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Mar 24, 2022 Among the many reasons Americans can lose sleep at night, money stress is a major concern. But many employers are alleviating financial worries with the  creation of financial wellness programs, which both attract and retain quality candidates. Financial wellness programs aim to help employees manage finances and reduce financial anxiety. Let's break down of the most common benefits and resources. A financial advisor can help you create a financial plan for your needs and goals. Read More...

Aug 05, 2022 Working with a financial advisor can be helpful if you need advice about how to build or manage your portfolio and grow wealth for retirement. What you may not realize is that your financial advisor (or advisors) may have their own team of individuals who help them run their business from day to day. That team may include client service associates who play a supporting role. If you're unfamiliar with what a client service associate is or what they do, here are some of the most important things to know. Read More...

Aug 19, 2022 New financial advisors need something to help them stand out. Consequently, the accredited asset management specialist (AAMS) does just that. Designed for newcomers to the financial advice business, the AAMS trains advisors to identify investment opportunities as well as help clients with other financial goals. It also gives more experienced advisors a fast and simple way to learn more about asset management and improve their credentials. Consider working with a financial advisor as you seek the best way to manage your monetary assets. Read More...

Jun 12, 2019 A clawback is the legally required return of incentive compensation such as a bonus or stock grant. Once applicable only to top company officers, clawback provisions are appearing in more employment contracts, particularly in the financial services industry. If your contract has a clawback clause, a  financial advisor can help you understand the often complex rules and what to do in the event that you face one. Read More...

Mar 02, 2018 Dave Carvajal knows how to match good people to good jobs. He co-founded and grew HotJobs.com, built up TheLadders.com and still runs his own boutique executive search company, Dave Partners. But he wanted to share his secrets with even more people. Carvajal is detailing the knowledge he has gained from two decades of success in a new book, " Hire Smart from the Start." We read the book and think it could help any entrepreneur who is looking to grow their business quickly, without making the typical hiring mistakes along the way. Read More...

Jun 19, 2018 Thinking about working in New York? There are some features of work life in the Big Apple that set it apart from the work culture in other cities. Is it true that if you can make it there you can make it anywhere? We're not making any promises, but we can give you some tips about what working in New York is really like.  Read More...

Jun 25, 2018 The average salary of an architect is $76,100 per year. Have you ever wondered how much an architect earns? Becoming an architect requires an investment of money and time, but pays off in the form of a rewarding career that comes with above-average earnings. And for those lucky few who become "starchitects," it's a path to fame. Let's take a closer look at the average salary of an architect.  Read More...

Jan 25, 2017 The average salary of a physical therapist is $84,020 per year. If you've ever undergone physical therapy you know how important the work of physical therapists is. The job of a physical therapist is one that requires high levels of skill and training, as well as compassion and emotional intelligence. Let's take a closer look at the profession and examine the average salary of a physical therapist.  Read More...

Jul 23, 2019 . If you've been to the pharmacy lately, you may have found yourself wondering how much pharmacists make. Being a pharmacist, at least at the retail level, involves a lot of standing, long shifts and dealing with customers. In other words, it might not be for everyone. On the plus side, salaries in the field are on the high side, with an average annual salary of $123,670.  Read More...

Jul 23, 2019 The job of an airline pilot has a certain glamour to it. However, unconventional working hours and plenty of time away from home can be a recipe for stress and burnout. This could be why airline and commercial pilots are compensated fairly well, earning a median annual salary of $115,670. That one number doesn't tell the whole story, though, as it varies depending on whom you fly for and where you're based.  Read More...

Jul 23, 2019 Surgery is a prestigious field that requires a high degree of skill, dedication and hard work of its members. Not surprisingly, surgeons' compensation reflects this fact, as the average salary of a surgeon was $255,110 in 2018. This figure can vary slightly depending on where you live and the type of institution at which you work. Moreover, the path to becoming a surgeon is long and involves a substantial amount of schooling, which might result in student loan debt. Read More...

May 29, 2019 Accountants had a median pay of $70,500 in 2018, according to the latest data by the Department of Labor (DOL). But depending on your focus, you may end up earning more. So let's explore the salary of an accountant and what you can do to be among the nation's top-earning accountants. Read More...

