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Rebecca Lake

Home Buying, Retirement and Investing Expert

Rebecca Lake has been writing about the nuts and bolts of personal finance for nearly a decade. She is an expert in investing, retirement and home buying topics. Her work has been featured on The Huffington Post, Business Insider, CBS News, U.S. News & World Report and Investopedia. As a homeschooling mom of two, she's always looking for ways to make the most of every dollar.

Posts by Rebecca Lake:

by Rebecca Lake Jun 11, 2018

Getting an inspection is one of the most important steps of the home-buying process. The inspection is designed to assure homebuyers that a property has no major defects or issues that could delay a home sale. Problems can arise, however, when an inspection doesn’t reveal something that a homebuyer would have liked to know about before closing on their home. If that happens, a buyer may wonder whether they can sue their home inspector. Read more

by Rebecca Lake Dec 29, 2016

As you prepare for the new year, it doesn’t hurt to do some last-minute financial housekeeping. If you’re in your 20s or 30s, making certain tax moves before the end of 2016 could potentially lower your tax bill or fatten your refund check. If you’re part of the millennial generation, here are some important steps to take before tax season officially begins. Read more

by Rebecca Lake Dec 28, 2016

The real estate market is constantly evolving and 2017 is shaping up to be another year of change. If you’re planning to buy a home in the new year (or you want to sell your existing home), it doesn’t hurt to know a thing or two about what’s trending in the markets. As we look ahead to the new year, here’s what should be on your radar with regard to the housing markets. Read more

by Rebecca Lake Dec 27, 2016

If you only have stocks and bonds, you can diversify your portfolio by investing in real estate. Buying a rental property can provide you with a steady stream of income, especially in a market where… Read more

by Rebecca Lake May 21, 2018

After an extended period of record-low interest rates, the Federal Reserve decided to raise rates by a quarter of a percentage point. If you have your sights set on becoming a homeowner, you may have… Read more

by Rebecca Lake Feb 02, 2018

Getting a professional to do your taxes doesn’t always come cheap. In 2014, the average tax prep fee for filing Form 1040, a state tax return and a Schedule A form was $273, according to the National… Read more

by Rebecca Lake Dec 29, 2016

Since the Federal Reserve decided to raise interest rates during its December meeting, mortgage rates may rise in 2017. Even if rates don’t increase substantially, taking on a home loan could become… Read more

by Rebecca Lake Jan 12, 2018

The start of a new year is a great time to update your financial goals and give your budget a second look. If you didn’t save as much as you had hoped to in 2017 – or you’ve racked up holiday debt –… Read more

by Rebecca Lake Feb 21, 2018

During the holidays, your tax bill is probably the last thing on your mind. But giving it some thought might be a good idea. The decisions you make now can determine how much you owe Uncle Sam in… Read more

by Rebecca Lake Nov 11, 2016

The holiday season is approaching and people are paying close attention to their bottom lines. Booking flights for holiday travel and buying gifts for all your friends and relatives can leave you… Read more

by Rebecca Lake Mar 14, 2017

You may be planning to spend your retirement playing golf or traveling the world. But if a financial disaster strikes, you’ll have to find a way to bounce back from it. While you can’t necessarily… Read more

by Rebecca Lake May 16, 2019

Paying off your mortgage ahead of schedule could be a good idea if you want to save money on interest. In the process of getting rid of your home loan just one or two years early, you could… Read more

by Rebecca Lake Nov 08, 2016

College is expensive. If you need to borrow money and you exhaust all of your federal financial aid options, you may consider talking to a private student loan lender. But having bad credit could… Read more

by Rebecca Lake Jun 27, 2017

Being turned down for a credit card or a loan is never a pleasant experience. But it could happen, particularly if your credit score isn’t up to snuff. A rejected application can be a setback, but it… Read more

by Rebecca Lake Nov 07, 2016

Starting a new business requires a certain level of commitment. You’ll also need to have access to plenty of money. Startups often have a hard time qualifying for business loans. But peer-to-peer … Read more

by Rebecca Lake Feb 07, 2017

When it comes to borrowing money, your credit score can make or break you. A high credit score can help you qualify for more favorable loan terms. And a low credit score can leave you with an… Read more

by Rebecca Lake Jul 16, 2018

Your credit score can affect many different aspects of your financial life. If you’re hoping to buy a home, refinance your student debt or get a new credit card, your credit is going to come into… Read more

by Rebecca Lake Jan 20, 2017

Renting out a space on Airbnb is one way for homeowners and renters to make extra money. But it comes with a certain degree of risk. Having a guest trash your home or injure themselves while they’re… Read more

by Rebecca Lake Mar 22, 2017

Pitching a tent in the woods is one option if you’re ready for a vacation. But if comfort is something that’s important to you, going glamping might be a better idea. Glamping (or “glamorous camping”… Read more

by Rebecca Lake Oct 25, 2016

Insurance is designed to protect you from life’s curveballs. That’s why it’s important to have the right amount of insurance coverage and to think about your insurance needs before purchasing a… Read more

by Rebecca Lake Oct 24, 2016

When you have pets, finding someone who’s willing to buy your home can be challenging. You may love your animals, but buyers may not be able to see the true value of your property if they’re… Read more

by Rebecca Lake Oct 23, 2018

The so-called gig economy is reshaping the way companies sell products and services, and it’s having an impact on how its workers plan their financial futures. While freelancers and independent… Read more

by Rebecca Lake Mar 12, 2019

When you’re interested in reducing your mortgage rate and lowering your monthly mortgage payments, refinancing may solve some of your problems. While you’re going through the process of refinancing,… Read more

by Rebecca Lake Oct 18, 2016

Subletting  your apartment might make sense if you’re planning to be away from home for months at a time. Finding someone to temporarily take over your space can be a good alternative to breaking a… Read more

by Rebecca Lake Oct 18, 2016

Buying a home is a big deal and it’s important to make sure that it’s protected. Homeowners insurance can cover the cost of damages that result from a fire or a windstorm. But your insurance policy… Read more