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Anstaff Bank Review

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Anstaff Bank Savings
0.10% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations


Anstaff Bank started in 1931 with headquarters located in Green Forest, Arkansas. Anstaff Bank has assets of $606 million along with $525 million in deposits, ranking it as a medium-size bank. Anstaff Bank lacks premium access to support representatives, with no options for live chat or all-day service. It is a conventional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile apps. With an average 3.9 stars out of 5, Anstaff Bank proves it is a good bank that gets the job done. Anstaff Bank offers a full suite of banking products, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. Anstaff Bank has a fair savings rate; other popular banks have higher rates. Banks that offer no-fee checking as well as a high savings APY are the best option for getting the highest income from your deposits while having easy access to your funds.

How We Rated It

SmartAsset's Overall Rating

National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more


SmartAsset Average: 3.5

Anstaff Bank has a savings rate of 0.10%, which is fair in comparison to other U.S. banks. Anstaff Bank's one-year and five-year term lengths CDs earn at a rate of 0.65% and 1.50%, respectively, while its highest-yielding money market account earns at an APY of 0.20%. Given Anstaff Bank's below average savings rate, you should think about looking at the competition to open savings accounts.

How Anstaff Bank's Savings Rates Compare

Anstaff Bank Savings 0.10 National Average 0.26 Compare Offers
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SmartAsset Average: 4.4

There is insufficient data on Anstaff Bank's fees to provide a full SmartAsset rating.

Monthly Fee N/A National Average: $3.21
Non-network ATM Fee N/A National Average: $1.20
Overdraft Fee N/A National Average: $35.00
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Service Quality

SmartAsset Average: 3.7

Anstaff Bank is a brick-and-mortar bank, with 12 total branches in Arkansas. With mobile and web apps, Anstaff Bank makes account access straightforward, even on the go. Anstaff Bank's online and mobile banking platforms get moderate feedback from customers. Out of 46 ratings on iOS and Android platforms, the Anstaff Bank mobile app rates a 3.6 out of 5 (compared to the national average of 3.8). Anstaff Bank's mobile app allows you to manage your bank accounts by checking account balances, sending and receiving funds and reaching support representatives. Anstaff Bank receives an exceptional consumer satisfaction rating based on relatively few consumer complaints registered with the Consumer Financial Protection Bureau (CFPB), a government financial agency that protects consumers in the financial sector.

Overall Mobile Rating 3.6/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
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Financial Health

SmartAsset Average: 4.8

Anstaff Bank is a medium-size bank with $606 million in assets as well as deposits totaling $525 million. Anstaff Bank's Texas Ratio is 2.97%, indicating a low chance of failure. Additionally, Anstaff Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

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Compare Anstaff Bank to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.1% APY $1
Checking Account 0.1% APY $1
Certificates of Deposit
  • 12 Month: 0.65% APY
  • 24 Month: 1.00% APY
  • 36 Month: 1.10% APY
  • 48 Month: 1.25% APY
  • 60 Month: 1.50% APY
$500 for all terms
Money Market Account 0.2% APY $10000

Anstaff Bank has several deposit products including savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. Anstaff Bank does not have the best savings rate, which means you should consider taking a look elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Anstaff Bank's CD rates are fair as compared against the national average.

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Find a Anstaff Bank Near Me

Anstaff Bank has 12 physical locations across the U.S.

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