Dec 26, 2016 According to the Center for American Progress, the average American woman who takes a five-year career break to care for a child at age 26 will lose $476,000. That sum covers not just lost income but lost retirement savings and benefits, too. And it works out to 19% of the average woman's total lifetime earnings. For men, the estimated losses total $596,000, 22% of lifetime earnings.  Read More...

Jul 25, 2019 There are more than 113,000 dentists in the U.S., according to the Bureau of Labor Statistics (BLS). That's not surprising given that most Americans are visiting the dentist at least once a year: The CDC found in 2014 that 62% of Americans between the ages of 18 and 64 had visited a dentist in the past year. That's close to the percentage (64%) of Americans who have dental  benefits. That means a steady stream of business for dentists, and it also contributes to the profession's high salaries. Let's take a closer look at the job landscape for dentists and the average salary of a dentist.  Read More...

Apr 10, 2017 The average salary for doctors ranges from $183,180 for pediatricians to $258,100 for anesthesiologists.  Becoming a doctor involves paying a bundle for medical school and putting in long hours, but the financial pay-off can be substantial. Curious about the average salary of a doctor? You've come to the right place. We'll break down the average salary by field and highlight some of the top-paying areas for doctors.  Read More...

Sep 12, 2022 Becoming a lawyer is no walk in the park. You have to do well enough in college and on the LSAT to get into law school, graduate from law school, get a job and pass the bar exam. At the end of that process, you might have racked up significant student loan debt. Do lawyers' salaries make up for the hard work and long hours? Here's what you should know about the average salary of a lawyer. Consider working with a financial advisor as you assess the potential costs and benefits of a legal career. Read More...

Apr 10, 2017 The average salary of a registered nurse is $67,490. You may have heard that there is high demand for nurses these days. The nursing field is growing quickly and some experts are predicting a coming nurse shortage. But is the salary that nurses earn sufficient reward for the years of training and the difficulty of the job? We can't answer that for you, but we can walk you through the average salary of a nurse and some of the places where nurses earn the highest wages.  Read More...

Sep 20, 2022 The unemployment rate gets plenty of media coverage. This ratio represents the percentage of people in the labor force without jobs who've been actively looking for work within a four-week period. Many people believe that it's a good indication of the economy's overall strength. But others recognize that it has its flaws, as it can miss areas of the market entirely. Are you worried about your finances if you were to become unemployed? Speak with a financial advisor today. Read More...

Nov 10, 2016 There were 4,821 fatal occupational injuries in America in 2014. That's a 5% increase from 2013, according to the Bureau of Labor Statistics. While all workplaces take precautions to limit fatal accidents, there are some occupations for which the risk of fatal accidents is unfortunately much higher. Read More...

Aug 25, 2022 Opening a franchise can be a lower-risk way to start a small business, but it's not for everyone. For one thing, franchisees have to abide by company rules and the terms of their licensing agreements. So if you prefer to be independent, opening a franchise might not be your best bet. However, if you decide to apply to open a franchise, there are a number of hoops you'll need to jump through to make it a reality. Read More...

Aug 23, 2022 Outsourcing is the practice of hiring someone outside of your business to complete a specific project or task. The work that would either fall onto the business owner's plate or require an internal hire can be completed by a third party. Outsourcing is completed by a number of different types of people and businesses, from individual freelancers to large businesses specializing in a single function. Outsourcing is different from offshoring, which has been a big political issue in the past.  Read More...

Sep 19, 2016 The monthly jobs reports (also known as the Employment Situation Surveys) offer insight into what's happening in the economy. Investors, economists, employers and consumers use the information in these reports to make important decisions. And even the Federal Reserve relies on them to determine whether to raise interest rates. If you're having a tough time understanding what the jobs reports mean, here are some tips to keep in mind. Read More...

Aug 22, 2022 Unions are controversial in the U.S. - more controversial, in fact, than they are in some other countries. Here in the States, some people tout unions as essential to a strong working class, while others criticize unions for putting too many restrictions on workers and employees. To help you get a handle on this debate, we put together a guide to some of the pros and cons of unions. Consider working with a financial advisor as you invest, save and plan for retirement. Read More...

Aug 29, 2016 Losing your job isn't the end of the world. But getting laid off can leave you in a sticky financial situation, especially if you never got around to creating an emergency fund. When you don't have enough money to get by, relying on unemployment benefits might be your only option. If this is your first time dealing with joblessness, here's what you need to know about applying for unemployment. Read More...

