Loading
Tap on the profile icon to edit
your financial details.

Kish Bank Review

Your Details Done
by Updated
We maintain strict editorial integrity in our writing and assessments. This post contains links from our advertisers, and we may receive compensation when you click these links. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone. | Advertiser Disclosure We maintain strict editorial integrity in our writing and assessments. This post contains links from our advertisers, and we may receive compensation when you click these links. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone. | Advertiser Disclosure
Kish Bank Savings
0.10% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations

Overview

Founded in 1927, Kish Bank has $808 million in assets along with deposits totaling $655 million, making the institution a medium-size bank. Kish Bank, whose headquarters are in Belleville, Pennsylvania, lacks premium access to support representatives, with no live chat or all-day service options available. It is a traditional brick-and-mortar bank with in-person service, in addition to its online and mobile apps. Coming in at a commendable 4.2 out of 5 stars, Kish Bank proves it is a great choice and should warrant serious consideration. Kish Bank provides customers with multiple banking products, which include savings accounts, checking accounts, CDs, IRAs, mortgage products and credit cards. It has a fair savings rate compared to the average savings account. If you're interested in stress-free personal checking, the bank's standard checking does not carry a monthly fee. Locating a checking account with no monthly fee as well as a savings account with a high interest rate at the same bank is the best bet for getting the most income on your deposits while having easy access to your money.

How We Rated It

SmartAsset's Overall Rating

4.2/5
National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more

Rates

4.0
SmartAsset Average: 3.5

Kish Bank features a savings rate of 0.10%, which is poor in comparison to the average U.S. bank. Its one-year CD has a rate of 2.41% and the five-year CD has a rate of 3.02%, while its highest-yielding money market account has a rate of 0.30%. Given its poor savings rate, you should think about looking elsewhere to open savings accounts.

How Kish Bank's Savings Rates Compare

Kish Bank Savings 0.10 National Average 0.26 Compare Offers
Back to Overview

Fees

4.0
SmartAsset Average: 4.4

On average, Kish Bank charges its customers average fees compared to the national average. Kish Bank's checking account has no monthly fee, rating it excellent for anyone looking for a hassle-free account. For those who visit the ATM often, Kish Bank is fair because it has an out-of-network ATM fee of $2.00, which is reasonable in comparison to the national average. Kish Bank does not reimburse out-of-network ATM fees, meaning you'll be required to search for a Kish Bank ATM or eat the fee.

Monthly Fee $0 National Average: $3.21
Non-network ATM Fee $2.00 National Average: $1.20
Overdraft Fee N/A National Average: $35.00
Back to Overview

Service Quality

3.9
SmartAsset Average: 3.7

Kish Bank is a brick-and-mortar bank, with 14 total bank locations in Pennsylvania. With mobile and web apps, Kish Bank makes mobile banking convenient, even on the go. Kish Bank's online and mobile banking platforms get moderate marks from users. Out of 29 ratings on both Apple and Android platforms, the Kish Bank mobile app rates a 3.8 out of 5 (compared to the national average of 3.8). Kish Bank's mobile app allows you to manage your bank accounts by monitoring current statements, transferring money and accessing support representatives. Kish Bank gets a superb consumer satisfaction score based on relatively few consumer complaints filed with the Consumer Financial Protection Bureau (CFPB), a government agency that protects consumers in the financial sector.

Overall Mobile Rating 3.8/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
Back to Overview

Financial Health

4.9
SmartAsset Average: 4.8

Kish Bank ranks as a medium-size bank with assets totaling $808 million as well as deposits totaling $655 million. Kish Bank has an excellent Texas Ratio of 2.35%, indicating a minute possibility of failure. Additionally, Kish Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

Back to Overview

Compare Kish Bank to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.1% APY $100
Checking Account 0.1% APY $1001
Certificates of Deposit
  • 12 Month: 2.41% APY
  • 24 Month: 2.51% APY
  • 36 Month: 2.71% APY
  • 48 Month: 2.92% APY
  • 60 Month: 3.02% APY
$2000 for all terms
Money Market Accounts 0.25% APY 0.3% APY $10000 $15000

Kish Bank offers several deposit products including savings accounts, checking accounts and CDs that provide you with many options to manage your money. Kish Bank does not have the best savings rate, which means you should consider other options for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Kish Bank's CD rates are fair compared to the average U.S. bank.

Back to Overview

Find a Kish Bank Near Me

Kish Bank has 14 locations in the U.S.

Back to Overview
Save more with these rates that beat the National Average
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.
Searching for accounts...
Ad Disclosure
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.
Searching for accounts...
Ad Disclosure