SmartAsset Balance Transfer Card Reviews
Take our quiz to see which credit card is right for you
Our credit card calculator will help you determine the total interest and time it will take for you to pay off your debt.
More Card Reviews
Featured Balance Transfer Credit Cards
All Credit Card Offers
Compare the benefits of different credit cards to find the right one for you.
Rewards Credit Cards
Earn benefits for each dollar you spend.
Low Interest Credit Cards
Save on monthly payments with a low interest card.
Balance Transfer Cards
Save money on existing card debt with a balance transfer card.
- Best 0% APR Credit Cards
- Best Balance Transfer Credit Cards
- Best Rewards Credit Cards
- Best Gas Rewards Credit Cards
- Best No Fee Credit Cards
- Best Cash Back Credit Cards
- Best Travel Credit Cards
- Best No Foreign Transaction Fee Credit Cards
- Best Airline Credit Cards
- Best Hotel Credit Cards
- Best Small Business Credit Cards
- Best Student Credit Cards
- Best Secured Credit Cards
We pay $30 for 30 minutes on the phone to hear your thoughts on what we can do better. Please enter your email if you'd like to be contacted to help.
Please enter your name
Please enter a valid email
Places Saving the Most on Balance Transfers
SmartAsset’s interactive map highlights the places in the country where people can save the most on balance transfers. Click between states and the national map to see where people save the most money.
Methodology Our study aims to find the places where people can save the most rewards on credit card balance transfers. To find these places we modeled how much the average household could save by doing a balance transfer, moving their credit card debt from a card with a high interest rate to one with a zero interest period, as well as lower rate overall. We then looked at total annual savings over a 3 year period, after fees, as a percentage of the original credit card debt balance, as well as median household income for the city. We used the average Vantage Score of a given city to estimate a new credit card interest rate, based on the prevailing APR ranges of a selection of the top balance transfer credit cards.
Sources: Experian, Credit Karma, US Census Bureau 2015 5-Year American Community Survey, SmartAsset