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Rebecca Lake

Home Buying, Retirement and Investing Expert

Rebecca Lake has been writing about the nuts and bolts of personal finance for nearly a decade. She is an expert in investing, retirement and home buying topics. Her work has been featured on The Huffington Post, Business Insider, CBS News, U.S. News & World Report and Investopedia. As a homeschooling mom of two, she's always looking for ways to make the most of every dollar.

Posts by Rebecca Lake:

by Rebecca Lake Mar 11, 2016

You can do just about anything with a smartphone these days and if big banks have anything to say about it, that will soon include getting cash at the ATM. While some smaller banks have already rolled out cardless ATMs, Bank of America, Chase and Wells Fargo are among the biggest financial institutions to jump on this trend. The updated machines are expected to roll out sometime in 2016 but in the meantime, here’s what you need to know to prepare for the change. Read more

by Rebecca Lake May 30, 2018

Buying a home is exciting, but there are hoops you’ll have to jump through before you can call yourself a homeowner. Between organizing your financial documents, applying for a mortgage and scheduling an appraisal, the process can make your head spin. Asking some key questions along the way can make navigating the waters easier. There are some things that first-time buyers may be more likely to overlook. If you’re on the hunt for your first home, here are the questions you should be (but probably aren’t) asking. Read more

by Rebecca Lake Mar 10, 2016

Building wealth is something just about anyone can do. But unfortunately, there’s no silver bullet for getting rich unless you’re lucky enough to win the lottery. The internet is chock full of advice on how to effectively generate wealth, but it’s best to be careful about who you listen to. Buying into any of these four myths could cost you when you’re trying to grow your net worth. Read more

by Rebecca Lake Nov 15, 2017

Your credit shapes just about every major financial aspect of your life, from your ability to rent an apartment to your chances of getting a mortgage. Establishing a solid credit history in your 20s… Read more

by Rebecca Lake Dec 04, 2017

Personal loans have made something of a comeback over the last few years thanks to the rise of online lending. According to TransUnion, the number of consumers who are using personal loans jumped by… Read more

by Rebecca Lake Feb 27, 2018

If you’re anticipating a tax refund, you need to be on the lookout for identity thieves. Tax-related identity theft has become a huge problem for the IRS and consumers are encouraged to be vigilant… Read more

by Rebecca Lake Mar 03, 2016

Buying a home is a big investment and most lenders want to know you can afford to make the purchase before signing off on a loan. While there are mortgage loans that don’t require any money down, you… Read more

by Rebecca Lake Jun 19, 2018

When it comes to buying a home or a property that you plan to rehab and resell, a fix and flip loan may be just what you need if you’re not sitting on a huge pile of cash. Fix and flip loans work a… Read more

by Rebecca Lake Feb 26, 2016

Tax season is officially underway and if you haven’t filed yet, there’s still plenty of time to get it done. With a new year come updates and changes to the tax code that taxpayers need to be aware… Read more

by Rebecca Lake Feb 28, 2018

Filing your taxes and paying your tax bill are necessary chores. One thing you can’t afford to do is mess up. If you fail to include all of your income on your tax return, that may be an invitation… Read more

by Rebecca Lake Mar 23, 2016

Tax season is something most people don’t look forward to. And unless you’re expecting to get some money back, you’re probably planning to put off filing until the last possible moment. While doing… Read more

by Rebecca Lake Mar 03, 2016

The stock market always has its ups and downs and once the value of stocks has fallen by 20% for a period of time, we’ve officially entered a bear market. When you see your portfolio shrinking, it’s… Read more

by Rebecca Lake May 18, 2018

A tax refund can come in handy when you need to pay down student debt or you want to pad your emergency savings. But waiting for the money to hit your bank account can be nerve-wracking. According to… Read more

by Rebecca Lake Jul 24, 2018

If retiring rich is one of your financial goals, one of the best ways to make that happen is to study the habits of wealthy savers. When it comes to money, the rich know a thing or two about growing… Read more

by Rebecca Lake Feb 01, 2019

One of the first things you’ll need to decide when you’re getting ready to do your taxes is which filing status you’ll use. If you have dependents, you may be eligible to file as the head of your… Read more

by Rebecca Lake Oct 19, 2018

Thanks to their lower costs, exchange-traded funds (ETFs) are becoming a popular choice among investors. These funds, which track specific stock indexes or market sectors, look like any other mutual… Read more

by Rebecca Lake Nov 06, 2017

Investing is a science of sorts and it takes some effort to build a solid portfolio of income-generating assets. If you don’t have time to study prospectuses or pore over the stock pages, you’ll need… Read more

by Rebecca Lake Feb 12, 2016

In the 2015 film The Big Short, hedge fund manager Dr. Michael Burry realizes that the mortgage market is about to implode. By the end of the movie, Burry decides to shift his investment focus to one… Read more

by Rebecca Lake May 02, 2019

When you’re new to investing, figuring out which assets are the best fit for your portfolio can be tricky. For rookie investors, many recommend starting off investing in an index fund or an exchange… Read more

by Rebecca Lake Feb 02, 2017

It’s a new year and if one of your resolutions is to get out of debt, you might be thinking about consolidating your bills into a personal loan. With this kind of loan, you can streamline your… Read more

by Rebecca Lake Jan 04, 2017

Tax season has begun and while the April deadline seems far away, there’s no time to waste. Snagging a few tax breaks can boost your refund or lower your tax bill. But you could miss out on them if… Read more

by Rebecca Lake Jul 16, 2018

For many people, turning 50 signals a shift in the way they approach their finances. If you have kids, they’re probably preparing to leave the nest and you may just be hitting your stride in terms of… Read more

by Rebecca Lake Jul 24, 2018

As you head into your 60s, you reach the point where retirement is very much a reality. Just because you’re close to leaving your job behind for good, however, doesn’t mean you can slack off when it… Read more

by Rebecca Lake Jan 29, 2016

When it comes to their finances, millennials face some major challenges. They’re under enormous pressure to save as much as possible for retirement while paying down oversized student loan bills. And… Read more

by Rebecca Lake Feb 02, 2017

Everybody feels lazy from time to time but when it comes to your money, having a slacker attitude could cost you quite a bit. If you’re somewhat of an underachiever where personal finance is… Read more