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Lisle Savings Bank Review

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Lisle Savings Bank Savings
0.20% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations


Founded in 1917, Lisle Savings Bank has assets totaling $524 million along with deposits totaling $402 million, which makes it a medium-size bank. Lisle Savings Bank, whose headquarters are in Lisle, Illinois, lacks premium access to support representatives, with no options for live chat or all-day service. It is a conventional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile apps. Overall, Lisle Savings Bank is a solid contender in your bank search, with a rating of 4.4 out of 5 stars from our team. Lisle Savings Bank offers a varied selection of banking products, including savings accounts, checking accounts, money market accounts, CDs, IRAs and mortgage products. Lisle Savings Bank has a fair savings rate; other popular banks have higher rates. If you're interested in stress-free personal checking, Lisle Savings Bank offers an option without a maintenance or monthly fee. Locating an institution with no-fee checking and a high savings APY is the best option for returning the highest income on your deposits while having convenient access to your money.

How We Rated It

SmartAsset's Overall Rating

National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more


SmartAsset Average: 3.5

With a savings rate of 0.20%, Lisle Savings Bank ranks poorly in comparison to other U.S. banks. Lisle Savings Bank's one-year CD earns at a rate of 1.25%, while its highest-yielding money market account has an APY of 0.40%. Given Lisle Savings Bank's below average savings rate, you should think about taking a look at other banks for savings accounts.

How Lisle Savings Bank's Savings Rates Compare

Lisle Savings Bank Savings 0.20 National Average 0.26 Compare Offers
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SmartAsset Average: 4.4

Lisle Savings Bank charges customers extremely low fees in comparison to the national average. Lisle Savings Bank's checking account has no monthly fee, making it excellent for anyone looking for a simple account. For those who routinely visit the ATM, Lisle Savings Bank is ideal because it has no out-of-network ATM fees. Lisle Savings Bank doesn't refund out-of-network ATM charges, which means you will need to search for a Lisle Savings Bank ATM or eat the ATM charge.

Monthly Fee $0 National Average: $3.21
Non-network ATM Fee $0 National Average: $1.20
Overdraft Fee N/A National Average: $35.00
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Service Quality

SmartAsset Average: 3.7

Lisle Savings Bank is a brick-and-mortar bank, with three total branches in Illinois. With mobile and web apps, Lisle Savings Bank makes mobile banking easy, even on the go. Lisle Savings Bank's online and mobile banking platforms get high marks from users. Out of 49 customer reviews on both Apple and Android platforms, the Lisle Savings Bank mobile app is scored at 4.6 out of 5 (compared to the national average of 3.8). You can access Lisle Savings Bank's app to manage your accounts by looking at monthly statements, transferring money and accessing support representatives. Lisle Savings Bank gets an exceptional consumer satisfaction rating due to relatively few complaints brought to the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency.

Overall Mobile Rating 4.6/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
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Financial Health

SmartAsset Average: 4.8

Lisle Savings Bank ranks as a medium-size bank and handles assets totaling $524 million as well as $402 million in deposits. Lisle Savings Bank's Texas Ratio is 11.14%, indicating a small opportunity of failure. Additionally, Lisle Savings Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

High Risk 75% 50% 20% 10% Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

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Compare Lisle Savings Bank to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.2% APY $10
Checking Account 0.1% APY $1
Certificates of Deposit
  • 12 Month: 1.25% APY
  • 24 Month: 2.50% APY
$2000 for all terms
Money Market Account 0.4% APY $1

Lisle Savings Bank offers several deposit products including savings accounts, checking accounts, money market accounts and CDs to give you many options to manage your money. Lisle Savings Bank does not have the best savings rate, which means you should consider taking a look elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Lisle Savings Bank's CD rates are fair in comparison to the national average.

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Find a Lisle Savings Bank Near Me

Lisle Savings Bank has three locations across the U.S.

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