Aug 16, 2016 If you're interested in changing jobs or launching a new career, it helps to look at the employment outlook for your new venture. When a particular profession has strong job growth, job hunters can have a greater chance of getting hired. And when wages are growing, workers can often look forward to having more disposable income to put toward eliminating debt,  saving for retirement, or other financial goals. Read More...

Jun 06, 2018 Accepting a job offer is exciting. But before you can settle into your new work space, you'll need to complete a lot of paperwork, enroll in your 401(k) plan (if your company offers one) and fill out a W-4 form. You'll also need to complete and submit an I-9 form. If you're not exactly sure what that form is, we'll explain why you need it and how to go about filling it out. Read More...

Aug 10, 2016 Starting a new job is an exciting occasion. You're about to practice a new set of skills, make new friends and - we hope - get a pay increase. But before you can concentrate on all the fun parts of starting a new job there are some financial chores to take care of. Here's our financial checklist for anyone making a job change.  Read More...

Jul 15, 2016 Got an entrepreneurial spirit? It may be time for you to start a small business. The Small Business Administration (SBA) defines a small business as any business with fewer than 500 employees. Over 99% of U.S. businesses fall in this category. Ready to start one of your own? Here are some tips to get you started.  Read More...

Jul 01, 2016 If you don't want to sell on Amazon or another established e-commerce site you may be wondering how to start an online store. These days there are lots of businesses that make setting up an online store easy, but it's still possible to go the DIY route if you want to. We'll cover the ins and outs of setting up an online store and share our tips for success. Read More...

Jun 29, 2016 Entering the "real world" after college can be scary. The job hunting process can be stressful and if your main concern is locking down a gig, it may be tempting to accept the first offer that a prospective company throws at you. But accepting a salary that's too low could haunt you for the rest of your career. Check out three tips new grads need to keep in mind when negotiating entry level salaries. Read More...

Jun 10, 2016 You're on Twitter, Facebook and Instagram, but are you on Vine? The site lets you share six-second, looping videos, which have the potential to go viral and attract millions of viewers. The most successful "Viners" can make a living off their videos. Want in? Here's what you should know about how to make money on Vine.  Read More...

Jun 03, 2016 Ready to kick your Craigslist game up a notch? Maybe you're a regular seller on the site or maybe you want to get started. Either way, we'll cover the basics of how to make money on Craigslist so you can start using the site as your side hustle and make your listings stand out from the crowd.  Read More...

Jun 19, 2018 Are you on Tumblr? If not, you could be missing out on an opportunity to earn money through ad revenue or to boost your small business profits. There are several different ways to make money on Tumblr and we'll give you the run-down on how to make the most of your Tumblr account. Read More...

May 20, 2016 You're probably familiar with dozens of sites where users can sell products - sites like Etsy and Ebay. There's a smaller number of sites that let users sell their services and Fiverr is one of these sites. The name comes from the fact that all services start at just five dollars. If you're a creative professional or a student looking to make money on the side, you may be interested in learning how to make money on Fiverr.  Read More...

May 09, 2016 If you're just using Amazon for shopping and video streaming, you might be missing out on the chance to make some money. There are many different ways to make money on Amazon and we'll cover them in this article. Before you quit your day job, it's important to understand how to make money on Amazon. Read More...

Apr 06, 2022 If you love gaming, you might be wondering how to turn your passion into profit. One way to earn money as a gamer is to stream videos of yourself playing games on a platform like Twitch, which - as of February 2022 - boasts approximately 8.4 million unique creators streaming each month and an average of 2.62 million concurrent monthly viewers. Here's what you need to know about how to make money on Twitch. Consider working with a financial advisor as you seek to boost your income and build your wealth. Read More...

Apr 15, 2016 If you're looking for a side hustle or you have some belongings you'd like to sell, you may be wondering how to make money on eBay. You can get your feet wet by selling as a registered seller, but at some point you might want to set up an eBay store. Here's what you should know about how to make money on eBay.  Read More...

Apr 01, 2016 Want to earn fame and fortune online? You may be wondering how to make money on YouTube. The video sharing platform has made its share of celebrities, some of whom have been able to capitalize on all those views. Let's take a closer look at how YouTube works and how you can earn money on YouTube.  Read More...

