Tap on the profile icon to edit
your financial details.
Advertiser Disclosure

Meadows Bank Review

Your Details Done
by Updated
Meadows Bank Savings
0.50% APY
1. Overview 2. How We Rated It 3. Products Offered 4. Branch Locations


Meadows Bank started in 2008 with headquarters in Las Vegas, Nevada. Meadows Bank manages assets of $791 million and $680 million in deposits, making it a medium-size bank. Meadows Bank lacks premium access to support representatives, with no options for live chat or all-day service. It is a traditional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile offerings. Coming in at a commendable 4 out of 5 stars, Meadows Bank is a respectable bank that gets the job done. Meadows Bank offers the full package of product offerings, including savings accounts, checking accounts, money market accounts and CDs. Meadows Bank has a fair savings rate; other popular banks have higher rates. The bank's standard checking product features a monthly fee of $10.00, although banks sometimes have requirements that allow you to waive the fee. Using a bank with no-fee checking, in addition to a high savings APY is the best bet for accruing the most income from your deposits alongside easy access to your funds.

How We Rated It

SmartAsset's Overall Rating

National Average: 4.1

The overall rating is a weighted average of rates, fees, service quality and financial health.Read more


SmartAsset Average: 3.5

Meadows Bank features a savings rate of 0.50%, which is fair in comparison to the national average. Its one-year CD earns at a rate of 2.00%, while its highest-yielding money market account has a rate of 1.50%. Given its below average savings rate, you should consider choosing another bank to earn more on your deposits.

How Meadows Bank's Savings Rates Compare

Meadows Bank Savings 0.50 National Average 0.26 Compare Offers
Back to Overview


SmartAsset Average: 4.4

On average, Meadows Bank charges its customers high fees compared to the average U.S. bank. Its checking account has a monthly fee of $10.00, rating it fair for anyone looking for a hassle-free account. Meadows Bank does not reimburse out-of-network ATM charges, meaning you will be required to find a Meadows Bank ATM or accept the ATM charge.

Monthly Fee $10.00 National Average: $3.21
Non-network ATM Fee N/A National Average: $1.20
Overdraft Fee N/A National Average: $35.00
Back to Overview

Service Quality

SmartAsset Average: 3.7

Meadows Bank is a brick-and-mortar bank, with six total branches in Arizona and Nevada. It also offers access to mobile and web apps for a simple mobile-banking experience. Meadows Bank gets positive ratings from customers for its mobile app. Out of 5 customer reviews across both Apple and Android platforms, the Meadows Bank mobile app has an overall rating of 4.8 out of 5 (compared to the national average of 3.8). You can access Meadows Bank's app to manage your accounts by checking current statements, sending and receiving money as well as reaching support representatives. Meadows Bank receives a superb consumer satisfaction score due to relatively few consumer complaints filed with the Consumer Financial Protection Bureau (CFPB), a government agency that protects consumers in the financial sector.

Overall Mobile Rating 4.8/5
Consumer Satisfaction Rating 5.0/5
Online Banking Portal No
Live Chat No
Back to Overview

Financial Health

SmartAsset Average: 4.8

Meadows Bank ranks as a medium-size bank owning $791 million in assets and deposits totaling $680 million. Its Texas Ratio is 5.73%, signifying a small likelihood of failure. Additionally, Meadows Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Texas Ratio Analysis

High Risk 75% 50% 20% 10% Low Risk

The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

Back to Overview

Compare Meadows Bank to Other Competitive Offers

Products Offered

Product Current Terms and Rates Minimum Balance for APY
Savings Account 0.5% APY $100
Checking Account 0.25% APY $1
Certificates of Deposit
  • 12 Month: 2.00% APY
$1000 for all terms
Money Market Account 1.5% APY $10000

Meadows Bank has several deposit products including savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. Meadows Bank does not have the best savings rate, which means you should think about looking elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Meadows Bank's CD rates are fair compared to the national average.

Back to Overview

Find a Meadows Bank Near Me

Meadows Bank has six locations in the U.S.

Back to Overview
Save more with these rates that beat the National Average
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.
Searching for accounts...
Ad Disclosure
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.
Searching for accounts...
Ad Disclosure