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Jennifer Stinnett

Home Buying, Tax and Retirement Expert

Jennifer Stinnett writes about a variety of personal finance topics for SmartAsset. Her expertise includes retirement, taxes and home buying. Jennifer has a degree from Florida State University in English with a focus on Editing, Writing and Media.

Posts by Jennifer Stinnett:

by Jennifer Stinnett Jan 05, 2022

A nonqualified deferred compensation (NQDC) plan is an arrangement that an employer and employee agree to where the employer accepts to pay the employee sometime in the future. Executives often utilize NQDC plans to defer income taxes on their earnings. They differ drastically from qualified plans, like 401(k)s. As you explore how NQDC plans work and how they compare to qualified ones, you may also consider finding a financial advisor who could help you create a financial plan for your retirement and tax needs. Read more

by Jennifer Stinnett Jan 05, 2022

Did you make a mistake on your income tax return? Don’t sweat it – it happens. Whether you forgot about a tax deduction or credit or you need to include additional sources of income, you can fix those errors by filing an amended tax return. You’ll do this by completing IRS Form 1040X. A financial advisor can also help you avoid mistakes and optimize your tax strategy for your financial goals. Here’s our guide to understanding and filling out the form. Read more

by Jennifer Stinnett Jan 08, 2020

We’ve all heard of the Federal Reserve System but many of us don’t know much about it. The media mentions the Fed every now and then, especially after it’s had one of its meetings. But what exactly does the Federal Reserve do and how does it affect us? Let’s take a look at a few of its key responsibilities and how its decisions affect the nation’s cash flow. Read more

by Jennifer Stinnett Jan 19, 2022

Many businesses don’t make any money, particularly during their first year of operation. When this happens, the IRS provides business owners with some tax relief in the form of something called a net… Read more

by Jennifer Stinnett Oct 27, 2016

If you’ve invested in a foreign market or you’ve opened an offshore account, you may need to report your assets to the federal government. That means you might have to complete IRS Form 8938 every… Read more

by Jennifer Stinnett Dec 12, 2017

Credit scoring models take multiple factors into account when assessing your credit risk. The FICO® scoring model, for example, looks at your payment history and your credit mix. Another important… Read more

by Jennifer Stinnett Jul 09, 2018

Your credit score can determine whether you get the mortgage you need for your dream home or whether you qualify for cheap car insurance. There are many factors that influence your credit score and… Read more

by Jennifer Stinnett Oct 13, 2016

Having your health insurance claim denied can be stressful. But just because your insurer refuses to pay for your treatment or services doesn’t mean you need to rush to take out a loan or tap into… Read more

by Jennifer Stinnett Nov 30, 2016

Beyonce’s net worth is an estimated $265 million in 2016. Beyonce is an icon known for her electrifying performances and her empowering lyrics. At 35, she’s one of the youngest people on Forbes’ 2016… Read more

by Jennifer Stinnett Nov 30, 2016

Drake’s net worth is an estimated $60 million as of May 2016. The Canadian actor-turned-rapper’s annual earnings have risen, going from a reported $10 million in 2010 to $39.5 million in 2015. Today,… Read more

by Jennifer Stinnett Nov 30, 2016

Kanye West’s net worth is an estimated $145 million. West is one of the most polarizing figures in entertainment today. The outspoken rapper knows how to keep fans guessing with his unpredictable… Read more

by Jennifer Stinnett Jul 05, 2018

Maybe you’re stuck on a business trip that happened to fall on voting day. Or maybe you’re a college student who doesn’t have time to go home and vote. The good news is that even if you can’t make it… Read more

by Jennifer Stinnett May 10, 2019

Bill Gates’ net worth is an estimated $100.7 billion as of May 2019, according to the Forbes real-time rankings of the world’s billionaires. That brings him to No.2 on the list, behind only Amazon… Read more

by Jennifer Stinnett Jul 05, 2018

If you’re a little confused about how credit scores are calculated, you’re definitely not alone. Credit scoring models can be difficult to interpret, which isn’t very helpful when you’re trying to… Read more

by Jennifer Stinnett Sep 12, 2016

Although the World Trade Organization (WTO) affects all of us, many people aren’t very familiar with it. You might remember hearing about it over the years since its beginnings in 1995. If you had no… Read more

by Jennifer Stinnett Sep 05, 2016

Each election year, many of us feel uncertain about the new personnel and policy changes that could be in store for our country. If there’s one thing we all can agree on, it’s that the presidential… Read more