Mar 08, 2016 Most people don't love having a boss. Bosses tell you what to do and they berate you when you screw up. According to a 2015 Gallup survey, half of all U.S. workers have at some point in their careers left a job specifically because they didn’t like their bosses. Unless you rise to be the CEO and Chairman or Chairwoman of your company, however, you will always be working for someone. Unless, that is, you are self-employed. Read More...

Jun 25, 2018 Maybe you've noticed the recent boom in craft distilleries turning out whiskies right and left. Like craft beer, craft whiskey is thriving. But if you're not one of the big names in whiskey, is there money to be made? Here's what you need to know about the economics of whiskey and its impact on the U.S. economy as a whole.  Read More...

Dec 18, 2015 If you love crafting, making handmade treasures or hunting for vintage finds, you may be wondering how much money you could make on Etsy. Perhaps you already have a side hustle in handmade items and you'd like to take that business full-time. Here's what you should know about the economics of Etsy and how to make money on Etsy.  Read More...

Aug 20, 2018 As American consumers increasingly long for a personal, local touch in the goods we buy, the craft industry seems to be booming. Have you ever dreamed of quitting your 9-to-5 job and starting a career selling handmade crafts? Or wondered whether selling goods at craft fairs would be a lucrative side hustle? Here's what you should know about the economics of craft fairs, from how much it costs to participate to how much you stand to earn. Read More...

Jun 19, 2018 Are podcasts the new TV? These days it seems like everyone we talk to has a favorite podcast or a handful of podcasts on heavy rotation. Podcasts are booming. You can find episodes on personal finance, classic films and even how harbors and ports work. Do podcasts make money? Can you make a decent living as a podcaster and still have enough to save for retirement? Let's get into it.  Read More...

Jan 08, 2020 Not all of us are making as much money as we'd like to be making. Whether you're fresh out of college or you're trying to support a family, you might be thinking that life would be a little easier if your paycheck were just a bit bigger. While nothing beats a pay raise, there are steps you can take right now to make the most of your income if you expect it to go up in the near future. Read More...

Jun 11, 2018 Personal training is a growing field. According to IBISWorld research, the personal training industry grew 2.5% between 2010 and 2015. It employs 259,029 people and includes 60,704 businesses. The total revenue of the personal training industry tops $10 billion and the industry is expected to grow by 1.6% in 2015. But do personal trainers make a decent living? And are Americans getting their money's worth? Find out here. Read More...

Jul 17, 2019 In general, this is a good time for those seeking new opportunities in their careers. Unemployment is low and the economy continues to add jobs every month. Even so, leaving your current position for a new one is a stressful proposition – especially if you aren’t just changing employers, but changing fields entirely. Read More...

Aug 19, 2015 Working for less than what you're currently making seems like a counterproductive move. After all, when you're moving up the career ladder the whole point is to snag a fatter paycheck and better retirement benefits, right? While it's definitely important to get paid what you're worth, there are some situations where taking a pay cut can actually benefit you in the long run. Read More...

Jun 29, 2016 Jobs in science, technology, engineering and mathematics (STEM) represent some of the best opportunities for workers in today’s economy. The work can be rewarding as well as coming with high pay and good benefits (like a 401(k) and health insurance). Diversity in STEM, however is a problem, one that has captured the attention of CEOs like Jeff Bezos and policymakers including the president himself. Read More...

Nov 17, 2016 I never thought I’d write an article about what it’s like to make a career change in your 40’s. As I approach that age though and weigh the career possibilities in my own life, I realize that this is now my reality, as it is for many others. Making a career change at any age isn’t easy and doing it later in life can present even more obstacles. Here are five tips to consider if you want to successfully change careers in your 40’s. Read More...

Jan 31, 2017 One of the great political issues of virtually every election is employment. More often than not, unemployment is a topic of hotly contested debate. The discussions range from who is to blame for high unemployment and who is responsible for low unemployment to whether the unemployment rates are even valid. To participate in the debate, it helps to understand the basics of unemployment. Read More...

Mar 22, 2017 This study was published on Feb 25, 2015. In the world of technology, women are vastly underrepresented. According to data from the U.S. Census, in 2013 women accounted for just 25% of the workforce in computer occupations, a category that includes software developers, programmers, network architects and information research scientists. Historically, tech has been seen as something of a boys-club, and recently some industry leaders, including such companies as Facebook and Google, have promised to address the lack of diversity in their offices. Read More...

