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Stephanie Horan

Mortgage, Savings and Retirement Expert

Stephanie Horan is a data journalist at SmartAsset. A Certified Educator of Personal Finance (CEPF®), she sources and analyzes data to write studies relating to a variety of topics including mortgage, retirement and budgeting. Before coming to SmartAsset, she worked as an analyst at an asset management firm. Stephanie graduated from Williams College with a degree in Mathematics. Originally from Philadelphia, she has always been a Yankees fan and currently lives in New York.

Posts by Stephanie Horan:

by Stephanie Horan Sep 10, 2019

In 2017, the U.S. spent $3.50 trillion – more than $10,000 per person – on healthcare, according to the Organization for Economic Cooperation and Development (OECD). As a percentage of U.S. GDP, healthcare made up 17.10%. This is greater on a per capita basis and as a percentage of GDP than any other country. Read more

by Stephanie Horan Sep 04, 2019

A good deal can make a significant difference for any purchase you make, but especially when you’re investing your hard-earned money in property like a home. As a result, it’s important not to overlook the fact that the asking price is negotiable – it could save you hundreds or thousands down the line that you could use for home improvements or mortgage payments instead. That’s why SmartAsset crunched the numbers to find out where in the U.S. a little extra strategizing can pay off the most. Read more

by Stephanie Horan Aug 29, 2019

Family and general practitioners cover the primary care needs of many people in the U.S. and generally serve as the first point of contact for patients seeking medical help. While family and general practitioners focus on a wide range of preventative health measures such as healthy eating and regular exercise, they also diagnose and treat a multitude of sicknesses and injuries. Additionally, should patients require more intensive or extended care, family and general practitioners may refer them to specialists. Read more

by Stephanie Horan Aug 20, 2019

Foodies typically flock to large cities given the availability of many different cuisines and dining options. But are larger cities always the best places for them? In this study, we compiled some of… Read more

by Stephanie Horan Aug 20, 2019

Lawyers work in a variety of capacities. While many work in private and corporate legal offices, others work for federal, state and local governments. The particular specialties lawyers have may… Read more

by Stephanie Horan Aug 21, 2019

Owning a pet is an investment, and choosing an affordable and pet-friendly city is an important consideration for renters or people looking to buy a home. Dogs are one of the more expensive pets to… Read more

by Stephanie Horan Aug 13, 2019

Women constitute nearly half of the workforce in the U.S. According to 2018 data from the Bureau of Labor Statistics (BLS), 46.9% of total workers are women, a figure that stayed constant from 2014… Read more

by Stephanie Horan Aug 07, 2019

The Department of Housing and Urban Development defines those who pay more than 30% of their income on rent as housing cost-burdened. Generally known as the 30% rule, this HUD guideline has long been… Read more

by Stephanie Horan Aug 06, 2019

An estimated 47% of jobs in the U.S. are vulnerable to automation, according to a 2013 paper written at Oxford University by researchers Carl B. Frey and Michael A. Osborne. Depending on the mix of… Read more

by Stephanie Horan Jul 10, 2020

In 2016 at 56 million strong, millennials became the largest generation in the U.S. labor force, according to Pew Research. This means that millennials make up more than a third (35%) of labor force… Read more

by Stephanie Horan Jul 31, 2019

Over the past 10 years, average tuition and fees at private nonprofit four-year colleges and universities in the U.S. rose by $7,390, or almost 26%, according to College Board. Given the rising costs… Read more

by Stephanie Horan Jul 18, 2019

Some places are more family friendly than others. When deciding where to take out a mortgage and raise your children, it is important to consider not only an area’s cost of living, but also the… Read more

by Stephanie Horan Oct 04, 2019

The American Psychological Association’s 2018 survey on stress reports that the average American reported a stress level of 4.9 (on a scale of 1 to 10). Reported stress levels vary by generation, as… Read more