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First Federal Savings and Loan Association of Greene Co Review

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We maintain strict editorial integrity in our writing and assessments. This post contains links from our advertisers, and we may receive compensation when you click these links. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone. | Advertiser Disclosure We maintain strict editorial integrity in our writing and assessments. This post contains links from our advertisers, and we may receive compensation when you click these links. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone. | Advertiser Disclosure
First Federal Savings and Loan Association of Greene Co Savings
0.30% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations

Overview

Started in 1924, First Federal Savings and Loan Association of Greene Co Bank has $892 million in assets and $758 million in deposits, making it a medium-size bank. First Federal Savings and Loan Association of Greene Co, whose headquarters are in Waynesburg, Pennsylvania, lacks premium access to customer service, with no live chat or all-day service options available. It is a conventional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile offerings. Overall, First Federal Savings and Loan Association of Greene Co is a great bank that you should seriously consider, with a rating of 4.4 stars out of 5 from our experts. First Federal Savings and Loan Association of Greene Co offers a choice of product offerings, which include savings accounts, checking accounts, CDs, IRAs and mortgage products. First Federal Savings and Loan Association of Greene Co has a fair savings rate; other popular banks have higher rates. If you're looking for a checking account for everyday use, the bank's most basic checking account does not have a monthly maintenance charge. Obtaining a checking account with no monthly fee as well as a savings account with a high APY at the same bank is the best option for getting the most income on your deposits while having easy access to your funds.

How We Rated It

SmartAsset's Overall Rating

4.4/5
National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more

Rates

3.6
SmartAsset Average: 3.5

First Federal Savings and Loan Association of Greene Co features a savings rate of 0.30%, which is poor compared to the national average. Its one-year CD has a rate of 1.25% and the five-year CD has a rate of 2.77%, while its highest-yielding money market account has a rate of 0.25%. Given its noncompetitive savings rate, you should think about other options to earn more on your deposits.

How First Federal Savings and Loan Association of Greene Co's Savings Rates Compare

First Federal Savings and Loan Association of Greene Co Savings 0.30 National Average 0.26 Compare Offers
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Fees

5.0
SmartAsset Average: 4.4

First Federal Savings and Loan Association of Greene Co Bank has generally extremely low fees in comparison to the average U.S. bank. With no monthly fee, First Federal Savings and Loan Association of Greene Co is perfect for people who want a basic checking account. Also, at $30.00, First Federal Savings and Loan Association of Greene Co has a markedly lower overdraft fee compared to the average U.S. overdraft fee. First Federal Savings and Loan Association of Greene Co unfortunately doesn't reimburse out-of-network ATM charges, which means you will have to search for a First Federal Savings and Loan Association of Greene Co ATM or eat the withdrawal fee.

Monthly Fee $0 National Average: $3.21
Non-network ATM Fee N/A National Average: $1.20
Overdraft Fee $30.00 National Average: $35.00
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Service Quality

4.0
SmartAsset Average: 3.7

First Federal Savings and Loan Association of Greene Co Bank is a brick-and-mortar bank, with six total bank locations in Pennsylvania. It also offers access to mobile and web apps for an easy mobile-banking experience. First Federal Savings and Loan Association of Greene Co gets fairly good scores from users for its mobile app. With 9 ratings on Apple and Android platforms, the First Federal Savings and Loan Association of Greene Co mobile app is scored at 4.0 out of 5 (compared to the national average of 3.8). First Federal Savings and Loan Association of Greene Co's mobile app allows you to manage your finances by looking at account balances, sending and receiving funds as well as reaching support representatives. First Federal Savings and Loan Association of Greene Co gets a superb consumer satisfaction rating based on comparatively few complaints reported to the Consumer Financial Protection Bureau (CFPB), a government financial agency that protects consumers in the financial sector.

Overall Mobile Rating 4.0/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
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Financial Health

4.9
SmartAsset Average: 4.8

First Federal Savings and Loan Association of Greene Co ranks as a medium-size bank with assets totaling $892 million as well as $758 million in deposits. First Federal Savings and Loan Association of Greene Co has an excellent Texas Ratio of 3.67%, suggesting that the bank is in outstanding financial health and unlikely to fail. Additionally, First Federal Savings and Loan Association of Greene Co is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

3.67%
High Risk 75% 50% 20% 10% Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

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Compare First Federal Savings and Loan Association of Greene Co to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.3% APY $10
Checking Account 0.1% APY $250
Certificates of Deposit
  • 12 Month: 1.25% APY
  • 24 Month: 2.26% APY
  • 36 Month: 1.51% APY
  • 60 Month: 2.77% APY
$500 for all terms
Money Market Accounts 0.25% APY 0.25% APY $10000 $15000

First Federal Savings and Loan Association of Greene Co Bank offers several deposit products including savings accounts, checking accounts and CDs to give you many options to manage your money. First Federal Savings and Loan Association of Greene Co does not have the best savings rate, which means you should think about looking elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. First Federal Savings and Loan Association of Greene Co's CD rates are fair in comparison to the average U.S. bank.

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Find a First Federal Savings and Loan Association of Greene Co Near Me

First Federal Savings and Loan Association of Greene Co has six locations in the U.S.

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