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Tierna Unruh-Enos

Savings and Budget Expert

Tierna Unruh-Enos holds an MA in Journalism from Prescott College in Prescott, AZ. She is a an expert in careers, budgeting and saving money. A native of New Mexico, Tierna is a communications and marketing specialist in Albuquerque. She is also a mother, a freelance writer and lover of all things green chile (there may be a few exceptions!).

Posts by Tierna Unruh-Enos:

by Tierna Unruh-Enos Jan 31, 2017

The amount of student loan debt in America is a staggering number. It’s estimated that Americans carry at least a trillion dollars in student loan debt. Yes, some colleges have a much higher tuition than others, but at least two thirds of college graduates are carrying some type of student loan debt.  Couple that with a limping economy, and the job horizon for many first entering the work force, (or those who have been laid off) can be depressing. But there is hope! Some good careers will actually help you pay your student loans. In fact, some public service jobs will even pay your loans completely. Read more

by Tierna Unruh-Enos Jun 27, 2019

Saving regularly in a 401(k) account and leaving it untouched is a great way to build your nest egg. That said, unforeseen situations happen to all of us at some point in our lives. If you’re desperate for cash and your emergency fund isn’t enough to cover your expenses, you can borrow against your 401(k). Here’s when a 401(k) loan makes sense – and how to do it. Read more

by Tierna Unruh-Enos Dec 30, 2014

Let’s face it, trying to negotiate your salary isn’t always a comfortable process. Unfortunately, it is necessary, and the more prepared you are, the more successful you will be at getting a fair salary.  Here are some tips on how to negotiate those treacherous waters and stand up for your own worth. Read more

by Tierna Unruh-Enos Dec 29, 2014

It takes a lot of skill and a bit of dumb luck to be a successful business owner and entrepreneur. Many times, it isn’t even just your own skill that you’re relying on, but the skills of others. If… Read more

by Tierna Unruh-Enos Nov 12, 2017

Credit card debt is becoming a bigger problem. The latest numbers show the average American household carries more credit card debt than ever before. Read more

by Tierna Unruh-Enos Jan 02, 2015

Landing an internship can be excited an important part of moving forward on your career path. If you get lucky, you might even be able to get a paid internship. Yes, it may sound too good to be true,… Read more

by Tierna Unruh-Enos Mar 01, 2018

The holidays shouldn’t be stressful, but they are. Finding the time to spend with friends and family, let alone all of the effort and time of shopping for them is hard. As if that wasn’t stressful… Read more

by Tierna Unruh-Enos Jan 02, 2015

If you’re an owner of a small business, (as I am) you know that marketing is usually the last thing you’re able to afford. That said, without some marketing, the majority of businesses are doomed to… Read more

by Tierna Unruh-Enos Oct 05, 2016

Not all career paths with high salaries require a ton of education. The Bureau of Labor Statistics released the fastest growing, highest paid career paths earlier this year, and many don’t require… Read more

by Tierna Unruh-Enos Feb 14, 2020

If investing seems like a foreign word to you that only those who are wealthy are able to do, this article is for you. Investing can also seem complicated and overwhelming when it conjures images of… Read more

by Tierna Unruh-Enos Dec 30, 2014

Working for yourself can be one of the most rewarding career moves you make in your lifetime. While there is definitely freedom in creating your own success and working for yourself, starting your… Read more