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Mark Henricks

Mortgage, Retirement and Investing Expert

Mark Henricks has reported on personal finance, investing, retirement, entrepreneurship and other topics for more than 30 years. His freelance byline has appeared on CNBC.com and in The Wall Street Journal, The New York Times, The Washington Post, Kiplinger’s Personal Finance and other leading publications. Mark has written books including, “Not Just A Living: The Complete Guide to Creating a Business That Gives You A Life.” His favorite reporting is the kind that helps ordinary people increase their personal wealth and life satisfaction. A graduate of the University of Texas journalism program, he lives in Austin, Texas. In his spare time he enjoys reading, volunteering, performing in an acoustic music duo, whitewater kayaking, wilderness backpacking and competing in triathlons.

Posts by Mark Henricks:

by Mark Henricks Jan 15, 2020

An investment professional who supervises municipal securities trading for a securities firm or bank dealer needs a Series 53 license. The Series 53 exam, also called the Municipal Securities Principal Qualification Examination, evaluates the knowledge and expertise of a municipal securities principal. Read on to learn more Read more

by Mark Henricks Nov 12, 2019

No matter where you are in your career, sooner or later you’ll be approaching retirement. While you should start saving now for your post-working life, consulting with a certified retirement financial advisor (CRFA) could be one move toward making sure you achieve your monetary goals. If you see the acronym “CRFA” after a financial pro’s name, you’re getting someone who has experience and education in advising clients on investing, taxes and other financial matters related to retirement planning. Read more

by Mark Henricks Jan 15, 2020

The Series 9 and Series 10 exams assess the attributes a general securities sales supervisor needs for their job. They are administered by the Financial Industry Regulatory Authority (FINRA). They’re also prerequisites for becoming a brokerage branch manager. Here’s how you take them and what you can do once you pass. Read more

by Mark Henricks Nov 04, 2019

Thousands of people reach retirement age every day, and millions more will turn 65 in the next decade. Many of them, even those who have funded a comfortable retirement, have neglected an estate plan… Read more

by Mark Henricks Nov 12, 2019

A Certified Wealth Strategist (CWS) is a professional who has attained a higher level of education and training in financial planning. As the name suggests, they specialize in working with high net… Read more

by Mark Henricks Oct 29, 2019

The Federal Open Market Committee (FOMC) is a twelve-member body that sets and implements monetary policy for the Federal Reserve System. It does this through what it calls open market operations –… Read more

by Mark Henricks Oct 28, 2019

Restricted stock has become a common offering among employers in the last twenty years. There are two main types: restricted stock awards (RSA) and restricted stock units (RSU). Both can be lucrative… Read more

by Mark Henricks Oct 25, 2019

A Fellow of the Secure Retirement Institute (FSRI) is well versed in what it takes to retire in a sustainable way. As a result, their knowledge covers a broad range of retirement topics, from… Read more

by Mark Henricks Nov 25, 2020

A certified exit planner (CExP) can help even young business owners start planning for their eventual departure from the firm they helped grow. It can be a difficult process and many business owners,… Read more

by Mark Henricks Jan 08, 2020

Disposable income is a key concept in budgeting, as it refers to the income that’s leftover after you pay taxes. It’s sometimes known as your net pay. Note that this is distinctly different from… Read more

by Mark Henricks Sep 27, 2019

Market capitalization, often abbreviated as market cap, is a measure of a public company’s overall value as set by the market. Market cap can be used to compare companies. It is also a tool to help… Read more

by Mark Henricks Sep 26, 2019

Retirement, illness, disputes with a partner or even lack of interest can make business owners dream of selling. All of the above legitimate reasons to sell, but even owners who aren’t thinking of… Read more

by Mark Henricks Sep 26, 2019

The Certified Fixed Income Practitioner designation indicates expertise in all things regarding fixed-income securities. If you are a financial professional. who wants to help people invest in bonds… Read more

by Mark Henricks Sep 26, 2019

A company’s board of directors represents shareholders and supervises a company. As a result, directors are of particular importance to investors in individual stocks. It’s why all publicly traded… Read more

by Mark Henricks Jan 14, 2020

If you’re saving for just yourself, a single life annuity may be the perfect choice. Your beneficiaries won’t see a payout, though, as payments end when you die. A single life annuity, or straight… Read more

by Mark Henricks Sep 18, 2019

An individual retirement account (IRA) can be the foundation of a great retirement plan. However, it takes a skilled financial planner to match a client up with the right IRA for their retirement.… Read more

by Mark Henricks Sep 18, 2019

An investment’s performance could mean the difference between a comfortable retirement and a few more years of work. Therefore, it’s vital for financial planners and investment managers to accurately… Read more

by Mark Henricks Jan 08, 2020

New financial advisors need something to help them stand out. Consequently, the AAMS does just that. Designed for newcomers to the financial advice business, the AAMS trains advisors to identify… Read more

by Mark Henricks Feb 02, 2021

Certified Management Accountant (CMA) is a professional specialization that focuses on financial management and accounting for companies and organizations. This certification establishes that someone… Read more

by Mark Henricks Sep 12, 2019

How do businesses and employees learn to trust the person running their retirement plan? Having a specialized certification from one of the top business schools in the nation doesn’t hurt. A CEBS not… Read more

by Mark Henricks Feb 23, 2021

Advisory shares are a type of stock option given to company advisors rather than employees. They may be issued to startup company advisors in lieu of cash compensation. Advisors are usually granted… Read more

by Mark Henricks Jul 16, 2020

The internal rate of return (IRR) measures the return of a potential investment. The calculation excludes external factors such as inflation and the cost of capital, which is why it’s called internal… Read more

by Mark Henricks Aug 31, 2021

Though most stock market business takes place during the regular operating hours, even average investors can now trade after-hours through use various technology platforms. The stock market’s regular… Read more

by Mark Henricks Sep 19, 2019

If you’re betting on the rise and fall of securities, you may be a speculator, not an investor. Investors and speculators both put money into assets, enterprises and instruments in the hope of… Read more

by Mark Henricks Aug 22, 2019

It’s great to save money, but investing to really makes it grow. You may simply want to save money to avoid the risk of losing even minor gains. But it can be hard to make your money work for you if… Read more