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Credit Cards

Jun 01, 2016 Credit card debt haunts many Americans. It can take months or even years to pay off balances. High interest rates and fees only make using credit more expensive. While you might be stuck with your interest rate (though you should try negotiating this every once in a while!), it’s possible to avoid racking up fees and additional charges. Check out 15 fees that you can dodge by paying your bills on time and knowing your card’s terms and conditions. Read More...

Dec 12, 2017 Sometimes closing a credit card account is a good idea. If you’re trying to cut back on spending, for instance, cutting up one of your cards might be the best way to regain some self-control. Just keep in mind that ditching a credit card might actually hurt your credit score. Check out 15 tips to consider when you close a credit card in order to protect your credit. Read More...