Posts by Tierna Unruh-Enos:
I never thought I’d write an article about what it’s like to make a career change in your 40’s. As I approach that age though and weigh the career possibilities in my own life, I realize that this is now my reality, as it is for many others. Making a career change at any age isn’t easy and doing it later in life can present even more obstacles. Here are five tips to consider if you want to successfully change careers in your 40’s. Read more
Identity theft scams are rampant and it seems a new phishing scam is discovered every day. The FBI tracks different phishing scams, from those targeting students to charitable organizations. The best way to protect yourself and your identity is to be aware of scams as they arise. Sometimes these come in the form of emails or even utility bills with the goal of getting access to your money. So to avoid your vacation or retirement savings from going to fund someone’s else’s financial goals, here are some new scams to watch out for. Read more
It’s never too late or too early to start saving for retirement. Obviously the earlier you start, the more of a nest egg you’ll be able to grow and the more comfortable your retirement will likely be. If you have no idea how to go about increasing your retirement fund, there are many unexpected ways you can start saving. Read more
I became interested in taking a break from my career when my supervisor decided to take a year-long sabbatical with her husband to hike the Appalachian Trail. To me, it seemed brave to leave her… Read more
Shopping in thrift stores has become my new favorite hobby. Although I grew up with my mother taking me to thrift stores as a kid, I didn’t really start appreciating them (and shopping at them myself… Read more
If you’re looking for ways to take control of your financial life, the best way to start is by simplifying it. There are so many small ways you can create a more simple structure in your finances,… Read more
Prepaid credit cards can certainly be convenient- allowing you to use them as a bank account for your child or as a debit card at a store for yourself. What’s more, you also aren’t required to have a… Read more
If you’ve got significant debt and you’re only making the minimum payments, it could end up costing you much more than what you start off owing. To that end, if you’ve got enough income to make more… Read more
From the time you started working and got on a payroll, you’ve been paying into the Social Security system. It’s a bit like the American government trust fund that you’ve been expecting to tap into… Read more
When it comes to retirement savings and the readiness of the current workforce, most of us are nowhere near where we should or would like to be. In the case of minorities in the United States,… Read more
The diversity of language in the Unites States has changed rapidly over the past few decades. Although English is still the official and most commonly spoken language, the number of households that… Read more
Student loan debt is nothing new to most of us. For many, student loan payments are just another bill we pay each month and will continue paying for a very long time. While student loans are nothing… Read more
The cost of retirement is steep. A retirement calculator can give you a more exact estimate of how much you’ll personally need to save to be able to retire, but, on average, a person needs to have $1… Read more
We all know the environmental advantages to carpooling and bike riding. Less carbon fumes in the air, makes it a greener mode of transportation. We also know that it can be a bit more economical as… Read more
The sooner you can start saving for your retirement, the better. Plus, saving for your retirement is often made a lot easier with the help of an employer savings plan. However, not everyone has… Read more
We’ve all done it: Charging part of, of if not all of, our vacation expenses on a credit card. You totally deserve the vacation and, if you don’t have the money up front to pay for it, you use your… Read more
A city will pay me to live there? How is that possible, you may ask. Well, it’s true. There are cities in the United States that will pay you to live there. Will they always be your first choice for… Read more
The number of people shopping online is at an all-time high. While the rest of the retail economy is still dragging in its recovery from our economic crash, the online retail market continues to grow… Read more
These days, it’s hard to get an education without having to borrow money to help you do it. Some of us end up borrowing quite a lot. Not all degrees offer a great salary once you graduate to help pay… Read more
So we all know that the key to retiring is saving your money and investing well. But there are a few other helpful tips you may not know that can help you retire the way you want. Read more
It may seem like retirement is something far away from your reality or something you can’t be concerned about now. This couldn’t be further from the truth. Although it is getting harder and harder to… Read more
The U.S. government has calculated that less than half of all Americans have a plan for their retirement. That statistic is shocking, given that at some point the majority of Americans would like to… Read more
It’s tempting to buy a new car when you watch TV and the car commercials are screaming at you every 10 minutes. Low down payments and no down payments are appealing. In fact, some of them are even… Read more
So many of us think we’re really great leaders at work. While some of us might be, a lot of us aren’t. It can be hard to really look at your management style and recognize what’s working and what isn… Read more
I’ve recently started taking the city bus to work. Some of you reading this might yawn and say, ‘so what?’ Some of you might think, ‘I would never take the city bus.’ Every city transit system is… Read more
