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Rebecca Lake

Home Buying, Retirement and Investing Expert

Rebecca Lake has been writing about the nuts and bolts of personal finance for nearly a decade. She is an expert in investing, retirement and home buying topics. Her work has been featured on The Huffington Post, Business Insider, CBS News, U.S. News & World Report and Investopedia. As a homeschooling mom of two, she's always looking for ways to make the most of every dollar.

Posts by Rebecca Lake:

by Rebecca Lake Mar 08, 2019

Filing taxes can be stressful. When the IRS opts to take a closer look at your tax return, that can only increase your anxiety level. Getting your return flagged for review doesn’t mean you’ll be audited, but it can raise the odds that Uncle Sam will conclude that the numbers don’t add up. It helps to understand why returns are flagged and what reviews involve.  Read more

by Rebecca Lake May 18, 2018

Setting realistic, achievable financial goals is one way to make sure you’re getting the most out of every dollar. Some goals – like paying off your mortgage early – may be long-term goals, while something like trying to save $500 might be achievable in the short term. Reviewing your financial plan periodically can keep you on the right track. And you’ll see whether the milestones you want to reach make sense. Check out a few signs that might indicate that it’s time to set some new money goals. Read more

by Rebecca Lake Mar 25, 2016

Planning for the arrival of a new baby is exciting, but you’ll probably have to face some major financial changes. Between buying baby gear and planning for medical expenses, your budget can easily get blown out of the water. Plus, you could put your credit score at risk without even realizing it. If you’ve recently brought home a new bundle of joy or you’ve got one on the way, you can’t afford to let your credit slide. Here’s how to make sure your score doesn’t take a dive. Read more

by Rebecca Lake Mar 25, 2016

Life insurance is one of those things that most people can’t afford to skip out on. It’s good to have a policy if you want to ensure that your loved ones are provided for financially. Along with your… Read more

by Rebecca Lake Mar 24, 2016

If you’re enrolled in a high-deductible health insurance plan, you may have access to a valuable savings tool. Health savings accounts (or HSAs) offer a tax-advantaged way to save for future medical… Read more

by Rebecca Lake Dec 28, 2016

For many people, a home is the largest purchase they’ll ever make. While lenders consider income and work history when approving mortgage applications, credit reports and credit scores also carry a… Read more

by Rebecca Lake May 21, 2018

Taking on a mortgage is a major financial responsibility. But oddly enough, nearly half of homebuyers don’t take the time to shop around for the right lender, according to the Consumer Financial… Read more

by Rebecca Lake Aug 22, 2017

Keeping your financial house in order isn’t a Herculean task, but it does require some time and effort. If your schedule is so jam-packed that you can’t spare a few minutes a week to review your… Read more

by Rebecca Lake Mar 21, 2016

Buying a home is a major financial feat and once you make an offer on a home, the real work of filling out the loan application begins. Lenders will ask for copies of your tax returns, which they’ll… Read more

by Rebecca Lake Dec 12, 2017

When it comes to managing money, millennials set themselves apart from previous generations in more ways than one. They prefer online banks to the brick-and-mortar ones, they’re comfortable with… Read more

by Rebecca Lake Mar 14, 2016

Having a hobby can be a great way to unwind, but a hobby can take on an entirely new dimension if you can make money while you’re at it. That’s because any money your side hustle brings in may be… Read more

by Rebecca Lake Mar 14, 2016

Investing in real estate can be a lucrative way to generate passive income or replace your day job altogether. Flipping houses can be a good way to get started. But it’s not something you want to… Read more

by Rebecca Lake Mar 11, 2016

You can do just about anything with a smartphone these days and if big banks have anything to say about it, that will soon include getting cash at the ATM. While some smaller banks have already… Read more

by Rebecca Lake May 30, 2018

Buying a home is exciting, but there are hoops you’ll have to jump through before you can call yourself a homeowner. Between organizing your financial documents, applying for a mortgage and… Read more

by Rebecca Lake Mar 10, 2016

Building wealth is something just about anyone can do. But unfortunately, there’s no silver bullet for getting rich unless you’re lucky enough to win the lottery. The internet is chock full of advice… Read more

by Rebecca Lake Nov 15, 2017

Your credit shapes just about every major financial aspect of your life, from your ability to rent an apartment to your chances of getting a mortgage. Establishing a solid credit history in your 20s… Read more

by Rebecca Lake Dec 04, 2017

Personal loans have made something of a comeback over the last few years thanks to the rise of online lending. According to TransUnion, the number of consumers who are using personal loans jumped by… Read more

by Rebecca Lake Feb 27, 2018

If you’re anticipating a tax refund, you need to be on the lookout for identity thieves. Tax-related identity theft has become a huge problem for the IRS and consumers are encouraged to be vigilant… Read more

by Rebecca Lake Mar 03, 2016

Buying a home is a big investment and most lenders want to know you can afford to make the purchase before signing off on a loan. While there are mortgage loans that don’t require any money down, you… Read more

by Rebecca Lake Jun 19, 2018

When it comes to buying a home or a property that you plan to rehab and resell, a fix and flip loan may be just what you need if you’re not sitting on a huge pile of cash. Fix and flip loans work a… Read more

by Rebecca Lake Feb 26, 2016

Tax season is officially underway and if you haven’t filed yet, there’s still plenty of time to get it done. With a new year come updates and changes to the tax code that taxpayers need to be aware… Read more

by Rebecca Lake Feb 28, 2018

Filing your taxes and paying your tax bill are necessary chores. One thing you can’t afford to do is mess up. If you fail to include all of your income on your tax return, that may be an invitation… Read more

by Rebecca Lake Mar 23, 2016

Tax season is something most people don’t look forward to. And unless you’re expecting to get some money back, you’re probably planning to put off filing until the last possible moment. While doing… Read more

by Rebecca Lake Mar 03, 2016

The stock market always has its ups and downs and once the value of stocks has fallen by 20% for a period of time, we’ve officially entered a bear market. When you see your portfolio shrinking, it’s… Read more

by Rebecca Lake May 18, 2018

A tax refund can come in handy when you need to pay down student debt or you want to pad your emergency savings. But waiting for the money to hit your bank account can be nerve-wracking. According to… Read more