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Rebecca Lake

Home Buying, Retirement and Investing Expert

Rebecca Lake is a retirement, investing and estate planning expert who has been writing about personal finance for a decade. Her expertise in the finance niche also extends to home buying, credit cards, banking and small business. She's worked directly with several major financial and insurance brands, including Citibank, Discover and AIG and her writing has appeared online at U.S. News and World Report, CreditCards.com and Investopedia. Rebecca is a graduate of the University of South Carolina and she also attended Charleston Southern University as a graduate student. Originally from central Virginia, she now lives on the North Carolina coast along with her two children.

Posts by Rebecca Lake:

by Rebecca Lake May 12, 2016

Incorporating real estate into your portfolio is a smart move if you want to diversify and include some insulation against market volatility. Investing in commercial real estate can offer you the opportunity to realize some significant returns, but it’s best to know as much as possible about a property before investing in it. If you’re ready to become a commercial real estate mogul, here’s a quick rundown of how different property investments compare. Read more

by Rebecca Lake May 10, 2016

Tying the knot means making a commitment to share every aspect of your life with your significant other. As you begin merging your money, one area that requires special attention is your retirement planning strategy. Building a nest egg as a team can be easier than doing it alone if you know which steps to take. Here are four retirement planning moves for newlyweds. Read more

by Rebecca Lake Jul 23, 2019

By investing in real estate you can add diversity to your portfolio and spread out the amount of risk you’re taking on. What’s more, you can benefit from the fact that real estate investments have historically been less susceptible to major market swings. Real estate investments can be grouped into two broad categories – commercial and residential property – and each one has its pros and cons. If you’re dipping your toes into real estate for the first time, it’s important to understand how they differ. Read more

by Rebecca Lake May 09, 2016

Everyone wants to be able to retire comfortably, but making that dream a reality is easier said than done. Even if you’re socking money away here and there, there’s no guarantee that you’ll have… Read more

by Rebecca Lake May 06, 2016

If you want to build a real estate empire without actually owning property, there are a couple of ways you can do it. You can go the crowdfunding route or put some cash into a real estate investment… Read more

by Rebecca Lake Sep 14, 2018

If you’re nearing retirement (or you’ve already retired), you might think that your credit score doesn’t matter all that much anymore. You might be surprised, however, to learn that your credit score… Read more

by Rebecca Lake Jul 23, 2019

Investing in real estate can be a good way to diversify your portfolio. And it can be particularly appealing to 20-somethings who are comfortable taking risks and who want to earn bigger returns. If… Read more

by Rebecca Lake Sep 14, 2018

Opening an individual retirement account (IRA) can be an excellent way to supplement your 401(k) or another employer-sponsored retirement plan. A traditional IRA offers tax-deferred savings while a… Read more

by Rebecca Lake Aug 22, 2017

Marriage comes with certain perks and having two heads is better than one when it comes to building wealth. In order to avoid disagreements, it’s best to make sure that you and your partner are on… Read more

by Rebecca Lake Apr 28, 2016

Investing wisely requires an understanding of how the market works. But you also need a certain degree of confidence in your decision-making abilities. If you’re not convinced that investing is a… Read more

by Rebecca Lake Aug 01, 2019

Retirement planning is a hot topic and the research suggests that Americans are overwhelmingly unprepared. According to the Employee Benefits Research Institute, only 22% of workers say they’re very… Read more

by Rebecca Lake Apr 26, 2016

Sometimes you just need to get away. But taking a break from your daily routine doesn’t always come cheap. According to a recent report, the average summer vacation cost $1,005 per person in 2015.… Read more

by Rebecca Lake May 18, 2018

Millennials face an uphill battle when it comes to their finances. Crippling student loan debt, skyrocketing rental rates and dismal wages form a perfect storm of sorts that makes it hard for young… Read more

by Rebecca Lake Apr 18, 2016

There are a lot of numbers that get thrown back and forth when buying a home and trying to keep track of all of them can be overwhelming. If you’re a first-time homebuyer, the figures you’re most… Read more

by Rebecca Lake Jul 09, 2018

Tiny houses are all the rage these days and shows like “Tiny House Nation” highlight the ups and downs of trading in a bigger home for a smaller lifestyle. Aside from allowing you to pare down the… Read more

by Rebecca Lake Feb 07, 2017

A rewards credit card can be a great way to earn points, miles or cash back on purchases, but not all rewards cards are the same. Many card issuers offer online shopping malls where you can snag… Read more

by Rebecca Lake Apr 13, 2016

Investing isn’t a one-size-fits-all proposition and there are lots of different approaches you can take. Value investors, for example, focus on undervalued companies while buy-and-hold investors buy… Read more

by Rebecca Lake Mar 13, 2019

If your portfolio is too large for you to handle on your own, it may be time to call in a professional. Wealth managers work with their clients to identify financial goals and map out a plan for… Read more

by Rebecca Lake Apr 11, 2016

Spring has officially arrived and that means that it’s time to start cleaning out the clutter and organizing the inside of your home. Doing the same thing with your finances is probably a good idea.… Read more

by Rebecca Lake Apr 11, 2016

April is Financial Literacy Month, an event designed to get people thinking about how they’re managing their money. If you’re diligent about your finances, you’re saving for retirement and you’re… Read more

by Rebecca Lake Apr 05, 2016

The words “tax audit” are enough to send a shiver down anyone’s spine, but some taxpayers are more likely to be subjected to the scrutiny of the IRS than others. If you’re pulling in a salary that’s… Read more

by Rebecca Lake Apr 04, 2016

When you think about building a portfolio, stocks and bonds are probably the investments that come to mind. But there’s more than one way to increase your net worth. Investing in physical assets is… Read more

by Rebecca Lake Jul 05, 2017

Being self-employed can be a dream if you want more flexibility and control over your work hours. On the other hand, it can turn into a nightmare once tax time rolls around. Filing taxes when you run… Read more

by Rebecca Lake Oct 19, 2018

There are a few different ways to build wealth in your 20s, 30s and beyond. Funneling money into tax-advantaged accounts such as 401(k)s and IRAs is a start, but you can only contribute so much every… Read more

by Rebecca Lake Jan 13, 2017

These days, being a 20-something isn’t all that it’s cracked up to be. Today’s recent college graduates face staggering amounts of student loan debt while struggling to gain a firm foothold in a… Read more