Tap on the profile icon to edit
your financial details.
Advertiser Disclosure

Chain Bridge Bank Review

Your Details Done
by Updated
Chain Bridge Bank Savings
0.44% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations


Chain Bridge Bank started in 2007 and is headquartered in Mclean, Virginia. It owns $604 million in assets as well as deposits totaling $551 million, ranking it as a medium-size bank. Chain Bridge Bank lacks premium access to support representatives, with no live chat or all-day service options available. It is a traditional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile apps. With a superb 4.8 stars out of 5, Chain Bridge Bank proves it is a top-tier bank that would be an ideal pick. Chain Bridge Bank has a mixture of banking products, including savings accounts, checking accounts, money market accounts, CDs and mortgage products. Chain Bridge Bank has a fair savings rate; you can find higher rates with other banks. If you're looking for a checking account for everyday use, Chain Bridge Bank's standard checking account does not have a monthly fee. Locating a checking account with no monthly fee, in addition to a savings account with a high APY at the same institution is your best bet for gaining the most income on your deposits alongside easy access to your money.

How We Rated It

SmartAsset's Overall Rating

National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more


SmartAsset Average: 3.5

Chain Bridge Bank features a savings rate of 0.44%, which is fair compared to other U.S. banks. Chain Bridge Bank's one-year and five-year term lengths CDs earn at a rate of 2.25% and 2.60%, respectively, while its highest-yielding money market account earns at a rate of 0.44%. Given its below average savings rate, you should consider choosing another bank to earn more on your deposits.

How Chain Bridge Bank's Savings Rates Compare

Chain Bridge Bank Savings 0.44 National Average 0.26 Compare Offers
Back to Overview


SmartAsset Average: 4.4

Chain Bridge Bank generally has extremely low fees compared to the national average. With no monthly fee, Chain Bridge Bank's checking account is perfect for people who need an easy checking account. Chain Bridge Bank unfortunately doesn't refund out-of-network ATM charges, which means you will have to locate a Chain Bridge Bank ATM or eat the fee.

Monthly Fee $0 National Average: $3.21
Non-network ATM Fee N/A National Average: $1.20
Overdraft Fee N/A National Average: $35.00
Back to Overview

Service Quality

SmartAsset Average: 3.7

Chain Bridge Bank is a brick-and-mortar bank, with one total bank locations in Virginia. With mobile and web apps, Chain Bridge Bank makes account access easy, even on the go. Chain Bridge Bank gets positive ratings from users for its mobile platform. With 8 customer reviews across both Apple and Android platforms, the Chain Bridge Bank mobile app has an overall rating of 5.0 out of 5 (compared to the national average of 3.8). Chain Bridge Bank's mobile app allows you to manage your funds by checking monthly statements, transferring funds as well as reaching customer service. Chain Bridge Bank receives a superb consumer satisfaction rating based on comparatively few complaints reported to the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency.

Overall Mobile Rating 5.0/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
Back to Overview

Financial Health

SmartAsset Average: 4.8

Chain Bridge Bank ranks as a medium-size bank owning assets totaling $604 million and $551 million in deposits. It has an excellent Texas Ratio of 0.00%, indicating that the bank is in superb financial condition and far from failure. Additionally, Chain Bridge Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

Back to Overview

Compare Chain Bridge Bank to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.44% APY $2500
Checking Account 0.22% APY $2500
Certificates of Deposit
  • 12 Month: 2.25% APY
  • 24 Month: 2.40% APY
  • 36 Month: 2.50% APY
  • 48 Month: 2.55% APY
  • 60 Month: 2.60% APY
$500 for all terms
Money Market Account 0.22% APY $2500

Chain Bridge Bank has several deposit products like savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. Chain Bridge Bank does not have the best savings rate, which means you should consider other options for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Chain Bridge Bank's CD rates are fair compared to the average U.S. bank.

Back to Overview

Find a Chain Bridge Bank Near Me

Chain Bridge Bank has one physical locations in the U.S.

Back to Overview
Save more with these rates that beat the National Average
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.
Searching for accounts...
Ad Disclosure
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.
Searching for accounts...
Ad Disclosure