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Crockett National Bank Review

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Crockett National Bank Savings
0.15% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations

Overview

Started in 1983, Crockett National Bank has $663 million in assets and deposits totaling $452 million, classifying it as a medium-size bank. Crockett National Bank, whose headquarters are in San Antonio, Texas, has above-average customer service access with all-day support available, which is helpful for those that work during typical customer service hours. It is a conventional brick-and-mortar bank with in-person service, in addition to its online and mobile apps. With a commendable 4.3 out of 5 stars, Crockett National Bank is a great choice and should warrant serious consideration. Crockett National Bank offers a complete suite of product offerings, including savings accounts, checking accounts, money market accounts, CDs and mortgage products. Crockett National Bank has a fair savings rate; other popular banks have higher rates. If you're interested in stress-free personal checking, Crockett National Bank's ordinary checking account does not have a monthly fee. Using a bank with no-fee checking and a high savings APY is the best bet for gaining the most income from your deposits alongside easy access to your funds.

How We Rated It

SmartAsset's Overall Rating

4.3/5
National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more

Rates

3.2
SmartAsset Average: 3.5

Crockett National Bank has a savings rate of 0.15%, which is fair compared to the national average. Crockett National Bank's one-year and five-year term lengths CDs earn at a rate of 0.65% and 0.65%, respectively, while its highest-yielding money market account earns at an APY of 0.10%. Given Crockett National Bank's poor savings rate, you should consider opting for higher earning savings accounts with other banks.

How Crockett National Bank's Savings Rates Compare

Crockett National Bank Savings 0.15 National Average 0.26 Compare Offers
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Fees

4.7
SmartAsset Average: 4.4

Crockett National Bank has typically extremely low fees compared to the average U.S. bank. Its checking account has no monthly fee, ranking it excellent for anyone looking for a hassle-free account. For those who withdraw money routinely, Crockett National Bank is good because it has an out-of-network ATM fee of $1.00, which is solid compared to the average U.S. bank. Additionally, Crockett National Bank has an overdraft fee of $30.00, which is significantly less than the average U.S. overdraft fee. Crockett National Bank doesn't refund out-of-network ATM charges, which means you'll need to search for a Crockett National Bank ATM or pay the fee.

Monthly Fee $0 National Average: $3.21
Non-network ATM Fee $1.00 National Average: $1.20
Overdraft Fee $30.00 National Average: $35.00
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Service Quality

4.1
SmartAsset Average: 3.7

Crockett National Bank is a brick-and-mortar bank, with five total branches in Texas. With mobile and web apps, Crockett National Bank makes mobile banking straightforward, even on the go. It has access to all-day customer service. Crockett National Bank's online and mobile banking services get fair marks from users. The Crockett National Bank mobile app has an overall rating of 3.8 out of 5 (with 13 customer reviews on Apple and Android) compared to the national average of 3.8. Crockett National Bank's mobile app lets you manage your finances by looking at account balances, transferring money as well as reaching customer service. Crockett National Bank receives a superb consumer satisfaction rating based on relatively few complaints registered with the Consumer Financial Protection Bureau (CFPB), a government-backed consumer protection agency.

Overall Mobile Rating 3.8/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
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Financial Health

5.0
SmartAsset Average: 4.8

Crockett National Bank is currently a medium-size bank and owns $663 million in assets and deposits totaling $452 million. Crockett National Bank's Texas Ratio is 0.04%, signifying a low chance of failure. Additionally, Crockett National Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

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Compare Crockett National Bank to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.15% APY $100
Checking Account 0.05% APY $1000
Certificates of Deposit
  • 12 Month: 0.65% APY
  • 24 Month: 0.65% APY
  • 36 Month: 0.65% APY
  • 48 Month: 0.65% APY
  • 60 Month: 0.65% APY
$500 for all terms
Money Market Account 0.1% APY $10000

Crockett National Bank has several deposit products like savings accounts, checking accounts, money market accounts and CDs to give you many options to manage your money. Crockett National Bank does not have the best savings rate, which means you should think about other options for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Crockett National Bank's CD rates are fair compared to other U.S. banks.

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Find a Crockett National Bank Near Me

Crockett National Bank has five physical locations in the U.S.

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