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Thierry Godard

Home Buying, Savings and Budget Expert

Thierry Godard is a former Editor at SmartAsset who writes on a variety of personal finance issues. He is an expert on topics including home buying, saving money and budgeting. Thierry has a degree in Journalism from CUNY Baruch College.

Posts by Thierry Godard:

by Thierry Godard Sep 09, 2019

Are you thinking of taking out an FHA loan for your new home?  Here’s what you should know about upcoming changes that might affect your decision. Read more

by Thierry Godard Dec 15, 2014

Whether you’re a first-time homebuyer or a seasoned real estate owner, now is the best time to invest in a new property.  A perfect storm is brewing for individuals and families to make the most of their money through home ownership. Here are five key factors contributing to this trend. Read more

by Thierry Godard Dec 15, 2014

Landlords often require a certain credit score as a pre-requisite to letting a tenant move in. According to experts, a credit score of 650 is usually acceptable when entering into a rental agreement. Getting around this rule isn’t easy, as many landlords and rental management companies base potential tenants’ reliability on their previous track record, aka their credit score. Read more

by Thierry Godard Nov 07, 2017

President Barack Obama announced Monday morning his intentions to mortgage the White House. The announcement  followed a closed  meeting with congressional leaders and executives from Bank of America… Read more

by Thierry Godard May 05, 2017

Each and every neighborhood has its own different character and appeal. If you’re in the market for a new home, finding the right neighborhood is a huge part of the process. It might even be the most… Read more

by Thierry Godard Feb 03, 2017

Chicago is known for many things. Gut busting deep dish pizzas, great steakhouses, a fantastic skyline, the Cubs, Kanye West. One thing Chicago is not known for is its real estate market, which if… Read more

by Thierry Godard Dec 15, 2014

When you close on a property there are administrative costs that need to be covered before you can call yourself the owner.  These are closing costs, and where there is a large financial transaction… Read more

by Thierry Godard Jan 02, 2015

Last week we outlined 10 great personal finance books. One of my personal favorites in that list is I Will Teach You to Be Rich by Ramit Sethi. In it Ramit outlines some intricate strategies to help… Read more

by Thierry Godard Feb 11, 2019

There are a number of reasons why you might want to apply for a Veterans Affairs (VA) loan. Before applying for one, it is necessary to obtain a Certificate of Eligibility (COE) to prove that you… Read more

by Thierry Godard Jan 13, 2016

Depending on where you live, flood insurance can be a thing you know everything about or something you’ve never even considered. Floods are among the natural disasters that occur so often in some… Read more

by Thierry Godard Dec 12, 2014

Fisker, once the darling of America’s green evolution and the twinkle in Hollywood’s eye, is on life support. This comes after purchase talks with Chinese automaker Geely Automotive fell through. It… Read more

by Thierry Godard Dec 12, 2014

Most home owners are looking for ways to reduce their expenses in an effort to balance their personal budgets. It is something that everyone, home owner or not, must go through to make their incomes… Read more

by Thierry Godard Feb 11, 2019

Veterans Affairs Loans (VA Loans) are made possible by the G.I. Bill. Its purpose is to help military personnel and their families finance their homes.  Then how might a loan that is designed to help… Read more

by Thierry Godard Dec 12, 2014

Congratulations! You’re closing on a property! Well, what does that mean? The closing process is the series of steps leading up to and including the closing. The closing itself will bring together… Read more

by Thierry Godard Apr 06, 2017

If you’re in the market for a new home, you might be overwhelmed by all the available choices. There are tons of properties and different neighborhoods. You have to choose between an adjustable rate… Read more

by Thierry Godard Aug 18, 2015

If you can’t keep up with your mortgage payments, you might eventually lose your home to foreclosure. Some homeowners in this situation opt to short sale their property while others give up on the… Read more

by Thierry Godard Dec 12, 2014

Mortgage insurance, believe it or not, is designed to protect the lender. Which is contrary to what most people would think of the word “insurance.” Most consumers believe that the purchaser of the… Read more

by Thierry Godard Feb 11, 2019

The VA Loan is not your typical housing loan. It’s a loan that’s guaranteed by the U.S. Department of Veterans Affairs (VA). Active-duty service members, veterans, Reserve members and some surviving… Read more

by Thierry Godard Dec 29, 2014

Americans on both coasts often believe they live in the most expensive cities in the world. They will complain, groan about the exorbitant costs of living,  and document how gentrification is ruining… Read more

by Thierry Godard Dec 20, 2016

Applying for an FHA mortgage is a time consuming process. You will need to provide a great deal of background information before your FHA loan application can be considered. On top of this, the FHA… Read more

by Thierry Godard Sep 14, 2018

When people refer to personal finance books, they could be referring to thousands of book titles. Everything from managing debt, being frugal, protecting your identity, planning for college, and… Read more

by Thierry Godard Aug 18, 2015

An FHA mortgage is a tool used to help individuals with a difficult financial past start over. It is surprisingly easy to qualify for an FHA mortgage all things considered. If you have filed for… Read more

by Thierry Godard Dec 12, 2014

“How do I figure out where I want to live?” is the home ownership equivalent of “What do I want to do with my life?” It’s a big question with countless answers that all depend on what your goals are,… Read more

by Thierry Godard Dec 22, 2014

The saying  “you shouldn’t throw stones in a glass house” is age old. In fact it originated in ancient Islam, and has been referenced by everyone from Benjamin Franklin to everyone’s favorite chef … Read more

by Thierry Godard Jul 23, 2019

The F-bomb has become a pernicious problem for many Americans. No, not the F-bomb that makes a PG-13 movie rated R. We’re talking exclusively about foreclosures. Though home values have risen… Read more