Menu burger Close thin Facebook Twitter Google plus Linked in Reddit Email arrow-right-sm arrow-right
Loading
Tap on the profile icon to edit
your financial details.

Sarah Fisher

Retirement and Investing Expert

Sarah Fisher has been researching and writing about business and finance for years. She has worked for the Consumer Financial Protection Bureau and her work has appeared on Business Insider and Yahoo Finance. Sarah has a bachelor's degree from Georgetown University and is from New York City. When she isn't writing finance articles, she dabbles in animation and graphic design.

Posts by Sarah Fisher:

by Sarah Fisher Jul 26, 2019

A retirement plan is a savings account you set up during your working years that helps you support yourself once you reach retirement. These savings plans come in many forms, including the 401(k), IRA and more. Usually, a retirement plan is set up to take advantage of an area of the tax code that grants special tax benefits for retirement savers. Using at least one retirement plan to build a nest egg is crucial element to saving for retirement. The type of retirement plan you want depends on what you’re looking for. Do you want a plan that you can get through an employer, like a pension or 401(k)? If you are self-employed, you can look into the Solo 401(k), SEP IRA, or Simple IRA, each with its own pros and cons. Below, we discuss some of the more popular retirement plans and how they work. Read more

by Sarah Fisher Aug 23, 2019

Variable annuities are commonly used to save for retirement, as they combine investing and long-term income payments into one product. They also operate on a tax-deferred basis, meaning you won’t have to pay income taxes until you begin withdrawing money in retirement. Insurance companies typically offer variable annuity contracts, so there are many different options available. Read more

by Sarah Fisher Feb 20, 2020

As of 2020, millions of Americans owe a combined $1.6 trillion in student loan debt. As a result, it’s currently the second-highest consumer debt category, behind only mortgages. There are, however, a variety of government programs offering relief for people with student loan debt, ranging from income-based repayment plans to debt forgiveness programs. And more help may be on the way: Democratic presidential candidates including Elizabeth Warren and Bernie Sanders have proposed programs that would do away with the country’s mountain of student loan debt. If you have questions about your debt, consider meeting with a financial advisor in your area. Read more

by Sarah Fisher Apr 06, 2022

Medicare for All is a proposed new healthcare system for the United States where instead of people getting health insurance from an insurance company, often provided through their workplace, everyone… Read more

by Sarah Fisher Jan 08, 2020

Economic indicators are key stats about the economy that can help you better understand where the economy is headed. These indicators can help investors decide when to buy or sell investments. For… Read more

by Sarah Fisher Sep 17, 2020

An amortization table shows the schedule for paying off a loan, such as a mortgage. Learn how to make and use one to determine your own loan payoff schedule. You could use the amortization table for… Read more

by Sarah Fisher Jan 10, 2022

For individuals, gross income is the total pay you earn from employers or clients before taxes and other deductions. This is not limited to income received as cash, as it can also include property or… Read more

by Sarah Fisher Jul 09, 2019

A subordinated loan is debt that’s only paid off after all primary loans are paid off, if there’s any money left. It’s also known as subordinated debt, junior debt or a junior security, while primary… Read more

by Sarah Fisher Feb 15, 2022

If you’re lucky enough to win the lottery or you have a pension plan, you may need to decide whether you want to take your earnings as a lump sum or an annuity. If your goal is to maximize your… Read more

by Sarah Fisher Apr 29, 2022

The stock markets that most Americans use – the New York Stock Exchange (NYSE) and the NASDAQ – are both open Monday to Friday from 9:30 a.m. to 4 p.m. Eastern Standard Times. Other stock exchanges… Read more

by Sarah Fisher Aug 30, 2016

Donald Trump recently released a list of his economic advisors. Only four of them are economists. The other advisors are wealthy real estate moguls and financial and corporate executives. The… Read more

by Sarah Fisher Aug 26, 2016

People around the country have discussed the pros and cons of America becoming a cash-free society. While the vast majority of businesses still take cash, we could soon see more and more companies… Read more

by Sarah Fisher Aug 25, 2016

Contrary to popular belief, you don’t have to spend a ton of money on food in order to live a healthier lifestyle. In fact, it’s possible to make nutritious meals and save money on groceries at the… Read more

by Sarah Fisher Nov 15, 2017

Co-signing your friend’s loan might seem like a nice thing to do. But it can put many things in your life at risk, including your finances, your credit score and even your friendship. While it’s… Read more

by Sarah Fisher Aug 19, 2016

The Trans-Pacific Partnership (TPP) is one of the hot-button issues that has been mentioned repeatedly throughout the course of the 2016 presidential race. Constituents and politicians on both sides… Read more

by Sarah Fisher Aug 19, 2016

Films are expensive to make. If you’re making a movie without the backing of a studio and its resources, you’ll need to get funding from somewhere. And if you’re on a really tight budget, you might… Read more

by Sarah Fisher Jul 30, 2019

One million dollars is often cited as the amount that most people should use as their benchmark when trying to figure out how much they need to save for retirement. But you may be able to retire on… Read more

by Sarah Fisher Sep 03, 2019

While it may seem like a company should have to make a profit in order to be considered successful, that’s not always the case. Take Amazon, for example. Although it was founded back in 1994, Amazon… Read more

by Sarah Fisher Sep 22, 2017

Anyone who has been to a hair salon knows how annoying and costly getting a hair cut can be. Too often, your stylist will cut your hair too short or try to experiment with something that you aren’t a… Read more

by Sarah Fisher Jun 25, 2018

Because of Brexit, the pound – i.e., British currency – has just plunged to a thirty-year low against the dollar. The euro has also fallen to a low against the dollar. The Japanese yen’s value has… Read more

by Sarah Fisher Jul 05, 2018

The Consumer Financial Protection Bureau (CFPB) is not well-known to many people. It’s a relatively new government organization that’s part of the Federal Reserve. The CFPB was created after the… Read more

by Sarah Fisher Jun 23, 2016

We’ve been hearing about electric cars for a while, but it sometimes seems that the only people who buy them are either very into being energy efficient or very wealthy. But there are a lot of good… Read more

by Sarah Fisher Sep 19, 2019

Deciding which stocks to invest in can be difficult. There are different kinds of stocks and all of them have their advantages and disadvantages. Compared to value stocks, growth stocks can… Read more

by Sarah Fisher Jun 16, 2016

Basic income has been in the news recently, both at home and internationally. However, many people still aren’t sure what it is or how it would work. The concept of basic income is actually fairly… Read more