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Javier Simon

Banking, Retirement and Investing Expert

Javier Simon is a banking, investing and retirement expert for SmartAsset. The personal finance writer's work has been featured in Investopedia, PLANADVISER and iGrad. Javier is a member of the Society for Advancing Business Editing and Writing. He has a degree in journalism from SUNY Plattsburgh. Javier is passionate about helping others beyond their personal finances. He has volunteered and raised funds for charities including Fight Cancer Together, Children's Miracle Network Hospitals and the National Center for Missing and Exploited Children.

Posts by Javier Simon:

by Javier Simon Jul 31, 2019

The best retirement communities in Tennessee offer a range of amenities to backdrops like breathtaking mountains. You can also reside in luxurious homes with most maintenance costs covered by homeowners association (HOA) fees. Below, we cover the best retirement communities in the Volunteer State along with everything you can expect. This includes the price tag. But to make the most out of these great communities, you need careful financial planning. A financial advisor can provide expert guidance. You can use our free SmartAsset financial advisor matching service to find one. Advisors can also help with all financial issues, including things like estate tax. Read more

by Javier Simon Nov 12, 2018

The best retirement communities in Maryland provide their residents with several options to stay active while also enjoying a laid-back lifestyle. Large clubhouses feature state-of-the-art gyms, spas and plenty of meeting rooms to spend quality time with your new friends. This article will cover everything you can expect at Maryland’s retirement communities from amenities to scenery and price tags. However, you can always find a financial advisor to help you make the best retirement planning decisions. Read more

by Javier Simon Mar 18, 2019

Retirement communities in Florida have plenty to offer. From luxury homes to state-of-the-art fitness centers and amenities, you can spend your golden years in style while staying in the Sunshine State. Read on to learn more about the best retirement communities and what you can expect to find. Each community is listed based on general home prices, from low to high. You can also find a financial advisor to help you make the best decision. Read more

by Javier Simon Sep 19, 2019

One of the most crucial investment decisions anyone makes is how he or she goes about setting up their asset allocation. This is the process by which you break down your investment portfolio based on… Read more

by Javier Simon Feb 25, 2021

The best retirement communities in Arizona have a lot to offer. Given that the state has everything from golf courses and resort-style pools to vast hiking trails surrounded by beautiful mountain… Read more

by Javier Simon Mar 18, 2020

For investors looking to diversify their portfolio, real estate is a great option. But 89% of Americans have never ventured into that kind of investing, according to RealtyShares, an online real… Read more

by Javier Simon Nov 01, 2018

The best retirement communities in South Carolina are definitely a sight to see. From pristine beaches and palm trees to miles of hiking trails, South Carolina offers several opportunities to relax… Read more

by Javier Simon Nov 01, 2018

The best retirement communities in North Carolina offer plenty of amenities and the backdrop of rolling hills, mountains and pristine waterways. And you can make new friends at large clubhouses and… Read more

by Javier Simon Oct 30, 2018

Retirement communities in Virginia offer a range of amenities and plenty of opportunities to stay active well into your golden years. You can enjoy championship golf courses designed by the likes of… Read more

by Javier Simon Oct 30, 2018

Can you cash a check at any bank? Some of the best banks will do it for you even if you’re not a customer. But your options don’t end their. You can also cash checks at several retailers, grocery… Read more

by Javier Simon Jan 11, 2021

One of the benefits that makes tax-deferred retirement accounts like 401(k) plans so attractive is their high contribution limits. This becomes especially appealing when your company offers a 401(k)… Read more

by Javier Simon Oct 26, 2018

Going through a divorce is never easy. But if you live in Illinois, it’s important to be aware of Illinois divorce laws before going deep into the proceedings. There are certain eligibility… Read more

by Javier Simon Oct 26, 2018

Virginia divorce laws can be complex. Individuals must meet certain eligibility requirements even before filing for divorce. And unless a couple agrees on how to split property and assets, a judge… Read more

by Javier Simon Dec 14, 2018

Investing in certificate of deposit (CD) accounts provides you with several benefits. But as with anything in the investing world, you face some risk. So you have to weigh the CD pros and cons before… Read more

by Javier Simon Oct 19, 2018

Maintaining a healthy savings habit is critical to financial wellness. Unfortunately, many Americans lack basic emergency funds. One easy way to build one is by opening a savings account. The best… Read more

by Javier Simon Jul 24, 2019

As Americans pay more for medical costs, many seek new ways to save in case of emergencies. Some may not even know they have access to health savings accounts (HSAs) and health reimbursement accounts… Read more

by Javier Simon Dec 21, 2018

Good Friday marks the Crucifixion of Jesus Christ, and many of those observing will be fasting and engaging in religious ceremonies. Some may also be asking, are banks open on Good Friday? The answer… Read more

by Javier Simon Apr 08, 2021

In a world where Americans are saving less and less, it helps to have something to motivate you to sock away some money for an emergency fund. A high-yield savings account can do that. As the name… Read more

by Javier Simon Feb 18, 2020

Health savings accounts (HSA) and flexible spending accounts (FSA) both help people save for future medical expenses. These accounts also offer distinct tax benefits. But when deciding which one is… Read more

by Javier Simon Jan 07, 2020

Each year, the IRS sets maximum contribution limits for health savings accounts (HSAs). For 2020, this limit increased slightly from 2019 due to changes in cost of living as was determined by the IRS… Read more

by Javier Simon Feb 22, 2021

Money market accounts tend to generate interest rates that climb well above those of even the best savings accounts. They also offer additional benefits. For example, several banks link money market… Read more

by Javier Simon Oct 12, 2018

Retirees flocking to the Volunteer State for their golden years are in for a treat. The best places to retire in Tennessee offer everything from scenic mountain landscapes and hiking trails that will… Read more

by Javier Simon Oct 12, 2018

The best places to retire in South Carolina have plenty to offer from pristine lakes and mountains to historic sites that date back to the Revolutionary War. So it’s no wonder so many nature lovers,… Read more

by Javier Simon Jan 23, 2020

If you love the outdoors and want to stay active, you may consider spending your golden years among the pristine landscapes of Virginia. To help you narrow down your choices, we compiled a list of… Read more

by Javier Simon Oct 12, 2018

If you’re a fan of the great outdoors, maritime communities and the arts, you may want to retire in the Beaver state. The best places to retire in Oregon offer plenty of opportunities to stay active… Read more