Rachel Cautero writes on all things personal finance, from retirement savings tips to monetary policy, even how young families can best manage the financial challenges of having children. Her work has appeared in The Atlantic, Forbes, The Balance, LearnVest, SmartAsset, HerMoney, DailyWorth, The New York Observer, MarketWatch, Lifewire, The Local: East Village, a New York Times publication and The New York Daily News. Rachel was an Experian #CreditChat panelist and has appeared on Cheddar Life and NPR’s On Point Radio with Meghna Chakrabarti. She has a bachelor’s degree from Wittenberg University and a master's in journalism from New York University. Her coworkers include her one-year-old son and a very needy French bulldog.
If you’re on the cusp of retirement or just looking for extra income, annuitization could help you. Annuitization converts an annuity investment into a stream of regular payments. With an annuity, a financial product that makes regular payouts after a specified amount of time, your investment can pay off quickly. We explain the math behind it and can help you decide if it might work for you. Read more
Investing in precious metals can help an investor diversify their portfolio. A healthy mix of stocks, bonds, mutual funds, or even an exchange-traded fund (ETF) or two can keep your portfolio balanced. However, there’s a lot of potential for investors who want to bet on the price fluctuations of gold and other precious metals. Here’s how to start trading those commodities. Read more
If you find yourself vacationing in the same area year after year, then purchasing a timeshare may have come across your radar. Timeshare properties allow you to partially own what some might consider to be a second home in one of your favorite foreign or domestic locales. Because you share the ownership of a timeshare with other people, the costs associated with ownership are considerably less than, say, a vacation home. Still, buying a timeshare still represents a major financial commitment, so it’s a good idea to consult a financial advisor before you take the plunge. Read more
If you work for a small business (one with 100 or fewer employees) you may not think much of your retirement savings options. In fact, a recent study from LIMRA found that only 42% of small… Read more
Financial security means different things to different people. To some, it may mean having enough money to cover all your bills, save for retirement and then have some left over. To others, it may… Read more
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