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People with Excellent Credit Should Have One of These 9 Cards

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People with Excellent Credit Should Have One of These 9 Cards

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People with Excellent Credit Should Have One of These 9 Cards

Updated: January 31, 2018

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.49% - 24.49% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
Regular APR Annual Fee Intro Purchase APR Balance Transfer Intro APR
16.49% - 24.49% Variable APR on purchases and balance transfers $0 0% Introductory APR on purchases for 12 billing cycles N/A
Regular APR 16.49% - 24.49% Variable APR on purchases and balance transfers
Annual Fee $0
Intro Purchase APR 0% Introductory APR on purchases for 12 billing cycles
Balance Transfer Intro APR N/A

Review Terms & Apply Now

Capital One® VentureOne® Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • New! Earn 10 miles per dollar on hotels when you pay with your VentureOne card at hotels.com/venture; learn more at hotels.com/venture
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 13.49%-23.49% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
Regular APR Annual Fee Intro Purchase APR Balance Transfer Intro APR
13.49%-23.49% Variable $0 0% for 12 Months N/A
Regular APR 13.49%-23.49% Variable
Annual Fee $0
Intro Purchase APR 0% for 12 Months
Balance Transfer Intro APR N/A

Review Terms & Apply Now

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • Enjoy 50,000 miles once you spend $3,000 on purchases within 3 months
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • New! Earn 10 miles per dollar on hotels when you pay with your Venture card at hotels.com/venture; learn more at hotels.com/venture
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
Regular APR Annual Fee Intro Purchase APR Balance Transfer Intro APR
14.49%-24.49% Variable $0 intro annual fee for the first year; $95 after that N/A N/A
Regular APR 14.49%-24.49% Variable
Annual Fee $0 intro annual fee for the first year; $95 after that
Intro Purchase APR N/A
Balance Transfer Intro APR N/A

Review Terms & Apply Now

Bank of America® Cash Rewards Credit Card

Bank of America® Cash Rewards Credit Card

  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store
Regular APR Annual Fee Intro Purchase APR Balance Transfer Intro APR
14.74% - 24.74% Variable APR on purchases and balance transfers $0 0% Introductory APR on purchases for 12 billing cycles 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Regular APR 14.74% - 24.74% Variable APR on purchases and balance transfers
Annual Fee $0
Intro Purchase APR 0% Introductory APR on purchases for 12 billing cycles

Review Terms & Apply Now

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • No annual fee.
  • Terms Apply.
Regular APR Annual Fee Intro Purchase APR Balance Transfer Intro APR
14.49% - 25.49% Variable $0 0% on Purchases for 15 months 0% on Balance Transfers for 15 months
Regular APR 14.49% - 25.49% Variable
Annual Fee $0
Intro Purchase APR 0% on Purchases for 15 months
Balance Transfer Intro APR 0% on Balance Transfers for 15 months

Rates and Fees

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Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • $95 annual fee.
  • Terms Apply.
Regular APR Annual Fee Intro Purchase APR Balance Transfer Intro APR
14.49% - 25.49% Variable $95 0% on Purchases for 12 months 0% on Balance Transfers for 12 months
Regular APR 14.49% - 25.49% Variable
Annual Fee $95
Intro Purchase APR 0% on Purchases for 12 months
Balance Transfer Intro APR 0% on Balance Transfers for 12 months

Rates and Fees

Learn More

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

  • Exclusively for Costco Members: Go Big with Cash Back Rewards
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
Regular APR Annual Fee Intro Purchase APR Balance Transfer Intro APR
16.74% Variable $0 0% for 7 Months N/A
Regular APR 16.74% Variable
Annual Fee $0
Intro Purchase APR 0% for 7 Months
Balance Transfer Intro APR N/A

Review Terms & Apply Now

Editorial Note: This content is not provided by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

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