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Victor Alfieri

Mortgage, Home Buying and Credit Expert

Victor Alfieri is a freelance writer who covers a variety of personal finance topics for SmartAsset. Victor is an expert in housing markets, insurance and credit.

Posts by Victor Alfieri:

by Victor Alfieri Dec 22, 2016

Knowing that buying a house will most likely be the biggest financial decision you will ever make can be a very daunting concept. For generations, it has been the main goal of many families. Immigrants who came to this country during the Industrial Revolution, had dreams and aspirations of putting their name on something, and being able to pass on a legacy to their children. The home was the first step in that fantasy. Read more

by Victor Alfieri Jul 13, 2016

You always knew when it came time to add your teenager to your auto insurance that it would increase your premiums. Chances are you had no idea just how much. While the actual increase varies by state, according to a new report on InsuranceQuotes.com, the average increase to a married couple adding a teenager to their auto insurance is eighty four percent! Read more

by Victor Alfieri Dec 18, 2014

People with damaged credit or bad spending habits will try anything to protect themselves from poor decisions. Of course, there is always some corporation there ready and willing to offer you a product marketed to look like something that can help you. Enter the prepaid debit card. The prepaid debit card can be used anywhere a credit card can be used. You can only use the funds that have been deposited into the account attached to the card and it can be replenished at any time. The reason why this type of card is sold at all is because of the perceived theory that people with bad credit can only qualify for this and that it will help build and repair a person’s credit. Read more

by Victor Alfieri Dec 18, 2014

Not all insurance policies are created equally, and not all things need to be insured in this day and age, yet you can get a policy for just about anything. One type of policy that has been around… Read more

by Victor Alfieri Dec 23, 2014

While mortgage rates have jumped recently, they are still very attractive. However. figuring out the intricate puzzle that is mortgage math can be a very daunting task though. There is so much that… Read more

by Victor Alfieri Dec 18, 2014

Unless you have been living under a rock, you’ve probably heard about the crowd-funding site Kickstarter. Independent artists, movie makers and musicians have been using it to varying levels of… Read more

by Victor Alfieri Dec 17, 2014

Every month, the government releases data on the health of the housing market. These numbers, among others, act like a barometer for the overall economy. They are released the following month and it… Read more