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Rebecca Lake

Home Buying, Retirement and Investing Expert

Rebecca Lake has been writing about the nuts and bolts of personal finance for nearly a decade. She is an expert in investing, retirement and home buying topics. Her work has been featured on The Huffington Post, Business Insider, CBS News, U.S. News & World Report and Investopedia. As a homeschooling mom of two, she's always looking for ways to make the most of every dollar.

Posts by Rebecca Lake:

by Rebecca Lake Oct 19, 2018

Small-cap stocks are securities that are tied to companies whose market values often fall between $300 million and $2 billion. Adding some of them to your investment portfolio could be a good idea, especially if you’re interested in building long-term wealth. If you usually invest in large-cap stocks, here are three reasons to consider throwing some small-cap securities into the mix. Read more

by Rebecca Lake Sep 12, 2018

Investing in real estate can add diversity to your portfolio while creating a sustainable source of passive income. If you’re a high net worth investor, you may be able to expand your horizons beyond the basic fix-and-flip by moving into the luxury real estate market. If you’re interested in investing in luxury properties, here are a few things to keep in mind before diving in. Read more

by Rebecca Lake Sep 24, 2018

Planning for retirement involves more than just mapping out your savings strategy. You’ll need to know how much you can afford to spend once you leave the workforce. In the past, some financial experts recommended that retirees stick with the 4% rule when making retirement withdrawals. But it may not be the best guideline for everyone. Here’s what you need to know about the rule. Read more

by Rebecca Lake Jun 16, 2016

When you’re buying a home for the first time, you may encounter certain terms and phrases that you’ve never heard before. Once you’ve made an offer and entered into a contract with a seller, “due… Read more

by Rebecca Lake Apr 30, 2019

Individuals with a high net worth tend to take a different approach to managing their money. Research shows that the rich and the ultra-rich set themselves apart from the Average Joe, particularly… Read more

by Rebecca Lake Jun 27, 2017

Using a travel rewards card to pay for your next trip could be a smart move. This is especially true if you want to rack up miles, points or cash back on what you’re spending. The key to getting the… Read more

by Rebecca Lake Jun 13, 2016

A home is a valuable asset and it’s important to make sure you’re protecting your investment. Homeowners insurance is designed to cover losses resulting from fires, windstorms, hail and other natural… Read more

by Rebecca Lake Jun 27, 2017

While you prepare for a vacation, it’s a good idea to know how you’re paying for your trip. Using a rewards credit card could be a great way to earn back some of what you spend. Choosing a card that… Read more

by Rebecca Lake Aug 20, 2018

Mortgage rules have undergone numerous changes since the housing collapse to ensure that only qualified buyers have access to loans. Meeting certain lenders’ requirements can be particularly… Read more

by Rebecca Lake Apr 16, 2018

A well-planned summer vacation starts with working out the financial details so you don’t go over budget. One of the things that vacationers often forget to factor into their calculations are the… Read more

by Rebecca Lake May 21, 2018

Buying a home means making lots of decisions and one of them centers on how you’ll pay your homeowners insurance and property taxes each year. Depending on the kind of mortgage loan you’re pursuing… Read more

by Rebecca Lake Jun 07, 2016

If you live in a rural area, getting a mortgage through the U.S. Department of Agriculture could be a good way to save money on your home purchase. Qualifying buyers can get a USDA loan without… Read more

by Rebecca Lake Feb 08, 2017

Summer is right around the corner. If you haven’t already figured out how you’re going to spend your days off, now’s a good time to start planning. Besides figuring out where you want to jet off to,… Read more

by Rebecca Lake Jun 06, 2016

The relationship you have with your real estate agent can set the tone for the entire home buying process. Your agent is supposed to help you find a property you can afford and work with the seller… Read more

by Rebecca Lake Apr 11, 2017

Saving for retirement is a common financial goal, but it’s often easier said than done. A new survey suggests that despite the pressure to plan for the future, retirement savings rates have dropped.… Read more

by Rebecca Lake Jun 03, 2016

If you’ve been struggling to pay a mortgage loan backed by Fannie Mae or Freddie Mac, relief may soon be on the way. The Federal Housing Finance Agency (FHFA) recently announced that it would roll… Read more

by Rebecca Lake Jun 03, 2016

If you’re ready to sell your home, it’s important to think carefully about how you’re going to do it. Making certain missteps along the way can derail the sale and leave you stuck in a house that no… Read more

by Rebecca Lake Jun 02, 2016

Homebuyers have to decide whether to get their mortgage through a broker or contact a lender directly. Buying a home through a broker has some advantages but it can potentially make your purchase… Read more

by Rebecca Lake May 31, 2016

Buying a house is hard enough without scammers attempting to steal your hard-earned cash. Unfortunately, there are a number of mortgage scams that routinely make the rounds and one of them involves… Read more

by Rebecca Lake May 30, 2016

Buying or selling a home can be stressful. But an experienced real estate agent can guide you through the process and ensure that things run smoothly. In exchange for their hard work, real estate… Read more

by Rebecca Lake Jul 09, 2018

Choosing the right investments is an important part of building wealth. If you don’t have the time to take an active role in managing your portfolio (or you’re just feeling lazy), you can still find… Read more

by Rebecca Lake Mar 12, 2019

In December 2015, the Federal Reserve raised the federal funds rate by a quarter of a percentage point. That was the first time the Fed had raised rates in nearly a decade. While federal funds rate… Read more

by Rebecca Lake Feb 07, 2017

Traveling and volunteering are both great ways to spend your golden years. But some seniors are more interested in starting the businesses they’ve always dreamed of founding. Donning a small business… Read more

by Rebecca Lake Feb 02, 2017

Graduating from college is exciting, but it comes with a slew of new responsibilities. That’s especially true when it comes to personal finance. Before the ink dries on your diploma, it’s important… Read more

by Rebecca Lake May 25, 2016

Title III of the 2012 JOBS Act allows both accredited and non-accredited investors to participate in equity crowdfunding. Under these new rules, anyone can invest in equity shares of a startup… Read more