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Sam Lipscomb

Credit Card, Savings and Retirement Expert

Sam Lipscomb is a writer for SmartAsset. His work spans a wide variety of personal finance topics with expertise including retirement, investing and savings. He is particularly well versed in credit cards. Sam has been featured in The Economist and on The Points Guy. He is a Certified Educator in Personal Finance (CEPF®). Sam graduated from Kenyon College with a degree in Economics and enjoys being a go-to resource for family and friends when it comes to personal finance. Originally from Washington, DC, Sam loves all things aviation and is a Cleveland sports fan. He currently lives in New York.

Posts by Sam Lipscomb:

by Sam Lipscomb May 15, 2020

Idaho had 2,157  confirmed cases of coronavirus and 72 deaths by mid-May. Small businesses can access federal and state programs for pandemic-related hardships. State residents who need resources to help them through the COVID-19 pandemic should take advantage of the multitude of federal relief provisions that have been implemented over the first few months of 2020. If you or your business have been adversely affected by the coronavirus crisis, talk to a financial advisor about your personal needs. Read more

by Sam Lipscomb May 15, 2020

West Virginia was the last state in the United States to report a coronavirus case, with its first confirmed case coming on March 17, 2020. Two months later the state had 1,427 cases and 60 fatalities. While that’s a relatively modest tally, businesses have been forced to close and residents have been ordered to stay at home since March 24. West Virginia doesn’t have any of its own relief provisions to help impacted businesses and families. However, the federal government is offering relief programs designed to help individuals, families and businesses get through the coronavirus crisis. If you’re looking for help with your finances during the pandemic, connect with a local financial advisor who can help. Read more

by Sam Lipscomb Apr 30, 2020

The state of Tennessee has thousands of confirmed cases of coronavirus. As a result of the economic effects stemming from this pandemic, Tennessee and the federal government have separately come up with a series of individual and small business relief programs. These programs are designed to temporarily alleviate the economic effects of the pandemic. While Tennessee may not have as many programs in place as other states, its government is still staying engaged with its citizens to ensure that everyone has the right resources at their fingertips. If you’re looking for more individualized help, speak with a local financial advisor about your needs. Read more

by Sam Lipscomb Apr 30, 2020

With around 15,000 coronavirus cases statewide, Indiana has been hit hard by the COVID-19 outbreak. People have been ordered to stay at home since March 24, and non-essential businesses have been… Read more

by Sam Lipscomb Apr 29, 2020

The coronavirus pandemic continues to spread throughout the U.S., and Massachusetts has been particularly hard-hit. The state has seen over 50,000 confirmed cases of the sickness, and more than 3,000… Read more

by Sam Lipscomb Apr 29, 2020

As the coronavirus pandemic spreads through the U.S. and the world, the state of Arizona has taken preventative measure to stop the spread of the virus, while trying to help businesses, families and… Read more

by Sam Lipscomb Apr 29, 2020

Like many other states across the U.S., Virginia has been affected by the coronavirus pandemic. With over 10,000 confirmed cases and hundreds of deaths, the state has been forced to shutter… Read more

by Sam Lipscomb Apr 29, 2020

The state of North Carolina is reeling from the effects of the coronavirus pandemic on the state’s economy. The state has reported thousands of confirmed cases and over 100 deaths. With no clear end… Read more

by Sam Lipscomb Dec 23, 2020

The Families First Coronavirus Response Act (FFCRA), which became law on March 18, 2020, provides a number of relief measures, including help for small businesses and paid sick leave for workers. One… Read more

by Sam Lipscomb Apr 28, 2020

The coronavirus (COVID-19) crisis has caused major disruptions throughout the world. People’s ability to travel and the tourism industry have been hit particularly hard, as many are being forced to… Read more

by Sam Lipscomb Mar 10, 2021

Update: The new stimulus package, expected to be signed into law by President Joe Biden shortly, includes an additional $15 million in funding for EIDLs. The EIDL program pre-dates the coronavirus… Read more

by Sam Lipscomb Jul 10, 2020

The Employee Retention Tax Credit (ERTC) is a provision in the Coronavirus Aid, Relief, and Economic Security (CARES) Act intended to help workplaces keep employees on their payroll during the… Read more

by Sam Lipscomb Aug 20, 2020

Great news! The Small Business Administration (SBA) has reopened the Economic Injury Disaster Loan (EIDL) program to all small businesses affected by the coronavirus pandemic. Long before the… Read more

by Sam Lipscomb Apr 17, 2020

The coronavirus pandemic has upended the U.S. economy, as many Americans have already been laid off, furloughed or had their wages cut. Others are getting sick and being forced to take time off of… Read more

by Sam Lipscomb Apr 14, 2021

Due to the COVID-19 pandemic, the federal government extended this year’s federal income tax filing deadline from April 15, 2021, to May 17, 2021. This extension is automatic and applies to filing… Read more

by Sam Lipscomb Feb 04, 2020

Whether you’re an individual or a business owner looking to stay on top of your finances, it’s important to plan out your budget and overall cash flow. Cash flow planning means different things in… Read more

by Sam Lipscomb Jan 31, 2020

The cost of a college education is at an all-time high, leaving many Americans wondering how to best save money to pay for tuition and other college costs. There are many options available to help… Read more

by Sam Lipscomb Jan 29, 2020

Long-term care includes a number of personal care services that may be required for people who have ongoing health conditions. Setting up a plan for these services is important to ensure that you or… Read more

by Sam Lipscomb Nov 19, 2019

If you’re a frequent flyer, odds are you want to make your life as easy as possible when you have to jet off somewhere. But not all cities are equally equipped to facilitate your next adventure to… Read more

by Sam Lipscomb Jan 15, 2020

Neighborly is an investment company that allows investors to invest in communities seeking funding for internet infrastructure. More specifically, it focuses on bringing fiber broadband access to… Read more

by Sam Lipscomb Oct 21, 2019

An endowment is comprised of money donated to a non-profit organization. This sum of money is typically placed in an endowment fund, which is then invested. The return from those investments are used… Read more

by Sam Lipscomb Oct 21, 2019

Ireland is home to some of the most stunning landscapes and coastlines in the world. This, plus the pace of life and rich Irish culture, make it an ideal destination for Americans looking to retire… Read more

by Sam Lipscomb Jan 07, 2020

A taxpayer advocate is an employee of the Office of the Taxpayer Advocate, also known as the Taxpayer Advocate Service (TAS). Working closely with, but independent of, the IRS, a taxpayer advocate… Read more

by Sam Lipscomb Nov 13, 2020

Dividends are like bonus payments companies pay their stockholders — you still have the possibility of making money in the future if you sell your stock for higher than you purchased it, but for now… Read more

by Sam Lipscomb Oct 16, 2019

Estate planning can be a complex process, and relying on a will can put your heirs through the time and expense of probate court. A living trust can help simplify things. This arrangement can hold… Read more