Apr 04, 2018 They call it the STEM gap: the disparity between the need for workers skilled in science, technology, engineering or math, and the number of graduates trained in one of those disciplines. It’s an issue that has received attention from no less than the President himself, and by most reports it’s only getting worse. Read More...

Aug 06, 2015 There’s nothing wrong with being alone on Valentine's Day. In fact, we fully endorse anyone who chooses to enjoy their solitude with a bottle of wine, a large pepperoni pizza and the best movie Netflix has to offer. If you’re tired of living the single life, however, and sick of all the same old routines—online dating, the bar scene—maybe it’s time to try a new tack. What if all you had to do to meet your soul-mate was… get a new job? Read More...

Feb 14, 2020 Have you heard the term "non-employment"? Wondering how it's different from unemployment? We've got you covered. Read More...

Jun 19, 2018 I was recently perusing the 2013 Gallup survey on "Honesty/Ethics in Professions." Those who participated in Gallup's survey where give a simple prompt: "Please tell me how you would rate the honest and ethical standards of people in these different fields- very high, high, average, low or very low." The resulting ranking was based on what percentage of those surveyed thought the profession had very high/high ethical standards. Read More...

Jan 09, 2018 Congrats, you made it! Not only did you complete four demanding years of college, but you applied for dozens of jobs, went through rounds of interviews and even negotiated a salary for your first job. And now you're ready for your first day of work. After you take an hour figuring out what to wear, be sure to let yourself relish the experience. The days will only get busier and more stressful going forward, so be sure to take it all in. And to help prepare you further, here's a good idea of how you'll settle in on your first day. Read More...

Dec 16, 2014 Historically, boomtowns have appeared where there was a discovery of mineral wealth—think the Texas Oil Boom or the California Gold Rush. In an era when cross-country travel was arduous and prosperity was less commonplace, only the sudden fortunes offered by gold, silver, copper and oil were enough to lure large numbers of migrants to a new place. When such a discovery was made, change occurred at a blinding pace. Rapid demographic and economic growth were matched by high levels of development, and it was not unusual to see cities double their population and output in a single year. Read More...

Feb 14, 2020 Long on motivation and short on time? You may be wondering how to find the hours in the day for a side job to supplement your income. We can help with that.  Read More...

Apr 10, 2017 Chris Ducker gives good advice. And (spoiler alert!) he does it in a British accent. A serial entrepreneur, virtual staffing expert, blogger, podcaster and author, Chris took some time to talk to us about building a personal brand. In this edition of SmartAsset Talks he explains what has worked for him and why now is a great time to launch a business. Read More...

Dec 02, 2014 According to the National Center for Education Statistics, as of fall 2012 there were roughly 3.7 million full-time elementary, middle and high school teachers in the U.S. To put that number in context: there are more teachers in America than police officers, physicians, therapists, lawyers, social workers and postal workers  combined. 1 When you consider the influence teachers can have on their students’ lives, it is no exaggeration to say that teachers collectively hold the most important job in the country. Read More...

Oct 03, 2014 In a tight job market, it takes more than just a college degree to land an offer. Recent grads face some stiff competition and sometimes and you may have to be willing to stretch yourself a little in order to get hired. Volunteering is an excellent way to broaden your skill set and make contacts in your field but it can potentially open even more doors if you play your cards right. If you've been job hunting for awhile, here are a few tips that could help you convert a temporary stint into a permanent gig. Read More...

Apr 10, 2017 What happens when a bunch of people who only know each other by Twitter handles show up together in New Orleans for the weekend? Well first of all, there's a lot of squinting to read names on badges. But beyond that, a lot of networking, learning and fun. Read More...

Dec 17, 2014 Getting a job in today's economy is tough enough but hanging on to it is a challenge if you're not playing by your employer's rules. While poor performance or blatant violations of company policy are clear grounds for termination, there are some other less obvious things that could land you in hot water. If you're concerned about unintentionally putting your job at risk, here are six workplace blunders you should avoid at all costs. Read More...

