Posts by Hunter Kuffel, CEPF®
Retirement
How to Execute a 401(k) to Gold IRA Rollover
Rolling over a 401(k) plan into a traditional or Roth IRA is a fairly common practice. You’ll often do this when you’ve left your former employer and want to keep your retirement savings all in one place. But you may… Read more…
Retirement
Does Disability Pay More Than Social Security?
Applying for Disability benefits has a reputation as a time-consuming and inefficient process. Consequently, many people entering their 60s who could potentially qualify for disability benefits may opt to just elect for Social Security a couple of years early to… Read more…
Investing
Yes, We Are in a Recession: Here’s How to Protect Your Portfolio
Gross domestic product in the U.S. fell 0.9% in the second quarter of 2022, marking the second consecutive quarter of negative growth, the commonly accepted definition of a recession. The National Bureau of Economic Research is the body that officially… Read more…
Financial Advisor
What Is a Chartered Retirement Planning Counselor (CRPC)?
The chartered retirement planning counselor (CRPC) designation distinguishes financial advisors and other retirement professionals as experts in helping clients prepare for retirement. To become a CRPC, these individuals must meet several qualifications, undergo hours of training and take an examination. Once a… Read more…
Estate Planning
How to Create a Living Trust in Maine
If you are considering an estate plan, there are many paths you can take. One way to protect assets for your family is to create a living trust. Probate and inheritance laws vary from state to state, which means that the… Read more…
Estate Planning
How to Create a Living Trust in West Virginia
When planning your estate, you have different tools at your disposal to protect your assets for your loved ones. One such tool is a living trust, which many estate-planning experts consider to be a more iron-clad strategy than writing a will.… Read more…
Estate Planning
How to Create a Living Trust in New Hampshire
If you’re thinking about your estate planning strategy, odds are you’ve heard about creating a living trust. A living trust can protect your assets and make life easier for your heirs. Residents of New Hampshire may particularly benefit from using a… Read more…
Retirement
A Guide to Cost of Living Adjustments (COLAs)
Although the future is unpredictable, there are some things we can generally say with confidence. One is that prices are likely to rise, or inflate, over time, meaning the cost of living rises as well. Inflation affects those in the workforce, and… Read more…
Investing
What Is a Prospectus, and How Do You Read One?
In investing, a prospectus is a legal document that describes an investment security to potential investors. Required by the U.S. Securities and Exchange Commission (SEC), a prospectus contains facts about the company or fund issuing the security. This can include… Read more…
Estate Planning
How (and Why) to Use a Spendthrift Trust
Leaving money behind for an heir can be nerve-racking, especially if they’re new to managing money or have trouble controlling their spending. An estate planning tool that can help you in this situation is a spendthrift trust, which affords a trustee… Read more…