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Sam Lipscomb

Credit Card, Savings and Retirement Expert

Sam Lipscomb is a writer for SmartAsset. His work spans a wide variety of personal finance topics with expertise including retirement, investing and savings. He is particularly well versed in credit cards. Sam has been featured in The Economist and on The Points Guy. He is a Certified Educator in Personal Finance (CEPF®). Sam graduated from Kenyon College with a degree in Economics and enjoys being a go-to resource for family and friends when it comes to personal finance. Originally from Washington, DC, Sam loves all things aviation and is a Cleveland sports fan. He currently lives in New York.

Posts by Sam Lipscomb:

by Sam Lipscomb Oct 21, 2019

An endowment is comprised of money donated to a non-profit organization. This sum of money is typically placed in an endowment fund, which is then invested. The return from those investments are used to fund the organization’s operations or grow the endowment principal. Read more

by Sam Lipscomb Oct 21, 2019

Ireland is home to some of the most stunning landscapes and coastlines in the world. This, plus the pace of life and rich Irish culture, make it an ideal destination for Americans looking to retire abroad. Americans who go this route should be ready to spend more in Ireland, though, as housing and other costs are generally higher than in the U.S. Still, it’s entirely possible to live on the Emerald Isle for a manageable price. Here’s what you need to know about cost of living, visa rules, and more. Read more

by Sam Lipscomb Jan 07, 2020

A taxpayer advocate is an employee of the Office of the Taxpayer Advocate, also known as the Taxpayer Advocate Service (TAS). Working closely with, but independent of, the IRS, a taxpayer advocate can help you resolve tax disputes you might have with the IRS. While there’s no guarantee that you’ll see the result you want, working with a taxpayer advocate is the first step towards working out a tax issue. Best of all, the service is free if they agree to take on your case. A CPA or tax attorney can also be a big help in dealing with tax issues. If you’d like to take a more holistic view of your financial plan and long-term tax planning, consider working with a financial advisor. Read more

by Sam Lipscomb Nov 13, 2020

Dividends are like bonus payments companies pay their stockholders — you still have the possibility of making money in the future if you sell your stock for higher than you purchased it, but for now… Read more

by Sam Lipscomb Oct 16, 2019

Estate planning can be a complex process, and relying on a will can put your heirs through the time and expense of probate court. A living trust can help simplify things. This arrangement can hold… Read more

by Sam Lipscomb Oct 16, 2019

A living trust is a viable estate planning tool for Rhode Island residents. Since they allow your families and loved ones to skip the time-consuming and expensive process of proving a will, creating… Read more

by Sam Lipscomb Jan 08, 2020

No matter where you live, it’s important to have a strong estate plan in place. One popular estate planning tool is a living trust, which offers a secure way to store your assets and property so that… Read more

by Sam Lipscomb Oct 09, 2019

When setting a budget, it’s important to differentiate between what you need and what you want. Indeed, many budgeting systems ask you to assign percentages to your needs and wants. For instance, the… Read more

by Sam Lipscomb Jan 08, 2020

Estate planning should be a part of everyone’s financial plan, especially as you grow older. A living trust can serve as the centerpiece of your estate plans, as it helps simplify things for your… Read more

by Sam Lipscomb Jul 16, 2020

To be a chartered financial analyst (CFA) is to have passed three rigorous, six-hour exams encompassing economics, ethics, money management and a number of other financial topics. Becoming a CFA… Read more

by Sam Lipscomb Sep 09, 2019

Estate planning is a key part of ensuring that your assets are properly distributed after you’ve died. One of the many estate planning options available is to create a living trust in which you can… Read more

by Sam Lipscomb Oct 09, 2019

Italy is one of the most popular vacation spots in Europe. It’s also a great option if you’re thinking about retiring abroad. The country is known for its delicious food, beautiful towns and mild… Read more

by Sam Lipscomb Jul 30, 2019

Puerto Rico is famous for its tropical climate and sunny beaches, which make it a particularly attractive vacation destination. But the island also boasts a number of financial perks for retirees… Read more