Dec 21, 2017 The job market is constantly evolving and innovations in the way people think, communicate and do business play a big part in shaping which career paths are the most successful. Certain jobs by their nature are unable to change at a pace to match the demands of the market, leading some positions to become obsolete. CareerCast recently released its 2014 report on the most endangered jobs and some of the results might surprise you. Here's a look at some of the occupations that are most at risk of disappearing in the near future. Read More...

Dec 21, 2017 The tech industry is booming across the country. From big cities to small ones, successful startups are taking root, and job prospects for tech workers are rising precipitously and show no signs of stopping. Lots of people want to get in on the tech boom, and SmartAsset wanted to find out what cities are truly making the most of it. Read More...

Feb 14, 2020 Losing your job unexpectedly can be emotionally and financially devastating but unfortunately, it's something all too many Americans have found themselves dealing with in recent years. While the national unemployment rate has been on a steady decline since 2009, it remained at 6.2% as of July 2014. Whether your job loss was the result of downsizing or a company-wide layoff, how you react to the situation can determine the impact on your bottom line. If you're recently joined the ranks of the unemployed, here's what you need to do now to minimize the damage to your finances. Read More...

Jul 18, 2019 Across the country, real estate markets are much healthier than they were a few short years ago, when a housing bubble precipitated a much larger economic crisis. But some places have recovered better than others have, and continue to grow beyond even pre-recession levels. These local markets are creating a good climate for real estate agents. SmartAsset wanted to find out which cities are the best for real estate agents right now. Read More...

Feb 14, 2020 Entrepreneurship is not for the faint of heart. It takes a certain amount of determination, patience and courage to transform a business from mere concept to reality. It takes even more hard work to make it a success. Before you dive into an endeavor as an entrepreneur, it's a good idea to test the waters first to make sure you're not getting in over your head.  We've come up with some guidelines to help make the transition from working for "the man" to working for yourself as an entrepreneur easier. Read More...

Nov 07, 2017 You know you are going to have answer a lot of questions. But you should also be asking them. Job seekers should be prepared for both sides of the question. Many people practice their answers but aren't ready to ask for them. The trick is questions that show you have done research, are intelligent and worthy of a job offer (or at least moving to the next round of interviews!). Read More...

Jun 11, 2018 Flexibility and freedom are just two of the advantages that go along with being your own boss. Taking the plunge into being self-employed can be financially rewarding but if you don't have a sizable bankroll of cash sitting around, you may need to cut corners until you start seeing a profit. While it's important to keep your overhead down, one thing you can't afford to skimp on is insurance. If you're planning to start your own business or launch a freelance career, here are five important types of insurance you'll need. Read More...

Feb 12, 2020 The landscape of the American economy has changed dramatically over the last several years, resulting in near record-high unemployment and a shrinking job market. While companies are opening their doors to new employees once again, millions of workers are choosing the path of the entrepreneur, taking their careers into their own hands. According to the Kauffman Foundation, there were 476,000 new business owners each month throughout 2013. Read More...

Nov 07, 2017 I remember growing up as the youngest of seven siblings. My mother was both a working and a stay-at-home mom. My father worked sometimes three jobs just to make sure we had a roof over our heads and food in our stomachs every day. We didn't have all that we wanted but we did have what we needed. I often remember my Dad driving home to us the importance of getting a "good" job. He also thought an education was important since he turned down a college scholarship to join the army and begin a family. Read More...

Dec 21, 2017 So many of us think we’re really great leaders at work. While some of us might be, a lot of us aren’t. It can be hard to really look at your management style and recognize what’s working and what isn’t, but it’s something that any leader, or aspiring leader, should do often. If fact, if you think everything you’re doing is working and nothing could be changed or made better, that’s a sign that you might not actually be as great of a leader as you thought. Read More...

Dec 21, 2017 A recent business journal compared her to multi-billion dollar baby Oprah Winfrey, but talk-show host Charla Young is the first to admit she is flattered and even flabbergasted at the comparison. Read More...

Feb 10, 2020 Over the past few years there has been a significant increase in the number of freelance workers in the U.S. Several factors have aided in the increase of freelance workers. The mortgage crises that resulted in a world-wide recession, and left many unemployed, helped jump start (or forced) the freelance careers of many. Also, technological advances make working from home, and starting a freelance career, much easier. Read More...

