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Rebecca Lake

Home Buying, Retirement and Investing Expert

Rebecca Lake has been writing about the nuts and bolts of personal finance for nearly a decade. She is an expert in investing, retirement and home buying topics. Her work has been featured on The Huffington Post, Business Insider, CBS News, U.S. News & World Report and Investopedia. As a homeschooling mom of two, she's always looking for ways to make the most of every dollar.

Posts by Rebecca Lake:

by Rebecca Lake May 18, 2018

Millennials face an uphill battle when it comes to their finances. Crippling student loan debt, skyrocketing rental rates and dismal wages form a perfect storm of sorts that makes it hard for young adults to get ahead. There are some millennials, however, who have managed to build up some sizable wealth. According to a recent study, adults ages 18 to 33 represent 11% of high net worth households. So what’s their secret? It all comes down to making the right money moves. If you want to take a page out of the rich millennials’ playbook, here’s what you need to know. Read more

by Rebecca Lake Apr 18, 2016

There are a lot of numbers that get thrown back and forth when buying a home and trying to keep track of all of them can be overwhelming. If you’re a first-time homebuyer, the figures you’re most likely to zero in on are the purchase price, the interest rate and your monthly mortgage payment. But there are other kinds of costs that you’ll need to keep an eye on. Read more

by Rebecca Lake Jul 09, 2018

Tiny houses are all the rage these days and shows like “Tiny House Nation” highlight the ups and downs of trading in a bigger home for a smaller lifestyle. Aside from allowing you to pare down the amount of stuff you own, living in a tiny home could also help you significantly trim your budget. Read on to find out how much you could save by moving into a tiny home. Read more

by Rebecca Lake Feb 07, 2017

A rewards credit card can be a great way to earn points, miles or cash back on purchases, but not all rewards cards are the same. Many card issuers offer online shopping malls where you can snag… Read more

by Rebecca Lake Apr 13, 2016

Investing isn’t a one-size-fits-all proposition and there are lots of different approaches you can take. Value investors, for example, focus on undervalued companies while buy-and-hold investors buy… Read more

by Rebecca Lake Mar 13, 2019

If your portfolio is too large for you to handle on your own, it may be time to call in a professional. Wealth managers work with their clients to identify financial goals and map out a plan for… Read more

by Rebecca Lake Apr 11, 2016

Spring has officially arrived and that means that it’s time to start cleaning out the clutter and organizing the inside of your home. Doing the same thing with your finances is probably a good idea.… Read more

by Rebecca Lake Apr 11, 2016

April is Financial Literacy Month, an event designed to get people thinking about how they’re managing their money. If you’re diligent about your finances, you’re saving for retirement and you’re… Read more

by Rebecca Lake Apr 05, 2016

The words “tax audit” are enough to send a shiver down anyone’s spine, but some taxpayers are more likely to be subjected to the scrutiny of the IRS than others. If you’re pulling in a salary that’s… Read more

by Rebecca Lake Apr 04, 2016

When you think about building a portfolio, stocks and bonds are probably the investments that come to mind. But there’s more than one way to increase your net worth. Investing in physical assets is… Read more

by Rebecca Lake Jul 05, 2017

Being self-employed can be a dream if you want more flexibility and control over your work hours. On the other hand, it can turn into a nightmare once tax time rolls around. Filing taxes when you run… Read more

by Rebecca Lake Oct 19, 2018

There are a few different ways to build wealth in your 20s, 30s and beyond. Funneling money into tax-advantaged accounts such as 401(k)s and IRAs is a start, but you can only contribute so much every… Read more

by Rebecca Lake Jan 13, 2017

These days, being a 20-something isn’t all that it’s cracked up to be. Today’s recent college graduates face staggering amounts of student loan debt while struggling to gain a firm foothold in a… Read more

by Rebecca Lake Mar 08, 2019

Filing taxes can be stressful. When the IRS opts to take a closer look at your tax return, that can only increase your anxiety level. Getting your return flagged for review doesn’t mean you’ll be… Read more

by Rebecca Lake May 18, 2018

Setting realistic, achievable financial goals is one way to make sure you’re getting the most out of every dollar. Some goals – like paying off your mortgage early – may be long-term goals, while… Read more

by Rebecca Lake Mar 25, 2016

Planning for the arrival of a new baby is exciting, but you’ll probably have to face some major financial changes. Between buying baby gear and planning for medical expenses, your budget can easily… Read more

by Rebecca Lake Mar 25, 2016

Life insurance is one of those things that most people can’t afford to skip out on. It’s good to have a policy if you want to ensure that your loved ones are provided for financially. Along with your… Read more

by Rebecca Lake Mar 24, 2016

If you’re enrolled in a high-deductible health insurance plan, you may have access to a valuable savings tool. Health savings accounts (or HSAs) offer a tax-advantaged way to save for future medical… Read more

by Rebecca Lake Dec 28, 2016

For many people, a home is the largest purchase they’ll ever make. While lenders consider income and work history when approving mortgage applications, credit reports and credit scores also carry a… Read more

by Rebecca Lake May 21, 2018

Taking on a mortgage is a major financial responsibility. But oddly enough, nearly half of homebuyers don’t take the time to shop around for the right lender, according to the Consumer Financial… Read more

by Rebecca Lake Aug 22, 2017

Keeping your financial house in order isn’t a Herculean task, but it does require some time and effort. If your schedule is so jam-packed that you can’t spare a few minutes a week to review your… Read more

by Rebecca Lake Mar 21, 2016

Buying a home is a major financial feat and once you make an offer on a home, the real work of filling out the loan application begins. Lenders will ask for copies of your tax returns, which they’ll… Read more

by Rebecca Lake Dec 12, 2017

When it comes to managing money, millennials set themselves apart from previous generations in more ways than one. They prefer online banks to the brick-and-mortar ones, they’re comfortable with… Read more

by Rebecca Lake Mar 14, 2016

Having a hobby can be a great way to unwind, but a hobby can take on an entirely new dimension if you can make money while you’re at it. That’s because any money your side hustle brings in may be… Read more

by Rebecca Lake Mar 14, 2016

Investing in real estate can be a lucrative way to generate passive income or replace your day job altogether. Flipping houses can be a good way to get started. But it’s not something you want to… Read more