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Lauren Perez

Credit Card, Banking and Savings Expert

Lauren Perez writes on a variety of personal finance topics for SmartAsset, with a special expertise in savings, banking and credit cards. She is a Certified Educator in Personal Finance® (CEPF®) and a member of the Society for Advancing Business Editing and Writing. Lauren has a degree in English from the University of Rochester where she focused on Language, Media and Communications. She is originally from Los Angeles. While prone to the occasional shopping spree, Lauren has been aware of the importance of money management and savings since she was young. Lauren loves being able to make credit card and retirement account recommendations to friends and family based on the hours of research she completes at SmartAsset.

Posts by Lauren Perez:

by Lauren Perez Jan 29, 2019

No one likes paying taxes. Having money taken out of your paycheck is one of the most dreaded aspects of entering the workforce. While most of us pay federal income taxes, the taxes we pay at the state and local levels vary depending on where we live. In fact, seven states have no personal income tax and two states tax dividends and investment income but not wages. Read more

by Lauren Perez Feb 24, 2017

Feeling a little burnt out? We bet you’re not too tired to go on vacation! A February getaway can be the perfect opportunity to decompress after a busy holiday season and a stressful January. Prices tend to drop in February giving travelers a number of affordable destinations to visit across the globe. Here are the best places to travel in February. Read more

by Lauren Perez Jun 27, 2017

Having bad credit or no credit at all can make taking out a loan, getting an apartment or buying a house more challenging. But fortunately, it’s possible to establish a credit history and make up for past credit mistakes. One way to do that is to apply for a secured credit card. Read on to find out what a secured credit card is and how getting one may help you build credit. Read more

by Lauren Perez Dec 20, 2016

Linda McMahon of World Wrestling Entertainment (WWE) fame has been picked to head the U.S. Small Business Administration. If approved by the Senate, the co-founder and former CEO of WWE will oversee… Read more

by Lauren Perez Dec 20, 2016

J.K. Rowling’s net worth is an estimated $1.2 billion. Since 1997, J.K. Rowling has captivated book lovers across the globe with her renowned Harry Potter series. In addition to publishing that… Read more

by Lauren Perez Nov 06, 2017

January is a prime time to get away. There’s nothing like starting off the new year with a relaxing vacation. And since there are few people who travel the world after the holiday season wraps up, it… Read more

by Lauren Perez Dec 16, 2016

Gary Cohn, president and chief operating officer of Goldman Sachs, recently accepted Donald Trump’s offer to lead the National Economic Council (NEC).The NEC was designed to help coordinate and… Read more

by Lauren Perez Dec 13, 2016

Andy Puzder, a fast-food executive, is President-elect Donald Trump’s pick for labor secretary. In a statement announcing the decision, Trump said, “Andy will fight to make American workers safer and… Read more

by Lauren Perez May 29, 2019

So many roommate finders, so little time! How do you even choose? First, know that the best roommate finder sites and apps combine apartment listings with potential roommate profiles that detail… Read more

by Lauren Perez Nov 06, 2017

Many of us get caught up in the chaos of planning parties, buying gifts and visiting friends and relatives during the months of November and December. It’s easy to forget that the holidays are also… Read more

by Lauren Perez Apr 14, 2017

Some homebuyers prefer to have their new homes built from scratch. If you fall into this category, you might already have your sights set on the perfect piece of land for your dream home to sit on.… Read more

by Lauren Perez Oct 31, 2017

We all know about the shopping and credit card frenzy that follows Thanksgiving on Black Friday and Cyber Monday. The one day of giving thanks turns into a weekend of searching for the best deals on… Read more

by Lauren Perez Mar 14, 2018

Black Friday is one of the most exciting (or terrifying) days of the holiday season, depending on how you look at it. Some people prepare for the day months in advance while others couldn’t care less… Read more

by Lauren Perez Nov 21, 2016

Don’t have enough cash for a down payment? If you can’t put at least 20% down on a house, you might have to pay for private mortgage insurance. Luckily, there are ways to get around that. One… Read more

by Lauren Perez Oct 17, 2017

Many recent graduates struggle to transition from college to the real world. As independent adults, they may be making major decisions concerning different aspects of their lives, including their… Read more