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Rebecca Lake

Home Buying, Retirement and Investing Expert

Rebecca Lake has been writing about the nuts and bolts of personal finance for nearly a decade. She is an expert in investing, retirement and home buying topics. Her work has been featured on The Huffington Post, Business Insider, CBS News, U.S. News & World Report and Investopedia. As a homeschooling mom of two, she's always looking for ways to make the most of every dollar.

Posts by Rebecca Lake:

by Rebecca Lake Jun 27, 2017

Being turned down for a credit card or a loan is never a pleasant experience. But it could happen, particularly if your credit score isn’t up to snuff. A rejected application can be a setback, but it doesn’t have to permanently prevent you from buying a home or making another major purchase forever. Here are five steps you’ll need to take if you’ve been denied credit. Read more

by Rebecca Lake Nov 07, 2016

Starting a new business requires a certain level of commitment. You’ll also need to have access to plenty of money. Startups often have a hard time qualifying for business loans. But peer-to-peer (P2P) lending could be a financing option worth considering if you can’t get funding elsewhere. Here’s what you need to know about using P2P loans to kickstart a business. Read more

by Rebecca Lake Feb 07, 2017

When it comes to borrowing money, your credit score can make or break you. A high credit score can help you qualify for more favorable loan terms. And a low credit score can leave you with an expensive interest rate. Even if you have good credit, you’ll need to be careful. Here are three mistakes you should avoid making if you don’t want your credit score to fall. Read more

by Rebecca Lake Jul 16, 2018

Your credit score can affect many different aspects of your financial life. If you’re hoping to buy a home, refinance your student debt or get a new credit card, your credit is going to come into… Read more

by Rebecca Lake Jan 20, 2017

Renting out a space on Airbnb is one way for homeowners and renters to make extra money. But it comes with a certain degree of risk. Having a guest trash your home or injure themselves while they’re… Read more

by Rebecca Lake Mar 22, 2017

Pitching a tent in the woods is one option if you’re ready for a vacation. But if comfort is something that’s important to you, going glamping might be a better idea. Glamping (or “glamorous camping”… Read more

by Rebecca Lake Oct 25, 2016

Insurance is designed to protect you from life’s curveballs. That’s why it’s important to have the right amount of insurance coverage and to think about your insurance needs before purchasing a… Read more

by Rebecca Lake Oct 24, 2016

When you have pets, finding someone who’s willing to buy your home can be challenging. You may love your animals, but buyers may not be able to see the true value of your property if they’re… Read more

by Rebecca Lake Oct 23, 2018

The so-called gig economy is reshaping the way companies sell products and services, and it’s having an impact on how its workers plan their financial futures. While freelancers and independent… Read more

by Rebecca Lake Mar 12, 2019

When you’re interested in reducing your mortgage rate and lowering your monthly mortgage payments, refinancing may solve some of your problems. While you’re going through the process of refinancing,… Read more

by Rebecca Lake Oct 18, 2016

Subletting  your apartment might make sense if you’re planning to be away from home for months at a time. Finding someone to temporarily take over your space can be a good alternative to breaking a… Read more

by Rebecca Lake Oct 18, 2016

Buying a home is a big deal and it’s important to make sure that it’s protected. Homeowners insurance can cover the cost of damages that result from a fire or a windstorm. But your insurance policy… Read more

by Rebecca Lake Oct 13, 2016

Research reveals that while women are statistically better than men at keeping up with their mortgage payments, they’re also more likely to pay more for a loan. According to the Urban Institute,… Read more

by Rebecca Lake Sep 06, 2018

Economic recessions are never pleasant. But they’re an unfortunate reality that investors have to deal with from time to time. While it’s impossible to predict when a recession will hit, there are… Read more

by Rebecca Lake Oct 10, 2016

Many millennials who want to become homeowners simply can’t afford to buy a house. In some cases, it takes young adults a decade to save up for a standard 20% down payment. If you don’t want to defer… Read more

by Rebecca Lake Dec 19, 2016

If you’ve been too afraid to take a serious look at your investment portfolio, this could be the perfect time to finally do it. Even if you think you’ve made good financial decisions, you could be… Read more

by Rebecca Lake Aug 22, 2017

One common misconception about investing is that you need a big bankroll to get started. Some financial technology companies are challenging that notion by bringing the concept of micro investing to… Read more

by Rebecca Lake Oct 06, 2016

A survey published by Discover found that millennials are twice as likely as baby boomers to take out a home equity loan. While many of the participants used a home equity loan to consolidate debt or… Read more

by Rebecca Lake May 18, 2018

When the economy is booming, you may not think about what could happen to your investment portfolio during a market downturn. But economic slowdowns tend to be cyclical, so it’s not unrealistic to… Read more

by Rebecca Lake Oct 05, 2016

Fall is in the air and for some home sellers, it’s the perfect time to try and find a buyer. Selling a home in October or November can work in your favor since there’s less competition. But it’s… Read more

by Rebecca Lake Jul 16, 2018

Part of planning for retirement is deciding when to leave your job behind. But sometimes plans go awry. If a sickness prevents you from working or your company downsizes, you could be forced to… Read more

by Rebecca Lake Oct 03, 2016

If you’re ready to shop around for a home, it’s best to make sure you can qualify for a loan first. Getting preapproved for a mortgage can give you an idea of how much you’ll be able to borrow. At… Read more

by Rebecca Lake Sep 27, 2016

Choosing to buy a home is a major decision that you probably shouldn’t make impulsively. Sealing the deal on a home sale before you’re ready – or buying a house that you aren’t completely satisfied… Read more

by Rebecca Lake Sep 26, 2016

Spring is traditionally the hottest time of year to buy a home. But there’s a lot to be said for waiting until September or October to begin shopping around for a property. As nature’s landscape… Read more

by Rebecca Lake Sep 26, 2016

Saving for retirement can be a daunting task and it’s hard to do it without a road map. Maxing out your employer-sponsored plan (such as your 401(k) account) can be a great starting point. But there… Read more