Credit Card, Savings and Retirement Expert
Sam Lipscomb is a writer for SmartAsset. His work spans a wide variety of personal finance topics with expertise including retirement, investing and savings. He is particularly well versed in credit cards. Sam has been featured in The Economist and on The Points Guy. He is a Certified Educator in Personal Finance (CEPF®). Sam graduated from Kenyon College with a degree in Economics and enjoys being a go-to resource for family and friends when it comes to personal finance. Originally from Washington, DC, Sam loves all things aviation and is a Cleveland sports fan. He currently lives in New York.
Posts by Sam Lipscomb:
Coinbase made news in April 2021 as the first major cryptocurrency platform to go public on the U.S. stock market. But this watershed moment does not overshadow the role that it has played as a cryptocurrency trading platform and brokerage for almost a decade. Founded in 2012, Coinbase offers a wide variety of cryptocurrency-based services, including cryptocurrency investing, cryptocurrency trading and even custodial accounts for institutional cryptocurrency investors. The company also has a cryptocurrency wallet and its own USD-backed stablecoin called USD Coin (ticker: USDC). A local financial advisor can help you assess whether cryptocurrency is a good investment for your portfolio. Read more
Stellar is a decentralized computer network that operates using blockchain technology. On the Stellar network, you can trade its form of currency, which is called lumens (XLM). This cryptocurrency is required to complete transactions on the Stellar network. Stellar and XLM were created in 2015, with the basic idea behind Stellar being to create a cryptocurrency that can reduce transaction costs and serve as a bridge between fiat, digital or other currencies. Cryptocurrencies can be confusing and rather volatile, so it may be a good idea to work with a financial advisor before investing. Read more
Cardano is a blockchain-based cryptocurrency network and open-source project that aims to be a smart contract platform, as well as a traditional asset-based cryptocurrency. This third-generation cryptocurrency has an internal cryptocurrency token called ADA, which is one of the most popular crypto options in the world. Cardano is looking to build a fully fleshed out blockchain ecosystem that’s similar to Ethereum, which is used for a wide variety of transactions. Math principles are the basis of Cardano, and the platform is under development with the help of a number of academics and scientists. If you want to include cryptocurrencies like Cardano in your portfolio, consider working with a local financial advisor. Read more