apply now for a Capital One® QuicksilverOne® Cash Rewards Credit Card

Overview: Your credit card should pay you. Each time you swipe, you have a valuable opportunity to earn cash back on your everyday purchases you already make. The Capital One® QuicksilverOne® Cash Rewards Credit Card offers exactly that.

Full Card Review

This card makes earning cash back easy. With the Capital One® QuicksilverOne® Cash Rewards Credit Card, you don’t have to worry about rotating categories or which card to use at each store. No matter where you shop, you’ll earn an unlimited 1.5% cash back.

Your cash back rewards do not expire, and you can redeem at any time. Then use your cash back for whatever you choose. Your rewards are not limited to travel rewards and gift cards. This is simple cash back rewards that works.

The card charges 24.99% Variable rate APR.

The Capital One® QuicksilverOne® Cash Rewards Credit Card is designed for people with average credit. If you have defaulted in the past five years or have a limited credit history, this card is for you. After five months of on-time payments, Capital One will increase your credit limit. Cardholders and non-cardholders alike have access to CreditWise® from Capital One®, a credit monitoring tool built to help you improve your credit.

This card comes loaded with standard benefits including extended warranty, price protection, auto rental insurance, travel accident insurance, travel assistance, and roadside assistance.

The card charges a $39 annual fee. While an annual fee may turn you away from some cards, consider the benefits compared to the fee before you dismiss the card. If you spend $250-$275 per month on the card on average, which most people easily do between groceries and gas, you will earn enough to cover the fee. Any additional spending is cash back in your pocket!

Rewards and Benefits

  • 1.5% cash back everywhere you shop
  • Credit line increase after five months of on-time payments
  • Benefits including fraud, purchase, and travel protection

Requirements, Costs & Fees

  • 24.99% Variable APR on purchases and balance transfers
  • Cash Advance Fee - Either $10 or 3% of each cash advance, whichever is greater
  • Late Fee - up to $35
  • Apply for a Capital One® QuicksilverOne® Cash Rewards Credit Card Review

    Editorial Note: This content is not provided by the issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

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    Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.