Aug 20, 2018 The unfortunate truth is that most people do not feel prepared financially for their retirement years. A 2013 survey by American Consumer Credit Counseling found that 75 percent of people agreed that they were not financially ready for their post-work years. But what about if retirement comes earlier than expected... and not by your choice? Read More...

Jan 31, 2017 The amount of student loan debt in America is a staggering number. It’s estimated that Americans carry at least a trillion dollars in student loan debt. Yes, some colleges have a much higher tuition than others, but at least two thirds of college graduates are carrying some type of student loan debt.  Couple that with a limping economy, and the job horizon for many first entering the work force, (or those who have been laid off) can be depressing. But there is hope! Some good careers will actually help you pay your student loans. In fact, some public service jobs will even pay your loans completely. Read More...

Nov 07, 2017 High school is an important educational period in most people’s lives. The education we learn in high school can determine whether we attend college, go straight to work or choose some other path. I have argued that  financial education should be a part of public school education, but many studies and reports reveal that courses that are already a part of most high school curriculum have the potential to determine a person’s income later in life. Read More...

Jan 02, 2015 Landing an internship can be excited an important part of moving forward on your career path. If you get lucky, you might even be able to get a paid internship. Yes, it may sound too good to be true, but those coveted spots are out there. Getting experience in the field is important, but so is eating and paying your bills. Read More...

Nov 12, 2017 Now is the time of year for graduate school application deadlines. There can be many benefits to returning to school. Obtaining your graduate degree can help open doors for you in your current career or help if you are considering changing careers, seeking greater financial rewards, or even just wanting personal growth. However, as we all are well aware, graduate school can be a big financial investment. Read More...

Dec 21, 2017 Being an effective manager can help you advance in your career and can help your business succeed as well. There are many skills that make for effective management. Not every manager is going to possess all of these skills, but there are some vital characteristics one needs. If you are looking to get ahead in the workplace, here is a list of 3 steps of effective management: Read More...

Dec 30, 2014 Working for yourself can be one of the most rewarding career moves you make in your lifetime. While there is definitely freedom in creating your own success and working for yourself, starting your own business doesn’t come without headaches. Creating a good foundation for your business to succeed is paramount if you want your business to really stand a chance. Read More...

Oct 05, 2016 We are living in an age in which professionals, typically, do not spend their entire career with one company. The loyalty between employer and employee there for previous generations is no longer here, on both side of the employer-employee scale. Today’s professionals are much more likely to hop around to a few different companies or employers during the span of a career. Read More...

Dec 23, 2014 Between the dying middle class, financial crash of 2008, subsequent slow recovery, crushing student loan debt, the federal deficit and broken healthcare system, millennials have plenty to worry about as they enter into and begin ascent in the job market. Read More...

Jan 02, 2015 It is commonly said that attractive people have a happier, more successful life than their less attractive counterparts – but how does this affect your wallet? Read More...

Dec 18, 2014 Have you ever felt undervalued, under-paid, or just underappreciated for the effort you put into your work? While you’ve certainly heard of the Type A personality, and about the habits of highly effective people, you may not yet have heard about the personality type called “The Underearner.” In many ways, under-earning is the flipside of the Type A and hyper-productivity--it may even be an overreaction to the aggressive pursuit of self-expansion and accumulation that characterizes those other types and is generally celebrated in our culture. Read More...

Mar 14, 2018 According to Teresa Wiltz of the Guardian the US has become a nation of freelancers. While freelancing has always been a part of the American economy, the high unemployment rate forced many people to branch out on their own. Today’s freelancers are not just writers, artists, or musicians they can be lawyers, accountants, technology professionals and more. The “new economy” has made it available for just about any type of professional to delve into the world of freelancing. While freelancing may seem like a good idea as opposed to working a traditional 9 to 5 (and for many it is), freelancing places a greater financial responsibility on the individual than for working for an employer. Many freelancers tend to neglect the financial aspect of their business, and find themselves running into trouble. It is important, that as a freelancer you become financially savvy enough to keep yourself afloat. Read More...

Dec 17, 2014 Regardless of your position on the ladder of success the question is the same: "what can I do to move on up the food chain?" Whether you are a fresh out of school or a highly experienced professional everybody wants to get ahead. Even though every business, career and career path is unique, where some may have education requirements or experience minimums or other standards that are particular to your industry or field there are still some rules that are universal. Read More...