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Hunter Kuffel, CEPF®

Hunter Kuffel is a personal finance writer with expertise in savings, retirement and investing. Hunter is a Certified Educator in Personal Finance® (CEPF®) and a member of the Society for Advancing Business Editing and Writing. He graduated from the University of Notre Dame and currently lives in New York City.

Posts by Hunter Kuffel, CEPF®

401(k) to gold IRA rollover

How to Execute a 401(k) to Gold IRA Rollover

Rolling over a 401(k) plan into a traditional or Roth IRA is a fairly common practice. You’ll often do this when you’ve left your former employer and want to keep your retirement savings all in one place. But you may… Read more…

Disability Pay More Than Social Security

Does Disability Pay More Than Social Security?

Applying for Disability benefits has a reputation as a time-consuming and inefficient process. Consequently, many people entering their 60s who could potentially qualify for disability benefits may opt to just elect for Social Security a couple of years early to… Read more…

What Is a Recession, and How Can We Predict Them?

Yes, We Are in a Recession: Here’s How to Protect Your Portfolio

Gross domestic product in the U.S. fell 0.9% in the second quarter of 2022, marking the second consecutive quarter of negative growth, the commonly accepted definition of a recession. The National Bureau of Economic Research is the body that officially… Read more…

Chartered Retirement Planning Counselor (CRPC)
Financial Advisor

What Is a Chartered Retirement Planning Counselor (CRPC)?

The chartered retirement planning counselor (CRPC) designation distinguishes financial advisors and other retirement professionals as experts in helping clients prepare for retirement. To become a CRPC, these individuals must meet several qualifications, undergo hours of training and take an examination. Once a… Read more…

Living Trust Maine
Estate Planning

How to Create a Living Trust in Maine

If you are considering an estate plan, there are many paths you can take. One way to protect assets for your family is to create a living trust. Probate and inheritance laws vary from state to state, which means that the… Read more…

Living Trust West Virginia
Estate Planning

How to Create a Living Trust in West Virginia

When planning your estate, you have different tools at your disposal to protect your assets for your loved ones. One such tool is a living trust, which many estate-planning experts consider to be a more iron-clad strategy than writing a will.… Read more…

Living Trust New Hampshire
Estate Planning

How to Create a Living Trust in New Hampshire

If you’re thinking about your estate planning strategy, odds are you’ve heard about creating a living trust. A living trust can protect your assets and make life easier for your heirs. Residents of New Hampshire may particularly benefit from using a… Read more…

cost of living adjustments (COLAs) take place every year.

A Guide to Cost of Living Adjustments (COLAs)

Although the future is unpredictable, there are some things we can generally say with confidence. One is that prices are likely to rise, or inflate, over time, meaning the cost of living rises as well. Inflation affects those in the workforce, and… Read more…


What Is a Prospectus, and How Do You Read One?

In investing, a prospectus is a legal document that describes an investment security to potential investors. Required by the U.S. Securities and Exchange Commission (SEC), a prospectus contains facts about the company or fund issuing the security. This can include… Read more…

Spendthrift Trust
Estate Planning

How (and Why) to Use a Spendthrift Trust

Leaving money behind for an heir can be nerve-racking, especially if they’re new to managing money or have trouble controlling their spending. An estate planning tool that can help you in this situation is a spendthrift trust, which affords a trustee… Read more…