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Rebecca Lake

Home Buying, Retirement and Investing Expert

Rebecca Lake has been writing about the nuts and bolts of personal finance for nearly a decade. She is an expert in investing, retirement and home buying topics. Her work has been featured on The Huffington Post, Business Insider, CBS News, U.S. News & World Report and Investopedia. As a homeschooling mom of two, she's always looking for ways to make the most of every dollar.

Posts by Rebecca Lake:

by Rebecca Lake Aug 03, 2016

If you’re ready to sell your home, you’re going to have to do a bit more than put up a listing and recruit an agent. In order to attract buyers, you might need to give your house a face lift. Hiring a professional home stager could be a good idea, but their services might come with a high price tag. If you’re on a tight budget, here’s how to stage your home without draining your wallet in the process. Read more

by Rebecca Lake Aug 03, 2016

Buying a home is a big financial step for anyone and especially for 20-somethings who are still paying off student loans or trying to find their footing in the workforce. That doesn’t mean, however, that buying a home in your 20s is a bad idea. Asking yourself these questions can help you decide whether you’re ready to buy or if you’re better off renting for the time being. Read more

by Rebecca Lake Feb 10, 2017

Britain’s vote to leave the European Union led to some financial shock waves around the globe. In the U.S., it’s had a positive impact on mortgage refinance rates, which have fallen to near-record lows. That means borrowers who took on over-sized loans have the potential to save some serious cash by refinancing. If you took on a jumbo loan, here’s how to get the best deal on a refinance. Read more

by Rebecca Lake Jun 06, 2018

Closing is the final step in the home-buying process and once you’ve signed your name on all of the required documents, your dream property will finally be yours. If you’ve been searching for a home… Read more

by Rebecca Lake May 18, 2018

Making on-time mortgage payments is a must if you want to stay on your lender’s good side. But many first-time buyers don’t realize that you have a certain amount of wiggle room in which to pay.… Read more

by Rebecca Lake Jul 18, 2016

If you’re in your 20s, your net worth might be the last thing on your mind. But it’s never too early to start creating long-term wealth. Many twenty-somethings are financially challenged, but it’s… Read more

by Rebecca Lake Jul 15, 2016

Flipping houses can be fun and profitable if you can earn back the money you’ve invested and them some. Any time you’re trying to flip a property, there are bound to be some bumps along the way. One… Read more

by Rebecca Lake Jul 13, 2016

When you’re ready to sell your home, you’ll need to decide whether you’re going to hire a real estate agent or list the home yourself. Flying solo has its advantages because it means you’ll get to… Read more

by Rebecca Lake Jul 12, 2016

There’s nothing like signing off on the sale of a home when you’re ready to move on to another property. Your excitement may start to fade a little, however, when tax season rolls around and you have… Read more

by Rebecca Lake Jul 11, 2016

The 2016 Summer Olympics in Rio are just a few weeks away and athletes from all over the world are gearing up and preparing to compete in their respective events. In honor of the Summer Games, we’ve… Read more

by Rebecca Lake Jun 19, 2018

If you’re ready to buy a home, you may be on the fence about whether to choose an existing property or build something from scratch. Going the new construction route has its perks – it’s move-in… Read more

by Rebecca Lake Jul 08, 2016

If you think your rent is too high, you’re not alone. According to the Joint Center for Housing Studies of Harvard University, just over 21 million Americans are spending more than 30% of their… Read more

by Rebecca Lake Jul 05, 2018

The housing market has made some significant strides over the last several years and home sales have been on a steady climb in most locations. That’s encouraging if you’re planning to sell but it… Read more

by Rebecca Lake Jul 06, 2016

Lenders consider many factors when trying to decide whether to approve a homebuyer for a mortgage, including their debt-to-income ratio (the amount of debt payments someone’s making relative to their… Read more

by Rebecca Lake Jul 05, 2016

If you want to buy a home, there are a number of things you’ll have to do before you can head over to the closing table. For example, one important item that you’ll need to include on your to-do list… Read more

by Rebecca Lake Aug 15, 2018

Flipping houses isn’t always as glamorous as it looks on TV. But it can be a great way to bring in a steady stream of investment income. To get started, you’ll need some cash to finance your… Read more

by Rebecca Lake Jul 01, 2016

Confidence is an important trait to have as an investor, but there is such a thing as being over confident. A recent study provided some insight into the gap between investor expectations and the… Read more

by Rebecca Lake Aug 06, 2018

Most people assume that once you hit retirement, it’s time to pack up and move someplace sunny. But surprisingly, many American seniors aren’t interested in straying too far from home. A survey from… Read more

by Rebecca Lake Jun 29, 2016

Technology is constantly adding new dimensions to the way we do things and smart homes are poised to be the next big thing in real estate. Smart homes allow you to control lighting, electronics, door… Read more

by Rebecca Lake Jun 28, 2016

Entrepreneurship has its perks and one of them is the ability to make wealth creation a reality if you’re running a successful business. Generating a high net worth as an entrepreneur requires some… Read more

by Rebecca Lake Jul 24, 2018

Full retirement age is now 66 or 67, depending on the year you were born. But a recent survey revealed that one in four workers don’t plan to retire until after their 70th birthday. While some people… Read more

by Rebecca Lake Jun 27, 2016

Thanks to tighter lending restrictions, buying a home can be tough. But it becomes even more of a challenge when you’re trying to sell a home at the same time. When the clock is ticking, you may feel… Read more

by Rebecca Lake Jul 24, 2018

Cutting the apron strings is an important rite of passage for many parents but one thing that many of them fail to do is cut the purse strings while they’re at it. According to a recent survey, 6 in… Read more

by Rebecca Lake Jun 28, 2019

Getting married means more than merging your lives – it’s also about joining your finances together. Handling money as a married couple can be challenging at any age but it can be especially tricky… Read more

by Rebecca Lake Jun 21, 2016

Your mortgage is likely to be the biggest monthly expense associated with buying a home but there are plenty of smaller costs that can add up. Private mortgage insurance (PMI) may be one of them if… Read more