Credit Card, Savings and Retirement Expert
Sam Lipscomb is a writer for SmartAsset. His work spans a wide variety of personal finance topics with expertise including retirement, investing and savings. He is particularly well versed in credit cards. Sam has been featured in The Economist and on The Points Guy. He is a Certified Educator in Personal Finance (CEPF®). Sam graduated from Kenyon College with a degree in Economics and enjoys being a go-to resource for family and friends when it comes to personal finance. Originally from Washington, DC, Sam loves all things aviation and is a Cleveland sports fan. He currently lives in New York.
Posts by Sam Lipscomb:
Online will-writing and estate planning platform DoYourOwnWill.com boasts features that cover a wide variety of will-related situations. Surprisingly, you won’t have to pay anything to take advantage of what the company offers. At the same token, DoYourOwnWill is relatively basic, and those with more complex estate planning needs may want to look elsewhere. DoYourOwnWill also doesn’t provide access to customer support if you run into any issues along the way. Should you have specific questions, consider working with a local financial advisor. Read more
Trust & Will is an online estate planning platform that allows you to create documents such as wills, trusts and guardianships. Trust & Will is available entirely online, so you won’t need to download software to your computer. Trust & Will is a great estate planning tool, as it combines a wide range of services with a modern design that’s easy to navigate. While Trust & Will is on the more expensive side, it has the ability to provide significant value to users. If you’re not sure about using an online program to do your estate planning, you may want to work with a financial advisor. Read more
When it comes to online estate planning, Rocket Lawyer is a solid option with a few caveats. The company’s seven-day free trial allows you to create a will and other legal documents for free, but you have to enter your credit card information and pay for expanded access to the platform. Rocket Lawyer will also help you to create a wide range of different estate planning documents. However, because DIY estate planning comes with certain risks, it may be a good idea to work with a financial advisor in your area. Read more
A bankruptcy can seriously hurt your credit score, making it difficult to get approved for new lines of credit and lower loan interest rates. While bankruptcies are undoubtedly harmful, they won’t… Read more
The Federal Deposit Insurance Corporation, otherwise known as the FDIC, is a federal regulatory body in the U.S. Its primary purpose is to insure deposits made at banks and other financial… Read more