Loading
Tap on the profile icon to edit
your financial details.
Advertiser Disclosure

NebraskaLand National Bank Review

Your Details Done
by Updated
NebraskaLand National Bank Savings
0.25% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations

Overview

NebraskaLand National Bank first started operating in 1998 with its headquarters in North Platte, Nebraska. NebraskaLand National Bank manages $699 million in assets along with deposits totaling $551 million, classifying it as a medium-size bank. NebraskaLand National Bank lacks premium access to customer service, with no options for live chat or all-day service. It is a traditional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile offerings. On the whole, NebraskaLand National Bank is a respectable bank that gets the job done, with a rating of 4.1 out of 5 stars from our team. NebraskaLand National Bank provides customers with a complete choice of product offerings, including savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. NebraskaLand National Bank has a fair savings rate; you can find higher rates with other banks. If you're looking for a checking account for everyday use, NebraskaLand National Bank's standard checking account does not have a monthly fee. Using a bank with free checking as well as a high savings APY is your best option for returning the highest income from your deposits while maintaining easy access to your money.

How We Rated It

SmartAsset's Overall Rating

4.1/5
National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more

Rates

3.2
SmartAsset Average: 3.5

With a savings rate of 0.25%, NebraskaLand National Bank ranks poorly in comparison to other U.S. banks. Its CDs feature a rate of 0.45% and 1.20% for the one-year and five-year term lengths, respectively, while its highest-yielding money market account earns at a rate of 0.20%. Given its noncompetitive savings rate, you should consider looking elsewhere to open savings accounts.

How NebraskaLand National Bank's Savings Rates Compare

NebraskaLand National Bank Savings 0.25 National Average 0.26 Compare Offers
Back to Overview

Fees

5.0
SmartAsset Average: 4.4

NebraskaLand National Bank charges its customers extremely low fees in comparison to the average U.S. bank. NebraskaLand National Bank's checking account has no monthly fee, which makes it excellent for anyone looking for a simple account. NebraskaLand National Bank does not reimburse out-of-network ATM fees, meaning you'll be required to search for a NebraskaLand National Bank ATM or eat the cost of withdrawal.

Monthly Fee $0 National Average: $3.21
Non-network ATM Fee N/A National Average: $1.20
Overdraft Fee N/A National Average: $35.00
Back to Overview

Service Quality

4.2
SmartAsset Average: 3.7

NebraskaLand National Bank is a brick-and-mortar bank, with seven total bank locations in Nebraska and Wyoming. It also offers access to mobile and web apps for a straightforward mobile-banking experience. NebraskaLand National Bank's online and mobile banking services get reasonably high scores from customers. The NebraskaLand National Bank mobile app scored a 4.4 out of 5 (out of 16 ratings on Apple and Android) compared to the national average of 3.8. NebraskaLand National Bank's mobile app allows you to manage your bank accounts by reviewing current statements, transferring money and accessing support representatives. NebraskaLand National Bank gets a superb consumer satisfaction score based on comparatively few complaints brought to the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency.

Overall Mobile Rating 4.4/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
Back to Overview

Financial Health

3.9
SmartAsset Average: 4.8

NebraskaLand National Bank is currently a medium-size bank owning assets totaling $699 million and $551 million in deposits. Its Texas Ratio is 22.98%, denoting that NebraskaLand National Bank is in decent financial health. Additionally, NebraskaLand National Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

22.98%
High Risk 75% 50% 20% 10% Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

Back to Overview

Compare NebraskaLand National Bank to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.25% APY $1
Checking Account 0.05% APY $1
Certificates of Deposit
  • 12 Month: 0.45% APY
  • 24 Month: 0.65% APY
  • 36 Month: 0.90% APY
  • 48 Month: 1.05% APY
  • 60 Month: 1.20% APY
$1000 for all terms
Money Market Account 0.15% APY $1

NebraskaLand National Bank has several deposit products like savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. NebraskaLand National Bank does not have the best savings rate, which means you should consider other options for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. NebraskaLand National Bank's CD rates are fair in comparison to the average U.S. bank.

Back to Overview

Find a NebraskaLand National Bank Near Me

NebraskaLand National Bank has seven locations across the U.S.

Back to Overview
Save more with these rates that beat the National Average
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.
Searching for accounts...
Ad Disclosure
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.
Searching for accounts...
Ad Disclosure