Mortgage, Retirement and Investing Expert
Mark Henricks has reported on personal finance, investing, retirement, entrepreneurship and other topics for more than 30 years. His freelance byline has appeared on CNBC.com and in The Wall Street Journal, The New York Times, The Washington Post, Kiplinger’s Personal Finance and other leading publications. Mark has written books including, “Not Just A Living: The Complete Guide to Creating a Business That Gives You A Life.” His favorite reporting is the kind that helps ordinary people increase their personal wealth and life satisfaction. A graduate of the University of Texas journalism program, he lives in Austin, Texas. In his spare time he enjoys reading, volunteering, performing in an acoustic music duo, whitewater kayaking, wilderness backpacking and competing in triathlons.
Posts by Mark Henricks:
Operating cash flow, or OCF, refers to the amount of cash a company generates from normal business operations over a specific period of time. It’s widely used to evaluate a company’s performance and prospects. Lenders and investors often consider OCF a better gauge of profitability than indicators such as net income. Here’s what goes into this gauge, two ways it is calculated and why it matters. Read more
Tax exemptions let individuals and organizations avoid paying taxes on some or all of their income. Exemptions were once available to almost all tax filers in the form of the personal exemption. However, in 2017 the personal tax exemption was eliminated as part of the Trump tax plan. Still, exemptions are still important tax saving tools. What’s more, President Donald Trump’s curiously small tax payments over the years, as reported by the New York Times, have directed public attention to the number and value of federal tax breaks in the form of deductions, credits and exemptions. Here’s what you need to know about tax exemptions and how they differ from tax deductions and tax credits. Read more
Owner’s equity is the value of a business that the owner can claim, and it consists of the firm’s total assets minus its total liabilities. Both the amount of owner’s equity and how much it has changed from one accounting period to another offer insights into a business’s financial condition. This term is used with sole proprietors and partnerships. Learn what comprises this important element in a firm’s balance sheet and how to calculate the metric. Read more
Fair market value is the price a business, property or other asset would sell for in an open and competitive market where buyer and seller have adequate information of relevant facts, a reasonable… Read more