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Rebecca Lake

Home Buying, Retirement and Investing Expert

Rebecca Lake has been writing about the nuts and bolts of personal finance for nearly a decade. She is an expert in investing, retirement and home buying topics. Her work has been featured on The Huffington Post, Business Insider, CBS News, U.S. News & World Report and Investopedia. As a homeschooling mom of two, she's always looking for ways to make the most of every dollar.

Posts by Rebecca Lake:

by Rebecca Lake Jul 24, 2018

If retiring rich is one of your financial goals, one of the best ways to make that happen is to study the habits of wealthy savers. When it comes to money, the rich know a thing or two about growing it and making it last, both of which are evident in the way they build their nest eggs. If you want to enjoy a lavish post-work lifestyle, here are three retirement planning rules you can put into practice. Read more

by Rebecca Lake Feb 01, 2019

One of the first things you’ll need to decide when you’re getting ready to do your taxes is which filing status you’ll use. If you have dependents, you may be eligible to file as the head of your household. That can potentially keep more money in your pocket. Not everyone can claim head of household, however, so you need to be clear on what the rules are before you file. Read more

by Rebecca Lake Oct 19, 2018

Thanks to their lower costs, exchange-traded funds (ETFs) are becoming a popular choice among investors. These funds, which track specific stock indexes or market sectors, look like any other mutual fund, but they trade like a stock. While there are certain advantages to ETFs, they’re not the best option for every investor. Here’s what you need to keep in mind before investing in ETFs through your 401(k). Read more

by Rebecca Lake Nov 06, 2017

Investing is a science of sorts and it takes some effort to build a solid portfolio of income-generating assets. If you don’t have time to study prospectuses or pore over the stock pages, you’ll need… Read more

by Rebecca Lake Feb 12, 2016

In the 2015 film The Big Short, hedge fund manager Dr. Michael Burry realizes that the mortgage market is about to implode. By the end of the movie, Burry decides to shift his investment focus to one… Read more

by Rebecca Lake May 02, 2019

When you’re new to investing, figuring out which assets are the best fit for your portfolio can be tricky. For rookie investors, many recommend starting off investing in an index fund or an exchange… Read more

by Rebecca Lake Feb 02, 2017

It’s a new year and if one of your resolutions is to get out of debt, you might be thinking about consolidating your bills into a personal loan. With this kind of loan, you can streamline your… Read more

by Rebecca Lake Jan 04, 2017

Tax season has begun and while the April deadline seems far away, there’s no time to waste. Snagging a few tax breaks can boost your refund or lower your tax bill. But you could miss out on them if… Read more

by Rebecca Lake Jul 16, 2018

For many people, turning 50 signals a shift in the way they approach their finances. If you have kids, they’re probably preparing to leave the nest and you may just be hitting your stride in terms of… Read more

by Rebecca Lake Jul 24, 2018

As you head into your 60s, you reach the point where retirement is very much a reality. Just because you’re close to leaving your job behind for good, however, doesn’t mean you can slack off when it… Read more

by Rebecca Lake Jan 29, 2016

When it comes to their finances, millennials face some major challenges. They’re under enormous pressure to save as much as possible for retirement while paying down oversized student loan bills. And… Read more

by Rebecca Lake Feb 02, 2017

Everybody feels lazy from time to time but when it comes to your money, having a slacker attitude could cost you quite a bit. If you’re somewhat of an underachiever where personal finance is… Read more

by Rebecca Lake Jan 28, 2016

New investors often focus on picking the right mix of funds to add to their portfolios based on their risk tolerance. While choosing the right investments is a big part of building wealth, it’s not… Read more

by Rebecca Lake Feb 07, 2017

If getting your small business off the ground requires a loan, the lender might ask you to make a personal guarantee. This acts as an insurance policy in the event that you’re not able to pay the… Read more

by Rebecca Lake Nov 06, 2017

If one of your goals for the new year is to make more money and expand your budget, asking your boss for a raise might be on your to-do list. Negotiating an increase in pay can be intimidating and… Read more

by Rebecca Lake Jan 26, 2016

Paying taxes is one of the most burdensome parts of being self-employed and one of the trickiest parts is figuring out just how much you need to pay. Instead of having an employer taking taxes out of… Read more

by Rebecca Lake Sep 14, 2018

When it comes to turning a profit on investments, the trick is knowing how to balance the risks against the potential rewards. Calculating a real estate property’s capitalization rate can give you a… Read more

by Rebecca Lake Jan 25, 2016

A 401(k) account is one of the most powerful tools you can have when it comes to saving for retirement. If you’re not using yours wisely, however, you could be putting your savings in jeopardy. When… Read more

by Rebecca Lake Jan 25, 2016

The new year looks like it’s shaping up to provide first-time buyers with the opportunity to enter into the housing market. Interest rates are still hovering around record lows, so there’s some time… Read more

by Rebecca Lake Jan 22, 2016

If your retirement is in the works for the new year, you don’t want to wait until the last minute to prepare yourself for your new lifestyle. Putting your financial house in order sooner rather than… Read more

by Rebecca Lake May 21, 2018

Owing any amount of money to the IRS – large or small – is a scary prospect. And ignoring the debt won’t make it go away any faster. If you’ve completed your income tax return for the tax year and… Read more

by Rebecca Lake Feb 02, 2017

A personal loan can be just what you need to consolidate debt or finance a large purchase. But you could get more than you bargained for if you fall victim to a scam. Loan scams can take many… Read more

by Rebecca Lake Jan 18, 2016

It’s best to have a solid grip on your retirement planning strategy by the time you reach your 50s. If you’ve been saving steadily throughout your 30s and 40s, the next decade or so will hopefully be… Read more

by Rebecca Lake Feb 02, 2018

Filing your taxes for the first time can be intimidating, and there’s not much room for error. Even a seemingly simple mistake could bump up your income tax bill or shortchange your refund. In the… Read more

by Rebecca Lake Jan 15, 2016

If you’re banking on the new year bringing new opportunities on the job front, it helps to know what employers are looking for. While having a college degree is important, companies are interested in… Read more