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Vijay Maharaj

Vijay Maharaj is a writer who covers a variety of personal finance topics for SmartAsset. Vijay is an expert in all things higher education, home buying and credit.

Posts by Vijay Maharaj

What Is A Credit Report?

What Is A Credit Report?

Whether applying for a home mortgage, buying or leasing a car, or even getting a new cell phone plan, odds are good that a credit check is going to be run. The basic idea is to see how likely it would be for the borrower or customer to not pay their bills. Easy enough, right?… read more…

id thief
Credit Score

Protecting Your Virtual Wallet from Identity Theft

It is so easy to manage your finances online. Paying bills, transferring funds, and buying anything you could possibly need is becoming the new norm. With the dramatic increase in online activity, it comes as no surprise that cyber crimes are also on the rise. The Internet Crime Report for 2012 shows an estimated $525,441,110 was lost… read more…