Loading
Tap on the profile icon to edit
your financial details.

Rebecca Lake

Home Buying, Retirement and Investing Expert

Rebecca Lake has been writing about the nuts and bolts of personal finance for nearly a decade. She is an expert in investing, retirement and home buying topics. Her work has been featured on The Huffington Post, Business Insider, CBS News, U.S. News & World Report and Investopedia. As a homeschooling mom of two, she's always looking for ways to make the most of every dollar.

Posts by Rebecca Lake:

by Rebecca Lake Feb 22, 2017

Getting a mortgage can be an exhausting process. Lenders might dig into just about every aspect of your financial life, from your credit score to the amount of money you’ve got in your bank account. The whole thing can leave you feeling a bit exposed but fortunately, certain information is off-limits. Federal law outlines what lenders can and can’t ask. As you shop around for a mortgage, be aware that a lender who poses any of the following questions is crossing the line. Read more

by Rebecca Lake Aug 24, 2016

Jumping into the investing game in your 20s can pay off big time by the time you’re ready to cut your losses and retire. Unfortunately, many millennials opt out of building a portfolio. So why are 20- and 30-somethings steering clear of the market despite the potential payoff? Here are four common excuses millennials are using to get out of investing. Read more

by Rebecca Lake Jun 25, 2018

If you’re having trouble selling your house, the solution to your problem might literally be in the palm of your hand. Anyone with a smartphone has unlimited access to a treasure trove of apps. And believe it or not, some of them can even help you attract homebuyers. Here are six apps that you can download if you want to get rid of your house as quickly as possible. Read more

by Rebecca Lake Oct 19, 2018

If you’ve strayed away from your original asset allocation, rebalancing can help you get back on track. And if you want to lower your investment risk, rebalancing can protect your portfolio from… Read more

by Rebecca Lake Jun 11, 2018

Working with a mortgage lender isn’t always easy. Some of their decisions might even annoy you. For example, if your lender keeps pushing back your closing date or changing your loan terms, you may… Read more

by Rebecca Lake Aug 16, 2016

Dealing with debt collectors can be a real drag, especially if they’re constantly hounding you to pay up. The Fair Debt Collection Practices Act (FDCPA) protects consumers against harassment from… Read more

by Rebecca Lake Aug 16, 2016

When you’re selling a home, you want the transaction to be profitable. At the same time, you may be expected to negotiate if you want to lock in a buyer. Making concessions can help you sell your… Read more

by Rebecca Lake Aug 15, 2016

Maintaining a good working relationship with your financial advisor is important, especially when you’re trying to build wealth. But annoying your advisor or doing things that drive him up the wall… Read more

by Rebecca Lake Aug 15, 2016

October 15 marks the beginning of the annual Medicare open enrollment period. If you’re a senior, you’ll have until December 7 to make changes to your existing coverage or enroll in Medicare for the… Read more

by Rebecca Lake Aug 10, 2016

Buying a home is no easy feat. That hasn’t deterred single women from flooding the market, however, and they represent a growing share of newly minted homeowners. If you’re preparing to buy a home on… Read more

by Rebecca Lake Aug 08, 2016

If you’re only investing in a mixture of stocks, mutual funds or bonds, there are plenty of ways to add diversity to your portfolio. Fine art can be a lucrative investment but it takes a certain… Read more

by Rebecca Lake Aug 08, 2016

When mortgage rates are low, that’s a plus for aspiring homeowners because it means that they have more buying power. But it also means that they have to think about whether it makes sense to get a… Read more

by Rebecca Lake Aug 08, 2016

Tech stocks have become a popular choice among investors. While owning a share of stock in Google or Apple might be out of reach for some people, there are plenty of companies whose stock is more… Read more

by Rebecca Lake Aug 05, 2016

Pokémon Go has sparked a craze among gamers around the world and businesses are capitalizing on its popularity in a big way. It’s become the ultimate free marketing tool for retailers and restaurant… Read more

by Rebecca Lake Aug 04, 2016

A recent report from the National Association of Realtors shows that, instead of settling down in urban areas young homebuyers are increasingly scooping up properties in the suburbs. For millennials… Read more

by Rebecca Lake May 18, 2018

Buying a second home – either as a vacation getaway or a rental property – is a lot like purchasing a primary residence. For example, you’ll need to make sure your new home has the right amount of… Read more

by Rebecca Lake Aug 03, 2016

If most of your investments are tied up in bonds or stocks, becoming a venture capitalist is one way to diversify your investment portfolio. But jumping into it isn’t something any investor should do… Read more

by Rebecca Lake Oct 19, 2018

An emergency fund can go a long way in keeping you from running out of cash when you lose your job or you’re forced to cover the cost of an emergency expense. Once you retire, you may think that you… Read more

by Rebecca Lake Aug 04, 2016

If you’re trying to sell your home as quickly as possible, replacing old windows with more energy-efficient ones or transforming your cramped bathroom could raise the value of your property. There… Read more

by Rebecca Lake Aug 03, 2016

Incorporating real estate into your portfolio could be a good idea if you want some insulation against market volatility. Thanks to the turmoil created by Brexit, UK real estate prices have fallen… Read more

by Rebecca Lake Aug 03, 2016

Creating a solid asset base requires a commitment to making sound financial decisions. If you’ve been investing diligently, the last thing you probably want to do is lose that wealth. You might think… Read more

by Rebecca Lake Dec 12, 2017

If you want to buy a house, it’s important to have a good credit score. But new underwriting rules from Fannie Mae are throwing some would-be buyers a curve ball. Instead of just looking at your… Read more

by Rebecca Lake Jun 11, 2018

There are lots of reasons why you might consider buying a home overseas. Perhaps you’ve found the ultimate vacation spot and you want a permanent place to park your stuff. Or maybe the idea of… Read more

by Rebecca Lake Jul 16, 2018

Retirement is supposed to be a time when you can sit back and relax. But for some seniors, their golden years aren’t as bright as they anticipated. According to a recent report from the Employee… Read more

by Rebecca Lake Aug 03, 2016

Many high net worth investors turn to experts when they need financial advice. And while many of them trust their advisors to help them build and maintain their wealth, there are plenty of things… Read more