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Susannah Snider, CFP®

Susannah Snider is the ​​Managing Editor of Financial Education at SmartAsset where she oversees the strategy and production of all expert-driven personal finance content, including commentary and columns from CFPs and other financial professionals. In addition, Susannah writes articles, newsletters, columns and commentary found on SmartAsset.com and syndication partner sites. She also serves as a spokesperson and quoted expert on a wide range of personal finance and financial planning topics, including retirement, investing, estate planning, mortgages, and more. Susannah earned her CFP designation in 2019 and leverages her expertise to easily explain complicated financial topics with an approachable tone. Prior to SmartAsset, Susannah was the Senior Editor for Financial Advisors at U.S. News & World Report. She also previously covered personal finance, careers, and college financing for U.S. News and worked as a staff writer for Kiplinger’s Personal Finance magazine. She is the recipient of the McGraw Fellowship for Business Journalism program and won the 2018 RTDNA/NEFE Excellence in Personal Finance Reporting award in the digital category. Susannah holds an undergraduate degree from the University of Rochester and a master's degree in journalism from the University of Southern California. Susannah has appeared as a personal finance expert on Cheddar, Fox & Friends, The Tavis Smiley Show, Your Money on Wharton Business Radio, Fox Business News and more.

Posts by Susannah Snider, CFP®

Ask an Advisor: Should a Financial Advisor Ask for My Risk Tolerance or Use Their Own 'Proven Strategy?'
Ask an Advisor

Ask an Advisor: Should a Financial Advisor Ask for My Risk Tolerance or Use Their Own ‘Proven’ Investment Strategy?

Should a financial advisor ask me for my risk tolerance, then invest accordingly? Or do they use their own proven strategy? -Chris This question sets up a false dichotomy. These risk-related investing considerations are not mutually exclusive. Many financial advisors… read more…

Financial Advisors

Financial Advisors Reveal How Investors Should Prepare for Potential U.S. Debt Default – 2023 Survey

If Congress doesn’t opt to raise or extend the nation’s debt limit, the United States may run out of the money needed to pay its bills. With this deadline approaching as early as June 1, SmartAsset asked financial advisors what they think will happen if the U.S. defaults and what they recommend clients do to prepare For… read more…

Ask an Advisor: 'Am I Too Late?' I'm 68, Have No Investments and Only Have $60K Saved
Ask an Advisor

Ask an Advisor: ‘Am I Too Late?’ I’m 68, Have No Investments and Only Have $60K Saved

At 68, I do not have any investments of any kind. My $80,000 condo is paid off, and I have $60,000 saved. Am I too late? -Bernhard It’s never too late to start investing and managing your money. But I… read more…

Ask an Advisor: If I Have a Tax-Deferred 401(K). Can I Convert It to a Roth IRA Without Paying the Deferred Taxes When I Roll It Over?
Ask an Advisor

Ask an Advisor: I Want to Roll Over My Money to a Roth IRA. How Do I Avoid Paying Taxes?

If I have a tax-deferred 401(k). Can I convert it to a Roth IRA without paying the deferred taxes when I roll it over? -Tommy Generally, the answer here is no. There’s typically no method to totally dodge taxes on… read more…

Ask an Advisor: I Don't Need It 'Dumped Into My Checking Account.' What Can I Do With RMDs?
Ask an Advisor

Ask an Advisor: I Don’t Need Them ‘Dumped Into My Checking Account.’ What Can I Do With RMDs?

I am approaching the time when I’ll take required minimum distributions (RMDs) from my individual retirement account (IRA). I am in a quandary about what I can do with this anticipated largesse of cash. I do not necessarily need the… read more…

Ask an Advisor: How Can I Plan for Retirement When Social Security Is Uncertain?
Ask an Advisor

Ask an Advisor: ‘I’m Depending on That Money.’ How Can I Plan to Retire When Republicans Are Threatening to Cut Social Security?

How can I plan to retire fully when the Republicans are threatening to cut Social Security? I’m almost 73, still working part-time and I’ve paid into Social Security my entire life. I’m depending on that money! -Karen Social Security benefits… read more…

2023 SmartAsset Study: These Charts Shows Why You Shouldn’t Retire in a Down Market
Data Studies

These Charts Show Why You Shouldn’t Retire in a Down Market – 2023 Study

When it comes to retirement, timing is everything. And for retirees, good timing doesn’t just have to do with threading the needle on Social Security start dates or savvily initiating required minimum distributions (RMDs). It also has to do with… read more…

Brokers, Take Notice: Industry Watchdogs Eye Reg. BI Compliance
Compliance & Legal

Brokers, Take Notice: Industry Watchdogs Eye Reg BI Compliance

Financial professionals recently received a reminder that industry overseers are closely monitoring how firms are implementing standards and practices under Regulation Best Interest (Reg BI). In mid-January, the Financial Industry Regulatory Authority (FINRA) issued an annual report that, among other… read more…

Financial Advisors

More Than 60% of Advisors Regularly Attend Conferences. Here Are the Most Popular Events for 2023

In 2023, financial advisors are dusting off their blazers, slapping on fresh name tags and marching back to conferences and professional events. The return to air-conditioned conference rooms and fluorescent-lit exhibitor halls comes three years after the COVID-19 pandemic disrupted professional conferences and events across industries. This year, however, advisors plan to attend old standbys… read more…

Susannah Snider, CFP
Resources for Clients

Ask an Advisor: I Have a ‘Solid Understanding’ of Investment Strategies. So Why Should I Pay 1% to a Financial Advisor?

