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Thierry Godard

Home Buying, Savings and Budget Expert

Thierry Godard is a former Editor at SmartAsset who writes on a variety of personal finance issues. He is an expert on topics including home buying, saving money and budgeting. Thierry has a degree in Journalism from CUNY Baruch College.

Posts by Thierry Godard:

by Thierry Godard Dec 12, 2014

 Are you financially prepared for death? SmartAsset has a few tips on how to avoid making some critical mistakes, and help you prepare for the inevitable. Read more

by Thierry Godard Jul 23, 2019

If you’re young and you’re looking to purchase a new home to live in, maybe you should consider turning your first home into an investment property. While most people wait until after they’ve bought their first or second home to begin investing in real estate, you could start much sooner than you think. We’ll explain why jumping into the real estate investing game might be a good idea. Read more

by Thierry Godard Jun 19, 2018

FHA loans have been around for decades, but many people are not familiar with how they work. These loans are specifically designed to help people with poor credit scores get back into a home.  But this assistance comes at a price. Understanding how and FHA loan works will answer the question: “Is an FHA loan right for me?” Ultimately this will help you make a smarter decision about your personal finances. Read more

by Thierry Godard Dec 12, 2014

If you’re on the renting side of the buying vs renting debate, there are many things to take into consideration. The process of choosing a neighborhood, a property, and then ironing out the details… Read more

by Thierry Godard Dec 12, 2014

An FHA loan is a loan administered by the Federal Housing Administration (FHA) to those that may not be able to get financing elsewhere. The loan is designed to reduce the risk of lending to… Read more

by Thierry Godard Dec 22, 2014

New York- the city where winter never ends. It’s cold, windy, and wet here in the big apple as yet another major storm thrashes the New York City area. So for this week’s edition of  “House Much… Read more

by Thierry Godard Apr 10, 2017

If you’re a fan of AMC’s smash hit The Walking Dead you may consider yourself  an expert on zombie behavior. You may have even started preparing yourself for the zombie apocalypse, and you’re not… Read more

by Thierry Godard Dec 21, 2016

Who you are is important, and your identity is directly connected to your credit score- the single most important three digit number in personal finance. If you’re looking to buy your first home,… Read more

by Thierry Godard Dec 21, 2016

How much house can you afford? Policy makers in Washington  believe they have the answer. Why? Because the US government currently supports 90% of all new home mortgages. Read more

by Thierry Godard May 21, 2018

Before moving on to the final step, the closing process, it helps to go through a pre-closing checklist. Going through a detailed checklist makes sure everything is in order for the actual closing.… Read more

by Thierry Godard Feb 10, 2020

The question we most often hear at SmartAsset is: “how much house can I afford?” We’re tackling  the question with a series of snapshot posts highlighting how far your hard earned cash can go in… Read more

by Thierry Godard Jul 17, 2019

In the five circles of the mortgage process, underwriting is where you (the borrower) come face to face with the bank’s gatekeeper: the underwriter. The underwriter is the last major hurdle standing… Read more

by Thierry Godard Dec 22, 2016

The mortgage application process is no different than applying to college or a new job. Similar to those application processes, purchasing a home requires a balance between qualifications and desires… Read more

by Thierry Godard May 26, 2017

You recently decided that you are ready to buy a home. Time to start doing some shopping, right? Not so fast. Applying for mortgage prequalification or mortgage preapproval can remove some of the… Read more

by Thierry Godard Feb 15, 2017

Home mortgages made simple Buying your home will probably be the biggest and most important investment you’ll ever make.  Thankfully, SmartAsset can help guide you step-by-step through the… Read more

by Thierry Godard Jul 09, 2018

Buying vs renting is the one question that most often plagues first time home buyers. It usually goes something like this: “should I continue shelling out money to a landlord, or dig a hole for… Read more