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Sam Lipscomb

Credit Card, Savings and Retirement Expert

Sam Lipscomb is a writer for SmartAsset. His work spans a wide variety of personal finance topics with expertise including retirement, investing and savings. He is particularly well versed in credit cards. Sam has been featured in The Economist and on The Points Guy. He is a Certified Educator in Personal Finance (CEPF®). Sam graduated from Kenyon College with a degree in Economics and enjoys being a go-to resource for family and friends when it comes to personal finance. Originally from Washington, DC, Sam loves all things aviation and is a Cleveland sports fan. He currently lives in New York.

Posts by Sam Lipscomb:

by Sam Lipscomb Oct 16, 2019

A living trust is a viable estate planning tool for Rhode Island residents. Since they allow your families and loved ones to skip the time-consuming and expensive process of proving a will, creating one is a good idea for those with complicated estates. If you, in fact, decide that a living trust makes sense for you, it might be a good idea to talk it over with a financial advisor and an estate planning attorney. SmartAsset’s free matching tool can pair you with a local financial advisor based on your personal needs. Read more

by Sam Lipscomb Jan 08, 2020

No matter where you live, it’s important to have a strong estate plan in place. One popular estate planning tool is a living trust, which offers a secure way to store your assets and property so that they can be easily distributed to your beneficiaries after you die. As laws governing probate and inheritance vary from one state to another, the considerations that go into a living trust will depend on where you live. This article explores the living trust creation process for residents of North Dakota. It’s a good idea to talk to an attorney and a financial advisor as you begin the estate-planning process. Try using SmartAsset’s free matching tool to find an advisor in your area who can help you out. Read more

by Sam Lipscomb Oct 09, 2019

When setting a budget, it’s important to differentiate between what you need and what you want. Indeed, many budgeting systems ask you to assign percentages to your needs and wants. For instance, the 50/30/20 budget popularized by Elizabeth Warren recommends putting 50% of your budget to “needs” and 30% to “wants.” But what actually constitutes a need or a want? Before you start building a budget, it’s crucial to understand what really fits into each of these categories, and to honestly and objectively evaluate your spending habits. You might also find it helpful to find a financial advisor in your area who can build you a financial plan. Read more

by Sam Lipscomb Jan 08, 2020

Estate planning should be a part of everyone’s financial plan, especially as you grow older. A living trust can serve as the centerpiece of your estate plans, as it helps simplify things for your… Read more

by Sam Lipscomb Jul 16, 2020

To be a chartered financial analyst (CFA) is to have passed three rigorous, six-hour exams encompassing economics, ethics, money management and a number of other financial topics. Becoming a CFA… Read more

by Sam Lipscomb Sep 09, 2019

Estate planning is a key part of ensuring that your assets are properly distributed after you’ve died. One of the many estate planning options available is to create a living trust in which you can… Read more

by Sam Lipscomb Oct 09, 2019

Italy is one of the most popular vacation spots in Europe. It’s also a great option if you’re thinking about retiring abroad. The country is known for its delicious food, beautiful towns and mild… Read more

by Sam Lipscomb Jul 30, 2019

Puerto Rico is famous for its tropical climate and sunny beaches, which make it a particularly attractive vacation destination. But the island also boasts a number of financial perks for retirees… Read more