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NebraskaLand National Bank Review

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NebraskaLand National Bank Savings
0.25% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations

Overview

Established in 1998, NebraskaLand National Bank has assets totaling $699 million as well as $551 million in deposits, which makes the institution a medium-size bank. NebraskaLand National Bank, whose headquarters are in North Platte, Nebraska, lacks premium access to support representatives, with no options for live chat or all-day service. It is a conventional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile offerings. Coming in at a commendable 4.1 out of 5 stars, NebraskaLand National Bank proves it is a good bank that gets the job done. NebraskaLand National Bank has a varied selection of banking products, including savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. It has a fair savings rate; you can find higher rates with other banks. If you're looking for a checking account for everyday use, NebraskaLand National Bank offers an option without a monthly fee. Using a bank with no-fee checking and a high interest rate savings account is the best option for gaining the most income on your deposits while having easy access to your funds.

How We Rated It

SmartAsset's Overall Rating

4.1/5
National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more

Rates

3.2
SmartAsset Average: 3.5

NebraskaLand National Bank features a savings rate of 0.25%, which is fair in comparison to other U.S. banks. NebraskaLand National Bank's one-year and five-year term lengths CDs earn at a rate of 0.45% and 1.20%, respectively, while its highest-yielding money market account earns at a rate of 0.20%. Given its noncompetitive savings rate, you should think about choosing another bank to earn more on your deposits.

How NebraskaLand National Bank's Savings Rates Compare

NebraskaLand National Bank Savings 0.25 National Average 0.26 Compare Offers
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Fees

5.0
SmartAsset Average: 4.4

NebraskaLand National Bank generally has extremely low fees in comparison to the average U.S. bank. With no monthly fee, NebraskaLand National Bank's checking account is perfect for people who need an easy checking account. NebraskaLand National Bank unfortunately does not refund out-of-network ATM fees, meaning you'll be required to search for a NebraskaLand National Bank ATM or accept the fee.

Monthly Fee $0 National Average: $3.21
Non-network ATM Fee N/A National Average: $1.20
Overdraft Fee N/A National Average: $35.00
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Service Quality

4.2
SmartAsset Average: 3.7

NebraskaLand National Bank is a brick-and-mortar bank, with seven total branches in Nebraska and Wyoming. It also offers access to mobile and web apps for simple access and banking on the go. NebraskaLand National Bank receives moderately decent scores from users for its mobile banking services. The NebraskaLand National Bank mobile app has an overall rating of 4.4 out of 5 (out of 16 customer reviews on iOS and Android) compared to the national average of 3.8. NebraskaLand National Bank's mobile app allows you to manage your accounts by reviewing account balances, transferring money as well as reaching customer service. NebraskaLand National Bank gets an outstanding consumer satisfaction rating based on comparatively few complaints brought to the Consumer Financial Protection Bureau (CFPB), a government financial agency that protects consumers in the financial sector.

Overall Mobile Rating 4.4/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
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Financial Health

3.9
SmartAsset Average: 4.8

NebraskaLand National Bank is a medium-size bank and manages assets totaling $699 million as well as $551 million in deposits. NebraskaLand National Bank's Texas Ratio is 22.98%, indicating that NebraskaLand National Bank is in satisfactory financial shape. Additionally, NebraskaLand National Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

22.98%
High Risk 75% 50% 20% 10% Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

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Compare NebraskaLand National Bank to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.25% APY $1
Checking Account 0.05% APY $1
Certificates of Deposit
  • 12 Month: 0.45% APY
  • 24 Month: 0.65% APY
  • 36 Month: 0.90% APY
  • 48 Month: 1.05% APY
  • 60 Month: 1.20% APY
$1000 for all terms
Money Market Accounts 0.15% APY 0.2% APY $10000 $15000

NebraskaLand National Bank has several deposit products including savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. NebraskaLand National Bank does not have the best savings rate, which means you should consider taking a look elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. NebraskaLand National Bank's CD rates are fair compared to the average U.S. bank.

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Find a NebraskaLand National Bank Near Me

NebraskaLand National Bank has seven locations in the U.S.

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