Home Buying, Student Loan and Credit Expert
Vijay Maharaj is a writer who covers a variety of personal finance topics for SmartAsset. Vijay is an expert in all things higher education, home buying and credit.
Posts by Vijay Maharaj:
Whether applying for a home mortgage, buying or leasing a car, or even getting a new cell phone plan, odds are good that a credit check is going to be run. The basic idea is to see how likely it would be for the borrower or customer to not pay their bills. Easy enough, right? Getting to that determination is rather extensive, and it all starts with a credit report. Read more
It is so easy to manage your finances online. Paying bills, transferring funds, and buying anything you could possibly need is becoming the new norm. With the dramatic increase in online activity, it comes as no surprise that cyber crimes are also on the rise. The Internet Crime Report for 2012 shows an estimated $525,441,110 was lost due to cyber crime, an 8.3% increase from 2011. You can buck the trend by protecting yourself in a few easy steps Read more
For many college students, paying hundreds of dollars for textbooks seems like the biggest scam. Probably more so for those students that find that they barely use those said textbooks in their classes. Then the final insult comes when trying to sell those textbooks back to the college bookstore and getting a buyback offer that is hilariously low. For the savvy student there are ways to getting the most back from selling the textbooks. Read more