Loading
Tap on the profile icon to edit
your financial details.

How to Save $100's at the Supermarket with Amex Blue Cash

Your Details Done

by Eric Rosenberg

How to Save $100's at the Supermarket with Amex Blue Cash

Advertiser Disclosure
Amex Blue Cash

Do you spend $115 or more at the supermarket every week? If so, you can save 6% on up to $6,000 of annual U.S. supermarket purchases (1% afterward). That means you will pocket up to $360 a year by using the Blue Cash Preferred® Card from American Express (a SmartAsset advertirser). Plus, you will earn $150 back after spending $1,000 within the first three months.

Here are the four simple steps that can put over $500 in your pocket.

  1. Choose an American Express cash back card below.
  2. Use your card whenever you're at the supermarket and earn up to $360 every year.
  3. Spend $1,000 on the card in the first three months to earn $150 back with the Blue Cash Preferred® and $100 back if you get the Blue Cash Everyday®.
  4. Go online and redeem your cash back for a statement credit.

Is there a catch? Of course there is. Blue Cash Preferred® charges a $95 annual fee, which reduces the annual reward earnings to $265 on groceries. Add in the sign up bonus, and you get $415 the first year you have the card and – just from groceries alone - $265 every year.

However, the rewards you earn are not limited to U.S. supermarkets. Blue Cash Preferred® also offers 3% cash back at U.S. gas stations. If your family spends $100 a week on gas, you will earn an additional $150 a year in rewards, bringing total annual savings to $415. That’s a lot of money for just using the right credit card. And that total doesn’t include the 3% you earn at select U.S. department stores like Macy’s and the 1% cash back you earn on every other purchase you make with the card.

Now, the idea of paying a $95 annual fee for a credit card may make some people uncomfortable. The solution to this is the Blue Cash Everyday® card. With this card, you earn 3% on up to $6,000 at U.S. supermarkets (1% afterward) and 2% cash back at U.S. Gas Stations. This card could save you $180 on supermarket purchases and $100 on gas station purchases every year – a grand total of $280. This is a lot less than the $415 a year that can be saved with Blue Cash Preferred®, but for those who simply don’t want to pay an annual fee, this is a lot better than earning nothing.

Below you can choose your card and apply online to start saving hundreds of dollars every year on your everyday purchases.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express
Apply Now
Read Review
  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) – that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • $95 annual fee.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise. 
  • Terms Apply.
  • See Rates & Fees

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express
Apply Now
Read Review
  • $100 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • No annual fee.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
  • See Rates & Fees

Editorial Note: This content is not provided by the issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

Advertiser Disclosure: The card offers that appear on this site are from companies from which SmartAsset.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SmartAsset.com does not include all card companies or all card offers available in the marketplace.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.