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How to Save $100's at the Supermarket with Amex Blue Cash

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by Eric Rosenberg

This post contains links from our advertisers. We may receive compensation when you click the links. SmartAsset maintains editorial integrity in writing. Editorial note: opinions, analyses, reviews or recommendations expressed are the author’s and have not been reviewed or endorsed by our advertising partners. Please see our advertiser disclosure for details.

How to Save $100's at the Supermarket with Amex Blue Cash

Do you spend $115 or more at the supermarket every week? If so, you can save 6% on up to $6,000 of annual U.S. supermarket purchases (1% afterward). That means you will pocket up to $360 a year by using the Blue Cash Preferred® Card from American Express (a SmartAsset advertiser). Plus, you will earn $150 back after spending $1,000 within the first three months. Here are the four simple steps that can put over $500 in your pocket.

1. Choose an American Express cash back card below.

2. Use your card whenever you're at the supermarket and earn up to $360 every year.

3. Spend $1,000 on the card in the first three months to earn $150 back with the Blue Cash Preferred® Card and $100 back if you get the Blue Cash Everyday® Card.

4. Go online and redeem your cash back for a statement credit.

Is there a catch? Of course there is. Blue Cash Preferred® Card charges a $95 annual fee ($0 intro for the first year), which reduces the annual reward earnings to $265 on groceries. Add in the sign up bonus, and you get $415 the first year you have the card and – just from groceries alone - $265 every year.

However, the rewards you earn are not limited to U.S. supermarkets. The Blue Cash Preferred® Card also offers 3% cash back at U.S. gas stations. If your family spends $100 a week on gas, you will earn an additional $150 a year in rewards, bringing total annual savings to $415. That’s a lot of money for just using the right credit card. And that total doesn’t include the 3% you earn at select U.S. department stores like Macy’s and the 1% cash back you earn on every other purchase you make with the card.

Now, the idea of paying a $95 annual fee for a credit card may make some people uncomfortable. The solution to this is the Blue Cash Everyday® Card from American Express. With this card, you earn 3% on up to $6,000 at U.S. supermarkets (1% afterward) and 2% cash back at U.S. Gas Stations. This card could save you $180 on supermarket purchases and $100 on gas station purchases every year – a grand total of $280. This is a lot less than the $415 a year that can be saved with Blue Cash Preferred® Card, but for those who simply don’t want to pay an annual fee, this is a lot better than earning nothing.

Below you can choose your card and apply online to start saving hundreds of dollars every year on your everyday purchases.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Special Offer: $0 intro annual fee for the first year of Card Membership, then $95.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) – that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
Regular APR Annual Fee Intro Purchase APR Balance Transfer Intro APR Balance Transfer Fee
13.99%-24.99% Variable Special Offer: $0 intro annual fee for the first year of Card Membership, then $95. N/A N/A $5 or 3%, whichever is greater.
Regular APR 13.99%-24.99% Variable
Annual Fee Special Offer: $0 intro annual fee for the first year of Card Membership, then $95.
Intro Purchase APR N/A
Balance Transfer Intro APR N/A
Balance Transfer Fee $5 or 3%, whichever is greater.

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

  • $100 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • No annual fee.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
Regular APR Annual Fee Intro Purchase APR Balance Transfer Intro APR Balance Transfer Fee
13.99%-24.99% Variable $0 0% on Purchases for 12 months 0% on Balance Transfers for 12 months $5 or 3%, whichever is greater.
Regular APR 13.99%-24.99% Variable
Annual Fee $0
Intro Purchase APR 0% on Purchases for 12 months
Balance Transfer Intro APR 0% on Balance Transfers for 12 months
Balance Transfer Fee $5 or 3%, whichever is greater.

Editorial Note: This content is not provided by the issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

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