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Tierna Unruh-Enos

Savings and Budget Expert

Tierna Unruh-Enos holds an MA in Journalism from Prescott College in Prescott, AZ. She is a an expert in careers, budgeting and saving money. A native of New Mexico, Tierna is a communications and marketing specialist in Albuquerque. She is also a mother, a freelance writer and lover of all things green chile (there may be a few exceptions!).

Posts by Tierna Unruh-Enos:

by Tierna Unruh-Enos Nov 17, 2016

I never thought I’d write an article about what it’s like to make a career change in your 40’s. As I approach that age though and weigh the career possibilities in my own life, I realize that this is now my reality, as it is for many others. Making a career change at any age isn’t easy and doing it later in life can present even more obstacles. Here are five tips to consider if you want to successfully change careers in your 40’s. Read more

by Tierna Unruh-Enos Jan 20, 2017

Identity theft scams are rampant and it seems a new phishing scam is discovered every day. The FBI tracks different phishing scams, from those targeting students to charitable organizations. The best way to protect yourself and your identity is to be aware of scams as they arise. Sometimes these come in the form of emails or even utility bills with the goal of getting access to your money. So to avoid your vacation or retirement savings from going to fund someone’s else’s financial goals, here are some new scams to watch out for. Read more

by Tierna Unruh-Enos Nov 12, 2017

If you’re looking for ways to take control of your financial life, the best way to start is by simplifying it. There are so many small ways you can create a more simple structure in your finances, and each small thing you do can add up to big changes. Read more

by Tierna Unruh-Enos Dec 28, 2016

Prepaid credit cards can certainly be convenient- allowing you to use them as a bank account for your child or as a debit card at a store for yourself. What’s more, you also aren’t required to have a… Read more

by Tierna Unruh-Enos Feb 14, 2020

Student loan debt is nothing new to most of us. For many, student loan payments are just another bill we pay each month and will continue paying for a very long time. While student loans are nothing… Read more

by Tierna Unruh-Enos May 03, 2018

The sooner you can start saving for your retirement, the better. Plus, saving for your retirement is often made a lot easier with the help of an employer savings plan. However, not everyone has… Read more

by Tierna Unruh-Enos Jul 24, 2014

We’ve all done it: Charging part of, of if not all of, our vacation expenses on a credit card. You totally deserve the vacation and, if you don’t have the money up front to pay for it, you use your… Read more

by Tierna Unruh-Enos Nov 21, 2018

A city will pay me to live there? How is that possible, you may ask. Well, it’s true. There are cities in the United States that will pay you to live there. Will they always be your first choice for… Read more

by Tierna Unruh-Enos Jul 17, 2019

These days, it’s hard to get an education without having to borrow money to help you do it. Some of us end up borrowing quite a lot. Not all degrees offer a great salary once you graduate to help pay… Read more

by Tierna Unruh-Enos Oct 18, 2022

So we all know that the key to retiring is saving your money and investing well. But there are a few other helpful tips you may not know that can help you retire the way you want. Read more

by Tierna Unruh-Enos Feb 14, 2020

It’s tempting to buy a new car when you watch TV and the car commercials are screaming at you every 10 minutes. Low down payments and no down payments are appealing. In fact, some of them are even… Read more

by Tierna Unruh-Enos Dec 21, 2017

So many of us think we’re really great leaders at work. While some of us might be, a lot of us aren’t. It can be hard to really look at your management style and recognize what’s working and what isn… Read more

by Tierna Unruh-Enos Feb 13, 2020

I’ve recently started taking the city bus to work. Some of you reading this might yawn and say, ‘so what?’ Some of you might think, ‘I would never take the city bus.’ Every city transit system is… Read more

by Tierna Unruh-Enos Jan 31, 2017

The amount of student loan debt in America is a staggering number. It’s estimated that Americans carry at least a trillion dollars in student loan debt. Yes, some colleges have a much higher tuition… Read more

by Tierna Unruh-Enos Jun 27, 2019

Saving regularly in a 401(k) account and leaving it untouched is a great way to build your nest egg. That said, unforeseen situations happen to all of us at some point in our lives. If you’re… Read more

by Tierna Unruh-Enos Jan 02, 2015

Landing an internship can be excited an important part of moving forward on your career path. If you get lucky, you might even be able to get a paid internship. Yes, it may sound too good to be true,… Read more

by Tierna Unruh-Enos Jan 02, 2015

If you’re an owner of a small business, (as I am) you know that marketing is usually the last thing you’re able to afford. That said, without some marketing, the majority of businesses are doomed to… Read more

by Tierna Unruh-Enos Feb 14, 2020

If investing seems like a foreign word to you that only those who are wealthy are able to do, this article is for you. Investing can also seem complicated and overwhelming when it conjures images of… Read more

by Tierna Unruh-Enos Dec 30, 2014

Working for yourself can be one of the most rewarding career moves you make in your lifetime. While there is definitely freedom in creating your own success and working for yourself, starting your… Read more