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Eric Reed

Retirement and Investing Expert

Eric Reed is a freelance journalist who specializes in economics, policy and global issues, with substantial coverage of finance and personal finance. He has contributed to outlets including The Street, CNBC, Glassdoor and Consumer Reports. Eric’s work focuses on the human impact of abstract issues, emphasizing analytical journalism that helps readers more fully understand their world and their money. He has reported from more than a dozen countries, with datelines that include Sao Paolo, Brazil; Phnom Penh, Cambodia; and Athens, Greece. A former attorney, before becoming a journalist Eric worked in securities litigation and white collar criminal defense with a pro bono specialty in human trafficking issues. He graduated from the University of Michigan Law School and can be found any given Saturday in the fall cheering on his Wolverines.

Posts by Eric Reed:

by Eric Reed Sep 29, 2020

Risk is one of the most essential concepts to successful investing. Investors and capital-seekers looking for right balance on any given security drives most market activity. Alpha measures an investment’s performance compared to a relevant market, like the Dow Jones or S&P 500. Here’s how alpha is measured and how it’s used in investing. Read more

by Eric Reed Nov 06, 2019

One hundred is a lot of shares. Literally, when trading stock one “lot” is defined as 100 shares. A round lot is any number of shares evenly divisible by 100, while any other amount is considered an “odd lot.” Block traders do not deal in lots of shares. They operate on a scale several orders of magnitude larger. Read more

by Eric Reed Nov 05, 2019

The edge case scenario is realistic, but too remote to come up in daily events. Arguably, how well you manage unlikely outcomes largely defines your skill in a profession. Lawyers call them “bad cases,” and warn every first year law student that bad cases make bad law. Doctors have their rare and orphan diseases. Investors have tail risk. Read more

by Eric Reed Mar 24, 2020

It is clear that, once upon a time, finance types had a little more fun with their jobs. How else to explain how “dead cat bounce” came to be a widely accepted piece of financial jargon? The odd term… Read more

by Eric Reed Nov 04, 2019

More than a decade after the Great Recession, the United States has seen a mixed record of recovery. Despite record-breaking highs in the stock market and an unemployment rate that has fallen every… Read more

by Eric Reed Jan 08, 2020

More than 70 million aging adults will strain U.S. financial and medical institutions in the near future. Their Millennial children, struggling with student debt imposed by the Boomers’ choice to… Read more

by Eric Reed Oct 31, 2019

Assisted living is one of the most difficult parts of elder care. Expensive, with costs driven by both residency and the skills involved with this care, assisted living leaves many seniors struggling… Read more

by Eric Reed Jan 14, 2020

High frequency trading (HFT) is controversial. Some investors say it lets people capitalize off of opportunities that may vanish quite quickly. Others say high frequency trading distorts the markets.… Read more

by Eric Reed Sep 25, 2019

Let’s start with some good news. It is not as bad as you’ve heard. The divorce rate is high, but it still requires a lot of variables for a couple to actually get divorced. Still, “probably won’t… Read more

by Eric Reed Oct 23, 2020

A certified treasury professional (CTP) is a designation some financial professionals earn so they are able to help businesses manage and operate their corporate treasuries. Like other certifications… Read more

by Eric Reed Jan 08, 2020

More than half of Americans have invested in a stock-related mutual fund. Most invest through their retirement accounts, often with little direction beyond selecting a 401k fund. But stocks are just… Read more

by Eric Reed Sep 18, 2019

Your friend wants to borrow $20, so you take a minute to think about it. What happened the last time he borrowed money from you? You might see that 20 bucks again, but even odds say you don’t. So you… Read more

by Eric Reed Sep 17, 2019

Almost no one will know what it means if your business card has a “CPCU” after your name. The “almost” is key here though. Almost no one will understand what CPCU means, but your colleagues will.… Read more

by Eric Reed Aug 26, 2020

Certified public accountants (CPAs) are at the top of the accounting field. Whether you keep the books at a small office or review files for the IRS, accounting is a wide field with many professions… Read more

by Eric Reed Sep 13, 2019

Financial advice comes, mostly, in a sea of acronyms. There is the CPA (Certified Public Accountant), the CFP (Certified Financial Planner), the CIMA (Certified Investment Management Analyst) and… Read more

by Eric Reed Sep 10, 2019

If you’re in a position to need this article, congratulations. We’ll try to contact Lamborghini to target you with banner ads. If you’re not, but have decided to read this article anyway, welcome to… Read more

by Eric Reed Oct 18, 2019

Here’s the situation: You would like to invest your savings or retirement account. However, not wanting to trust your money to eTrade and luck, you hire an investment advisor who steers your money… Read more

by Eric Reed Oct 02, 2019

Certified investment management analysts sit atop and entire industry of financial planners. Only about a third of Americans under 35 have money in the stock market, the legacy of the Great Recession… Read more

by Eric Reed Jul 22, 2019

A call provision allows an issuer to pay a bond early. Most bonds have a fixed maturation and value. If you buy a 10-year bond, you get back your capital plus a fixed interest rate in a decade. Call… Read more

by Eric Reed Jul 30, 2019

A viatical settlement is some grim business. It allows the holder of a life insurance policy to sell it for more than its purchase price, but less than its face value. If you are in the market to… Read more

by Eric Reed Aug 15, 2019

When is debt not ordinary debt? When it’s packaged as exchange-traded notes. An exchange-traded note (ETN) is pegged to a market index, but functions like a bond. At maturity, ETNs pay out the return… Read more

by Eric Reed Jul 29, 2019

Bonds are often the investment of choice for people seeking stability. They don’t yield much, unless you have sought out the junk market, but they come with highly stable returns. Bonds can be seen… Read more

by Eric Reed Aug 07, 2019

There are two reasons one may choose to conduct dark pool trading. First, it could make your job sound far more thrilling than it actually is. “Stock analyst” might not light up the conversation at a… Read more

by Eric Reed Dec 03, 2019

Coupons can save you money on double stuffed Oreo cookies. They can make skee-ball seem like a good use of time. And they can help you save for retirement or college tuition. A bond with semi-annual… Read more

by Eric Reed Sep 09, 2019

Never trust a get-rich-quick scheme. This may be the most important thing you need to know about penny stock promoters. Since they aren’t in it for you, here’s a breakdown of what you need to know to… Read more