Vijay Maharaj is a writer who covers a variety of personal finance topics for SmartAsset. Vijay is an expert in all things higher education, home buying and credit.
Whether applying for a home mortgage, buying or leasing a car, or even getting a new cell phone plan, odds are good that a credit check is going to be run. The basic idea is to see how likely it would be for the borrower or customer to not pay their bills. Easy enough, right? Getting to that determination is rather extensive, and it all starts with a credit report. Read more
It is so easy to manage your finances online. Paying bills, transferring funds, and buying anything you could possibly need is becoming the new norm. With the dramatic increase in online activity, it comes as no surprise that cyber crimes are also on the rise. The Internet Crime Report for 2012 shows an estimated $525,441,110 was lost due to cyber crime, an 8.3% increase from 2011. You can buck the trend by protecting yourself in a few easy steps Read more
Student loans. No two words can cause so much dread and anger. However, for many students, it is one of the only viable options to fund a higher education. If there is one thing students really don’t need hanging over their heads, it’s the thought of how they are going to pay off their loans. Thankfully, there are steps to help make facing these loans easier. Read more
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