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Thierry Godard

Home Buying, Savings and Budget Expert

Thierry Godard is a former Editor at SmartAsset who writes on a variety of personal finance issues. He is an expert on topics including home buying, saving money and budgeting. Thierry has a degree in Journalism from CUNY Baruch College.

Posts by Thierry Godard:

by Thierry Godard Dec 17, 2014

If you have some unused space in your home, it could be making you money. No, we’re not talking about renting out a room or getting a foreign exchange student for the summer. Instead, head down to a place like Costco or any other warehouse club near you, and take a look at how much you’ll save. When you buy in bulk you’ll get great deals, and you’ll fill up that empty space in your house. The best part is there won’t be as much empty space in your wallet or bank account either. Read more

by Thierry Godard Dec 17, 2014

Moving back home with your parents may be a little embarrassing, but it is an increasingly common choice for American 20-somethings. As recent college graduates they may need a place to stay while they get their feet on the ground. Whether you are waiting for a job, looking for a cheap apartment, or biding time until marriage, use these tips to keep your family from going crazy. Read more

by Thierry Godard Dec 17, 2014

Attitude has a lot to do with an individuals’ financial decision making and their financial  situation. However, there are a ton of factors that influence a person’s attitude including their emotions and environment. People who are impatient tend to have quick and snappy attitudes that are horrible for good decision making because often that person will act on impulse instead of rational thinking. Read more

by Thierry Godard Mar 14, 2018

Going to the bank has always been a chore. On most days, it’s just another bullet on a list of errands to hurriedly run in a day. Now, however, some banks are transforming into more than just a… Read more

by Thierry Godard Dec 17, 2014

With the student debt levels across the US reaching $1 trillion, and the effective interest rate for Federal student loans having doubled, many potential students are worried about the financial… Read more

by Thierry Godard Dec 17, 2014

Many travelers purchase short-term insurance before they leave on their vacations in order to have coverage in case of unforeseen emergencies.  However, these quick-fix travel insurance plans don’t… Read more

by Thierry Godard Sep 25, 2017

Rent-to-own businesses are not new. This $8.5 billion industry has been out there targeting the not-so-rich since long before Troy Aikman and Hulk Hogan started hawking for them. In these stores, you… Read more

by Thierry Godard Dec 17, 2014

Regardless of your position on the ladder of success the question is the same: “what can I do to move on up the food chain?” Whether you are a fresh out of school or a highly experienced professional… Read more

by Thierry Godard Dec 17, 2014

What do you do if you are one of the largest governmental agencies, responsible for the millions of records of employee across the country, in addition to sending out millions of payments per month?… Read more

by Thierry Godard Jul 18, 2019

According to financial calculators on www.finaid.org, the tuition for a public 4-year college when a child born this year enrolls, will cost well over $50k a year. Even in this financial environment,… Read more

by Thierry Godard Jan 13, 2015

The internet has been a major source of disruption for a number of industries from retail to banking. Publishing is no exception with eBooks accounting for 23% of all publisher revenues. That’s a… Read more

by Thierry Godard Dec 17, 2014

The federal student financial aid landscape is changing for 2014. From next year on students who have cohabiting and unmarried parents will need to include the incomes of both parents on the forms.… Read more

by Thierry Godard Dec 21, 2016

It seems that with the advent of money, there hasn’t been a single moment of respite for man. The diurnal and seasonal hunter and cultivator suddenly found himself bogged down with pursuits, of the… Read more

by Thierry Godard Feb 14, 2020

So you have decided to begin a life a frugality. Congratulations on your new found direction! In a short time you will see the positive results of your new found frugality in your bank account and in… Read more

by Thierry Godard Dec 17, 2014

Hosting a successful yard sale is much more than throwing your items out in the front yard with a “For Sale” sign. With the age of technology, you can advertise to a larger audience and even take… Read more

by Thierry Godard Dec 30, 2014

The decision to go to graduate school is not an easy one, especially if you have been out of school for some time. While there are numerous decisions to make, such as what to study and what schools… Read more

by Thierry Godard Dec 17, 2014

According to a national study conducted last year, only 27% of Americans formally volunteer. Unfortunately, in these tough economic times, many social services, community outreach programs, and… Read more

by Thierry Godard Feb 12, 2020

Your morning cup of coffee is no joke. It sets the tone for the rest of the day. A good cup can keep you energized, alert, and positive all morning, while a bad (expensive) cup can make you as… Read more

by Thierry Godard Dec 17, 2014

We have all had a difficult boss, or have been stuck in a job you didn’t love. At one point in our careers have hummed “Take This Job and Shove it” under our breath. If you haven’t, you are one of… Read more

by Thierry Godard Dec 23, 2014

It starts with flashing lights and a few chirps of the police cruisers siren and you find yourself on the side of the road fumbling for your license, registration, insurance and a reasonable… Read more

by Thierry Godard Feb 12, 2020

Over the last month, mortgage interest rates have risen half of a percentage point for most lenders. Forecasters expect the trend to continue. It is highly possible that the record rates seen this… Read more

by Thierry Godard Sep 14, 2016

Have you dreamed of a European vacation but only have enough money to get you a trip to the next town over? It’s no secret that some destinations in Europe like Paris and London are expensive to… Read more

by Thierry Godard Dec 17, 2014

It’s clear that debt can impact your credit score. There are few things that cause more stress than the looming specter of debt.  Even when you are meeting monthly payments and staying afloat, that… Read more

by Thierry Godard Apr 02, 2018

You may not be aware of it, but one obvious drain on your cash flows that’s hiding in plain sight are banking fees. You know, those pesky monthly “maintenance charges” or minimum balance “penalties”… Read more

by Thierry Godard Dec 17, 2014

Results? Why, man, I have gotten lots of results! If I find 10,000 ways something won’t work, I haven’t failed. I am not discouraged, because every wrong attempt discarded is often a step forward…. –… Read more