Savings, Retirement and Investing Expert
Hunter Kuffel is a personal finance writer with expertise in savings, retirement and investing. Hunter is a Certified Educator in Personal Finance® (CEPF®) and a member of the Society for Advancing Business Editing and Writing. He graduated from the University of Notre Dame and currently lives in New York City.
Posts by Hunter Kuffel:
With around 1.4 million members, the California Public Employees Retirement System, known as CalPERS, is the largest defined-benefit pension system in the country. Public employees ranging from state and local government employees to teachers and firefighters are enrolled in the system, paying into the pension fund throughout their careers and then receiving monthly payouts during retirement. Membership in the California retirement system isn’t designed to provide you with all the retirement savings you’ll need, so you may still be interested in finding a financial advisor to walk you through all your options. SmartAsset’s SmartAdvisor tool can match you with up to three advisors in your area. Read more
The Wyoming Retirement System (WRS) is a collection of seven different pension plans with around 35,000 active members and 27,000 people receiving benefits. Like all defined benefit plans, active members contribute throughout their careers and then receive monthly payments for life in retirement. If you’d like to speak to an expert about how your pension can fit into your retirement strategy, SmartAsset’s SmartAdvisor tool can match you with up to three financial advisors in your area. Read more
Rolling over a 401(k) plan into a traditional or Roth IRA is a fairly common practice. You’ll often do this when you’ve left your former employer and want to keep your retirement savings all in one place. But you may also be looking to diversify your retirement savings with assets that aren’t as closely tied to the economy. If that’s the case, you might considering executing a 401(k) to gold IRA rollover. Read more