Is it worth paying a financial advisor to manage retirement funds if you are confident in your own financial investment strategies? I feel like I have a solid understanding of long-term investment strategies. And as such, I feel the roughly… read more…

CFP Board Publishes New Crypto Guidance for Advisors
Compliance & Legal

CFP Board Publishes New Crypto Guidance for Advisors

When providing financial advice on cryptocurrencies, certified financial planner (CFP) professionals have fresh guidance from the CFP Board. The governing organization published a notice recently in response to questions about applying the CFP Board’s “Code of Ethics and Standards of Conduct”… read more…

Work with a financial professional to discuss bunching deductions.
Cost of Living & Taxes

This Chart Illustrates How One Strategy Can Shave More than $1,000 Off Filers’ Tax Bills

One way for taxpayers to save money on their tax bill is via a strategy called “bunching deductions.” This technique, in which taxpayers accelerate or defer income in order to exceed the standard deduction in a given tax year, took… read more…

SmartAsset webinar
Resources for Clients

Webinar: 10 Things Advisors Should Discuss With Clients Before the Year Ends

Before 2022 comes to a close, advisors should kick off discussions with clients on a range of subjects, including retirement, investing, insurance and taxes. For many of these topics, there are year-end deadlines or contribution cut-offs that are important to… read more…

How to save more for retirement
Data Studies

This Chart Shows Why It’s Not Too Late to Increase Retirement Savings, Even in Your 50s

Allocating a higher percentage of your salary toward retirement is an effective pathway to grow your savings – and improve your shot at financing your post-work life. But is that true for investors in their 50s? Can folks in middle… read more…

Advisors should consider video to connect with clients
Industry Trends

Millennials, Gen Zers Are Gaining Wealth, But Advisors Aren’t Meeting Them Where They Are

Young Americans are poised to inherit and grow significant wealth. But when it comes to meeting them where they are – notably, on various digital feeds where they tend to take in financial advice via video – financial advisors aren’t… read more…

Advisors recommend year-end tax-planning moves
Financial Advisors

Financial Advisors’ Top 3 Tax Moves to Make at Year-End – 2022 Study

As the year winds down, tax planning takes center stage. The last months before Dec. 31 are prime time for taxpayers to execute various financial moves before certain tax deadlines arrive. So which tax strategies are advisors discussing with clients?… read more…

The compliance date for SEC's new marketing rule is Nov. 4
Market Insights

5 Things Advisors Should Know Before the Nov. 4 Marketing Rule Compliance Date

Advisors, check your calendars. The mandatory compliance date for the Securities and Exchange Commission’s investment advisor marketing rule is Nov. 4. That’s right around the corner. And for many investment professionals, that deadline matters. In fact, nearly 69% of investment… read more…

Retirees should consider cutting expenses in retirement.
Data Studies

This Chart Shows How Slashing $500 From Your Budget Impacts Retirement

Equity markets have stumbled in 2022, officially entering bear market territory, and leaving soon-to-be retirees wondering whether they’ll be able to finance their golden years. For these folks, there are a number of ways to approach this new investment reality.… read more…

SmartAsset: Why Wealthy Clients May Be Leaving Robo-Advisors for Human Advisors
Financial Advisor

Why Wealthy Clients May Be Leaving Robo-Advisors for Human Advisors

U.S. investors are turning away from robo-advisors, according to a recent report. After several successive years of increasing participation in digital platforms, U.S. usage declined substantially in 2022, according to Parameter Insights, a company providing data-driven research for wealth management… read more…

Divorce can impact high-net-worth clients.
Financial Advisor

What Advisors Can Learn From the Tom Brady-Gisele Bündchen Divorce

For financial advisors, rumors of Tom Brady’s and Gisele Bündchen’s divorce can serve as a reminder of the challenges high-net-worth couples face when separating their financial lives. Conversations about asset division may be easiest broached when clients are still married… read more…

This image shows asset owners discussing barriers to ESG investing.
Financial Advisor

Investing Pros Point to These Barriers When Implementing ESG Policies

Investments that weigh environmental, social and governance (ESG) factors have a material impact on the investment policies of a group of recently surveyed asset owners. But hurdles remain on the road toward implementing ESG policies, respondents say in the multipart… read more…

Delaying retirement can extend the life of your savings.
Data Studies

Should I Delay Retirement? What the Numbers Say – 2022 Study

Delaying retirement is one impactful way to extend the life of your retirement savings. Waiting several years – or decades – to leave the workforce can grow your investment accounts, increase Social Security benefits and reduce the number of years… read more…

Advisors can discuss these 12 topics with clients during market volatility.
Market Insights

12 Topics Advisors Should Discuss With Clients During Market Volatility

Periods of market volatility can be distressing to clients. Savvy financial advisors know, however, that unsettling market conditions present an opportunity to touch base with clients and demonstrate value. Here are 12 topics Vanguard says advisors can discuss with clients… read more…

Susannah Snider, CFP
Ask an Advisor

Ask an Advisor: I’m Losing Money on Investments. How Can My Advisor Let This Happen?

I’m constantly losing money on stock and cryptocurrency investments. And I paid for the advice that has given me the information that I’ve used to do this. For example, I was told to buy a specific stock and lost money… read more…

Most wealth management companies aren’t currently meeting millennials’ demands.
Financial Advisor

Bain & Co. Identifies What Young, Affluent Clients Want From Advisors

As young investors grow their wealth, financial services firms gain a once-in-a-generation opportunity to score new business, according to a brief from management consulting firm Bain & Company. Wealth management is an important path through which to connect to this… read more…